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Insurance charge

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Icon Mini Profile llisahuk69





Joined: 02 Jul 2010

Posts: 1

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Post Posted: Fri Jul 02, 2010 4:40 am    Post subject: Insurance charge
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I have my mortage with Capstone and they have been charging me buildings insurance despite me having sent them a copy of my third party arrangements. I have only just discovered it when I was looking at my statement more in depth for a potential remortgage. I have arrears with them that were set as an additional order through the court and they are now saying that they wont refund the money overpaid merely credit it to my account. Surely they are not allowed to do this? Can anyone help
Thansk
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Icon Mini Profile dipaligopale





Joined: 25 May 2010

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Post Posted: Fri Jul 02, 2010 5:06 am    Post subject:
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Quote:
they wont refund the money overpaid merely credit it to my account.


They are ready to credit the amount means they are ready to pay but not in cash and are settling this amount in your mortgage payment.So I think this is perfectly OK.
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