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Hi stephenie, My mortgage was discharged in a chapter 7. I did not reaffirm

Hi stephenie, My mortgage was discharged in a chapter 7. I did not reaffirm the loan. Will the mortgage company let me stay in house ? If so can I get the payments lower because I cannot afford the payments that I had

Asked on 12:00 am Apr 14th 2011

Anonymous

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As you haven't reaffirmed the mortgage, you will have to surrender the property to the lender and he will foreclose it in order to recover the debts. You're not personally liable for the mortgage payments as you haven't reaffirmed your debts.

Answered on 1:05 am Feb 2nd 2012

smith.sussane

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Hi stephenie, My mortgage was discharged in a chapter 7. I did not reaffirm

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