Apply for credit card now?
Apply for credit card now?
Hello… I’m in deep problem!! There are many state tax liens filed against me due to a failed business. But, I am on a payment plan in order to clean up all these state tax liens. Presently, I have no credit cards at all and nothing negative on my CR except for these state tax liens. I would like to take the next step to repair my credit. Will it be a good option to apply for a credit card now? Or do I need to wait till I pay off the state tax liens in full?
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Hi Shannon,
It's really good to know that you want to take steps in order to improve your credit situation. As you're already paying off the state tax liens through a payment plan, it will be a good option to apply for a credit card now. It will be better if you could apply for a secured credit card. To know more about secured credit cards, check out the given page: http://www.mortgagefit.com/blog/5types-creditcards/ .