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what affect does a 2nd mortgage have when rewritting a 1st

what affect does a 2nd mortgage have when rewritting a 1st

need to rewrite a 1st mortgage on some property and didn't understand
how 2nd mortgage would affect this process.
@nd is to secure a different loan


Anonymous's picture
Anonymous
26-01-2015

3 Answers
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If you refinance the first the second must be either paid or asked to they must agree to subordinate (remain in 2nd lien position) If they do not agree and you refinance they by order of title become first lien and the new loan becomes the second  -  most banks wont finance if they have to come in as a second lien    Brian Barnes ENG Lending - nationwide lender

brian1 | Asked on 2015-01-26


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Anonymous | Asked on 2016-04-05 14:48:43

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