How do you get a mortage that has been quitclaimed off credit report?
How do you get a mortage that has been quitclaimed off credit report?
My current husband signed a quitclaim when he divorced from his ex-wife about 4 years ago. The mortgage still shows on his credit report and is really hurting it. We are in the process of trying to buy our house, but need to get this mortgage taken off his credit report. Does anyone out there know how this is done? Does he HAVE to convince her to refinance the house (she is now re-married and should be able to - but whether or not she would be willing to is the question. We HIGHLY doubt she would oblige just to help us out). Or is there some other way to get his name totally removed and get it off his credit score?
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When your husband signed quitclaim deed, the ownership of the said property goes to his ex-wife entirely. But his name will not be removed from the loan agreement & he is liable to pay it off.So, if his ex-wife do not help you & agrees to refinance the loan in her name, it will not be possible to remove the mortgage from his credit report.