Can my husband refinance my house without me being on the loan?
Can my husband refinance my house without me being on the loan?
Hello, since buying my home in MN before our marriage my credit has taken a hit and is no longer good enough to qualify for a loan. Is it possible for my husband, who is currently nowhere on the mortgage and deed, refinance alone without me on the loan? Thank you in advance!
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Unless you add your husband to the property deed, the lender may not allow him to refinance the mortgage in his name.
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You should use a quitclaim deed in order to add your husband to the property deed.
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