I tried to do a loan modification with my lender and was told that they do not do [url=http://www.mortgagefit.com/know-how/loan-modification.html]loan modifications[/url]. I have a 8% or 8.25% interest on my loan 30 yr fixed. When we started processing the loan I was told a 4.75% interest but was not locked in and it took so long that the interest went up, the loan officer went on vacation without telling anyone. I lost my job and got a diff job at a much lower rate pay. I have bad credit from paying behind on my bills and no down payment money or closing to [url=http://www.mortgagefit.com/refinance.html]refinance[/url]. I live in Rural Alaska. help! I am a few months behind on my mortgage because of my bad payment history with the lender they are not willing to work with me other than pay teh full amount I owe in two weeks. Any advise?
Thak you :?