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Mortgage Forums Announcements Feedback and Our Pub Mortgages / Notes.Your Home May Be Free of All Notes Period! |
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 nightpowling
 Joined: 14 Jun 2010 Posts: 1 1.00 Dollars($) |
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smithsussane
 Joined: 18 Sep 2008 Posts: 10030 Location: Alaska 919.49 Dollars($) |
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I would like to pass some information given to me by an attorney whom I hired although not for this issue, as of yet, never-the-less, I was informed by him Congress a few months ago passed a law in regards to home closings not done by an attorney and I was told this. “If your mortgage closing was not handled by and attorney (licensed In Your State) and by a Notary Public or some other individual who is not a licensed attorney your mortgage note is no good and Chase who inherited my note from Washington Mutual in my case was not handled by an attorney. If I am Right this means yes you own your home free and clear other than taxes in your area, etc... Also I am checking to see about the issue of a second note to see if it may be voided even it done by an attorney. Conclusion, this will allow you to have a totally free and clear title/deed to your home washing out both notes and/or at least one of the two. There is something else to try if you did close with and attorney there may be another way which I am told by a good source can help in all the mayhem caused by Fanny Mae and Freddy Mac’s poor lending practices which says the lean holder must allow you access to the original note you signed at closing and a copy is no good. Please I am not an attorney so please check with an attorney in your area and research the Internet zestfully even if you are told by an attorney these solutions are incorrect, just hang in there and do not panic not matter what and do not sign another note unless you have no other choice and put it on the record that you feel you should not have to do this because of one or more of the reasons above we have nothing to lose! 
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