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How can I get approved for a home without Emplyment History?

How can I get approved for a home without Emplyment History?

Me and my wife are trying to get approved to get a home mortgage for 60K to 100K. We do not have the Employment history that everyone wants. I am in a Family business and my wife is in school fill time. I cannot be on the loan. So my wife has to apply by herself. The business pays for all our bills. I have currently been renting for 2 years at 1200/month and never missed or was late on a payment. My wife credit is excellent and down payment is no problem. We currently switched my salary to hers and hoping not to wait 2 years to buy. Do I have any hope? I can prove that the business pays for everything.


Anonymous's picture
Anonymous (not verified)
3-03-2015

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If she has been on the business paperwork from the beginning AND you can document the income through taxes for the last two years she may be able to get a loan However if thats not the case it is highly unlikely you will get a loan other than owner financing possibly   Brian Barnes Nationwide Mortgages Brian@Aimwithfocus.com

brian1 | Asked on 2015-03-04

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