| Posts by Benjamin Smith |
| Posting date
| Subject |
Categories |
| Sun Oct 16 6:24:42 2011 |
Hello Guest,
Unfortunately I don't have much .. |
Forum |
| Wed Sep 21 2:47:14 2011 |
Perhaps this will best answer your .. |
Forum |
| Thu Sep 15 1:19:54 2011 |
Unfortunately, the appraiser does not have a .. |
Forum |
| Tue Aug 2 7:18:45 2011 |
All adjustments to value are market based. The .. |
Forum |
| Fri Jul 22 12:13:58 2011 |
Likely the reason he signed the report was .. |
Forum |
| Fri Jul 22 7:08:32 2011 |
I would definitely say you have a case here. What .. |
Forum |
| Wed Jun 29 8:45:02 2011 |
In addition to the valuation of real estate, the .. |
Forum |
| Mon Jun 6 9:23:01 2011 |
I definitely have to agree with you George. While .. |
Forum |
| Mon May 23 11:57:33 2011 |
The short and easy answer is a yes. It is quite .. |
Forum |
| Mon May 23 11:43:44 2011 |
Based on the wording of your question, it sounds .. |
Forum |
| Sat Apr 30 5:00:00 2011 |
I can't speak for your loan approval, but what .. |
Forum |
| Thu Apr 21 10:07:44 2011 |
I still see no legal obligation to get permission .. |
Forum |
| Sat Apr 16 4:12:56 2011 |
You could certainly talk to an appraiser if you .. |
Forum |
| Mon Apr 4 1:16:08 2011 |
Hey Marc,
It sounds like you would need to .. |
Forum |
| Sat Apr 2 11:06:00 2011 |
Well Guest, if I didn't know any better, it .. |
Forum |
| Fri Apr 1 2:07:10 2011 |
Well George, if you haven't already, chances are .. |
Forum |
| Fri Apr 1 12:55:20 2011 |
Effective age is really objective in that it is .. |
Forum |
| Fri Mar 25 5:57:23 2011 |
That is a very good question. It would actually .. |
Forum |
| Tue Mar 22 9:19:44 2011 |
You can try talking to an attorney, but most .. |
Forum |
| Fri Mar 11 4:01:45 2011 |
You may want to read a few of the older posts .. |
Forum |
| Thu Dec 23 1:32:56 2010 |
First of all, $890 is crazy. You must be at the .. |
Forum |
| Tue Dec 21 11:54:24 2010 |
I would not place too much weight on the tax .. |
Forum |
| Tue Dec 21 12:45:58 2010 |
The fees paid for the appraisal are in exchange .. |
Forum |
| Fri Dec 17 10:22:17 2010 |
Conversations with the appraiser be limited to .. |
Forum |
| Sat Dec 4 9:54:08 2010 |
The highest and best use is basically just an .. |
Forum |
| Wed Dec 1 9:10:45 2010 |
It really depends on the land. For ordinary .. |
Forum |
| Fri Nov 26 10:05:53 2010 |
I would ask for clarification on this. "Fair .. |
Forum |
| Tue Nov 23 6:42:16 2010 |
Surely you can't hold the appraiser responsible .. |
Forum |
| Tue Nov 23 10:52:11 2010 |
Keep in mind that "typically" doesn't .. |
Forum |
| Wed Nov 17 9:25:39 2010 |
And that's all I have to say about .. |
Forum |
| Mon Nov 8 4:59:45 2010 |
When I first started in this business about 10 .. |
Forum |
| Fri Oct 29 6:01:36 2010 |
There are governing agencies that regulate .. |
Forum |
| Fri Oct 29 8:46:50 2010 |
I admire your perseverance. In your lengthy, .. |
Forum |
| Thu Oct 28 9:13:38 2010 |
I agree with George, you may want to discuss your .. |
Forum |
| Thu Oct 28 9:04:52 2010 |
Actually, this sounds more like an appraiser’s .. |
Forum |
| Mon Oct 11 2:17:47 2010 |
Ron,
I do consulting reports for various .. |
Forum |
| Mon Oct 11 2:11:24 2010 |
Hey Art,
Based on what you have stated, I .. |
Forum |
| Fri Oct 8 3:03:10 2010 |
I agree George, it does seem odd.
I cannot .. |
Forum |
| Wed Sep 29 9:09:06 2010 |
In some cases, a short sale may be the most .. |
Forum |
| Tue Sep 21 7:14:33 2010 |
Appraisers have very strict client .. |
Forum |
| Fri Sep 17 5:35:23 2010 |
I would ask the lender to get a second opinion .. |
Forum |
| Fri Sep 17 5:24:07 2010 |
It is true that the market value of a property is .. |
Forum |
| Mon Sep 13 2:16:38 2010 |
I agree with the prior response. If you do not .. |
Forum |
| Thu Sep 2 5:21:37 2010 |
This sounds like a question to ask your lender, .. |
Forum |
| Mon Aug 30 5:29:32 2010 |
I agree the appraiser will have to note it in the .. |
Forum |
| Mon Aug 30 5:19:29 2010 |
I assume you are referring to the proof needed to .. |
Forum |
| Mon Aug 23 4:49:36 2010 |
I have never heard of it. This is not to suggest .. |
Forum |
| Mon Aug 23 4:44:35 2010 |
Hi jjooe5,
Unfortunately, you have not given .. |
Forum |
| Thu Aug 19 4:42:36 2010 |
I agree with George, I would have the lender make .. |
Forum |
| Mon Aug 16 7:34:47 2010 |
I agree, an appraisal is an appraisal regardless .. |
Forum |
| Sat Aug 14 9:22:03 2010 |
The appeals process is different for each county .. |
Forum |
| Thu Jul 29 9:18:22 2010 |
It appears that you have four appraisers with .. |
Forum |
| Tue Jul 27 8:26:59 2010 |
Hey Joe,
Every market is different and so is .. |
Forum |
| Wed Jul 14 8:37:18 2010 |
If I understand you correctly, this is one .. |
Forum |
| Sun Jul 4 8:50:51 2010 |
If the appraiser refuses to change his value, .. |
Forum |
| Sat Jun 26 9:04:15 2010 |
I agree George, one think. But as much turmoil .. |
Forum |
| Wed Jun 23 2:46:46 2010 |
Under the new Home Valuation Code of Conduct .. |
Forum |
| Thu Jun 17 8:18:07 2010 |
Most lenders will base your LTV ratio on the .. |
Forum |
| Wed Jun 9 4:29:13 2010 |
Mike,
If I may say, you appear to be well .. |
Forum |
| Wed Jun 9 4:12:02 2010 |
I understand what James is trying to say but it's .. |
Forum |
| Mon Jun 7 6:43:03 2010 |
Any opinion of value from an appraiser is an .. |
Forum |
| Sun May 23 8:27:33 2010 |
Hey Jacquiline,
First of all, there are .. |
Forum |
| Sun May 23 8:20:50 2010 |
Hey guest,
It surely doesn't hurt to tidy up a .. |
Forum |
| Sun May 16 9:33:40 2010 |
I would like to add one other .. |
Forum |
| Sun May 16 9:24:14 2010 |
Dwakins,
The STATEMENT OF ASSUMPTIONS AND .. |
Forum |
| Thu Apr 29 6:05:37 2010 |
This sounds like a question you should be asking .. |
Forum |
| Mon Apr 26 8:47:20 2010 |
The first question should be, which one is .. |
Forum |
| Mon Apr 26 8:41:45 2010 |
Most lenders will require that a new appraisal be .. |
Forum |
| Mon Apr 19 7:24:49 2010 |
Depending on the millage rates, the difference in .. |
Forum |
| Wed Apr 7 12:57:36 2010 |
I think you are becoming confused about the terms .. |
Forum |
| Sat Mar 13 10:29:31 2010 |
First of all, the value will most likely not .. |
Forum |
| Wed Mar 10 9:18:57 2010 |
Just a personal opinion, but I never considered a .. |
Forum |
| Mon Mar 8 11:46:43 2010 |
You can ask an appraiser to perform either a .. |
Forum |
| Mon Mar 8 7:25:19 2010 |
Regardless of what you call the room, the utility .. |
Forum |
| Tue Mar 2 5:27:07 2010 |
Stevemia,
You have a couple of options. You .. |
Forum |
| Sat Feb 13 8:21:21 2010 |
Hi Carmel,
One of the biggest challenges for .. |
Forum |
| Wed Feb 10 1:58:33 2010 |
Haha, let's just hope your heart surgeon isn't .. |
Forum |
| Mon Feb 8 8:42:01 2010 |
The same way you get a car title. Go to the .. |
Forum |
| Mon Feb 8 7:44:57 2010 |
On a side note, I would probably be less likely .. |
Forum |
| Mon Feb 8 7:40:03 2010 |
Appraisers are to remain objective, impartial and .. |
Forum |
| Wed Jan 13 2:34:16 2010 |
You are exactly right George. I am not sure what .. |
Forum |
| Thu Jan 7 11:04:26 2010 |
I might have to disagree with you George. .. |
Forum |
| Wed Jan 6 10:07:12 2010 |
Hey Jeremiah,
Appraisers are to remain .. |
Forum |
| Mon Jan 4 7:38:20 2010 |
Actually, after a little investigation, I should .. |
Forum |
| Mon Jan 4 7:10:38 2010 |
I have to agree with George on this one. The deed .. |
Forum |
| Thu Dec 31 8:31:23 2009 |
Happy New Year! I hope 2010 will be better than .. |
Forum |
| Thu Dec 24 7:19:07 2009 |
MERRY CHRISTMAS TO ALL AND A HAPPY NEW .. |
Forum |
| Sun Nov 29 6:34:08 2009 |
Bookcase,
You are correct, "in .. |
Forum |
| Wed Nov 18 8:46:07 2009 |
Hey Sara,
This is an interesting topic and it .. |
Forum |
| Wed Nov 4 7:30:21 2009 |
Battycat,
First of all, I am not sure why you .. |
Forum |
| Mon Nov 2 10:07:09 2009 |
Sorry, the above post was mine, I guess I took .. |
Forum |
| Fri Oct 30 4:52:09 2009 |
I noticed you never specified if the appraisal .. |
Forum |
| Tue Oct 27 9:01:44 2009 |
As an appraiser, it would not make very much .. |
Forum |
| Tue Oct 27 8:49:08 2009 |
Carol is correct in that appraisers cannot .. |
Forum |
| Tue Oct 13 8:24:51 2009 |
I have not heard of any rule changes in that .. |
Forum |
| Tue Oct 13 12:26:04 2009 |
George,
I am actually curious how this new .. |
Forum |
| Tue Sep 15 10:05:57 2009 |
You can have an appraisal review done by another .. |
Forum |
| Thu Sep 3 4:03:29 2009 |
Sussane,
The departure provision was removed a .. |
Forum |
| Mon Aug 31 6:23:42 2009 |
I personally only work with a few appraisal .. |
Forum |
| Mon Aug 31 5:23:48 2009 |
It may also depend on how properties are assessed .. |
Forum |
| Fri Jul 31 2:16:07 2009 |
Hello Helen,
You may have to read your .. |
Forum |
| Wed Jul 29 9:49:56 2009 |
Appraisers do not arbitrarily select sales at .. |
Forum |
| Mon Jul 27 11:35:26 2009 |
Jk,
The value of your property is based on an .. |
Forum |
| Thu Jul 16 6:56:05 2009 |
Hi Progressive,
Your comments are most .. |
Forum |
| Thu Jul 9 9:03:17 2009 |
Sunshine,
Like George said, it would be .. |
Forum |
| Wed Jun 24 10:40:01 2009 |
Good point George.
I will also add that .. |
Forum |
| Mon Jun 1 7:55:56 2009 |
Hi bdare,
The truth is that you may be 100% .. |
Forum |
| Fri May 29 8:14:00 2009 |
Hi Jennym,
I assume you are referring to the .. |
Forum |
| Fri May 29 7:56:01 2009 |
Unless there are certain deficiencies which .. |
Forum |
| Tue May 19 4:40:54 2009 |
Hi dpjwrites,
The main purpose a lender is .. |
Forum |
| Mon May 18 8:42:06 2009 |
I have heard of some lenders that do that. Many .. |
Forum |
| Thu May 14 8:16:04 2009 |
Something like this will probably not fit a .. |
Forum |
| Thu May 14 7:46:25 2009 |
Hey BESTRICH,
I think Sara may have .. |
Forum |
| Mon May 11 8:56:23 2009 |
As long as you have a copy of the appraisal, you .. |
Forum |
| Sun May 10 8:57:30 2009 |
I agree with George, depending on your market .. |
Forum |
| Mon Apr 27 2:20:59 2009 |
If that was the case, every used car dealership .. |
Forum |
| Mon Apr 27 2:18:05 2009 |
The good news is that it only applies to .. |
Forum |
| Mon Apr 27 2:12:14 2009 |
It may have been worth $295,000, or at least .. |
Forum |
| Mon Apr 27 2:02:33 2009 |
Hey JTodd02,
If this is for an FHA cash out .. |
Forum |
| Mon Apr 27 1:59:55 2009 |
I agree George. While I am not entirely opposed .. |
Forum |
| Fri Apr 17 4:39:59 2009 |
This is a difficult question to answer. Without .. |
Forum |
| Sat Apr 11 10:50:03 2009 |
Hey Jammie,
The appraiser should identify the .. |
Forum |
| Wed Apr 1 8:25:12 2009 |
How much was the difference if you recall It is .. |
Forum |
| Mon Mar 23 8:06:12 2009 |
Oshea,
You have a very common scenario. The .. |
Forum |
| Mon Mar 23 9:37:43 2009 |
Hello Washington, DC.
I will try to answer .. |
Forum |
| Wed Mar 18 7:56:34 2009 |
Stacia,
What is it about the appraisal that .. |
Forum |
| Sun Mar 15 7:13:23 2009 |
The original manufacturer warranty is usually for .. |
Forum |
| Fri Mar 13 5:13:02 2009 |
Hi Suzanne,
I don't propose to know their .. |
Forum |
| Wed Mar 11 6:18:26 2009 |
It is quite possible for two appraisals to be .. |
Forum |
| Tue Mar 3 5:09:00 2009 |
I agree with you to some extent George. If he is .. |
Forum |
| Sun Mar 1 8:33:20 2009 |
Hey loki791,
You actually have a very valid .. |
Forum |
| Wed Feb 25 7:01:57 2009 |
You should contact an appraiser local to that .. |
Forum |
| Tue Feb 24 1:07:47 2009 |
From my experience in viewing neighborhoods with .. |
Forum |
| Fri Feb 20 6:32:34 2009 |
Horizoncourt,
I agree that those repair costs .. |
Forum |
| Sat Feb 14 9:23:04 2009 |
Hey lee obryan,
I have been in situations like .. |
Forum |
| Tue Feb 10 1:19:48 2009 |
You will probably need an appraisal. An appraisal .. |
Forum |
| Wed Feb 4 8:24:10 2009 |
2055 is a Fannie Mae form number. This form is to .. |
Forum |
| Tue Feb 3 11:00:21 2009 |
Is this a HOA restriction or a municipality .. |
Forum |
| Fri Jan 23 7:00:44 2009 |
Peterpan,
The purpose of both appraisals is .. |
Forum |
| Wed Jan 14 8:04:33 2009 |
Hi Jewels,
Like Kim, I am also in the Atlanta .. |
Forum |
| Wed Jan 14 2:16:36 2009 |
That is true. The first appraisal stays with the .. |
Forum |
| Wed Jan 14 11:04:26 2009 |
The original appraisal will remain attached to .. |
Forum |
| Sat Jan 10 9:35:32 2009 |
Appraisers that are familiar with rural .. |
Forum |
| Mon Jan 5 8:45:06 2009 |
In order to sue the appraiser, you will need .. |
Forum |
| Sat Jan 3 10:14:32 2009 |
To properly answer this question, it will depend .. |
Forum |
| Sun Dec 28 6:38:35 2008 |
Check out 12 U.S.C.A. Section 1691(e), part of .. |
Forum |
| Fri Dec 26 7:55:45 2008 |
The Federal Housing Administration (FHA) is the .. |
Forum |
| Fri Dec 26 8:16:16 2008 |
Thank you very much. I hope that my contributions .. |
Forum |
| Fri Dec 12 2:33:21 2008 |
Actually Bob, $1,000 is not that unlikely for .. |
Forum |
| Thu Dec 11 11:47:13 2008 |
Any property that has issues of safety, .. |
Forum |
| Sat Dec 6 9:57:08 2008 |
I recently signed up with this AMC as an .. |
Forum |
| Sun Nov 16 10:41:19 2008 |
You could rent the property until such a time .. |
Forum |
| Fri Nov 7 7:28:14 2008 |
I agree with Susanne. Once upon a time, I did .. |
Forum |
| Mon Nov 3 7:02:38 2008 |
The best course of action would be to do both .. |
Forum |
| Thu Oct 30 3:55:14 2008 |
I have faith that, if anyone, the professionals .. |
Forum |
| Wed Oct 29 10:18:16 2008 |
I think you may be paying PMI for quite a while. .. |
Forum |
| Fri Oct 24 8:45:38 2008 |
This is very good news and will probably help a .. |
Forum |
| Tue Oct 21 10:01:28 2008 |
It depends on the wording of the agreement. If .. |
Forum |
| Sat Oct 18 6:02:27 2008 |
This is definately more of a lender question than .. |
Forum |
| Tue Oct 14 10:11:14 2008 |
I would question why the seller is asking for .. |
Forum |
| Sat Oct 11 4:38:30 2008 |
Hey Faunch,
I had similar questions when I .. |
Forum |
| Tue Oct 7 9:06:06 2008 |
This will vary from lender to lender. Some .. |
Forum |
| Sun Oct 5 1:59:55 2008 |
You may want to visit the HUD website and search .. |
Forum |
| Fri Oct 3 8:02:13 2008 |
I know of someone that specializes in .. |
Forum |
| Thu Oct 2 7:26:22 2008 |
Hi Stormdanzr23,
Congragulations first and .. |
Forum |
| Sun Sep 28 3:33:03 2008 |
You don't need approval to have it surveyed but .. |
Forum |
| Wed Sep 24 5:49:42 2008 |
Hey kcleveland,
You actually bring up a very .. |
Forum |
| Mon Sep 22 10:24:02 2008 |
I have never heard of such a thing. Although, I .. |
Forum |
| Sun Sep 21 7:26:45 2008 |
melena,
I would continue making payments as .. |
Forum |
| Sun Sep 21 7:17:50 2008 |
Hi Mary,
The appraisal product you are looking .. |
Forum |
| Sat Sep 13 9:05:44 2008 |
Hi pjm,
If the orginal loan contained any type .. |
Forum |
| Mon Aug 25 6:45:27 2008 |
This is often a very tough spot for appraisers. .. |
Forum |
| Tue Aug 19 12:35:03 2008 |
One other note on the appraisal. The length of .. |
Forum |
| Fri Aug 15 6:29:42 2008 |
Try contacting a realtor in that area. They .. |
Forum |
| Wed Aug 13 7:49:33 2008 |
I will agree, at least for a primary source for .. |
Forum |
| Wed Aug 13 6:49:34 2008 |
Hey Sara,
Depending on the type of AVM, Yes. I .. |
Forum |
| Mon Aug 11 12:43:06 2008 |
. There are several things that an AVM cannot .. |
Forum |
| Mon Aug 11 8:33:27 2008 |
It may be difficult being out of state, but if .. |
Forum |
| Tue Jul 29 5:01:23 2008 |
Purchasing a home is an investment and like all .. |
Forum |
| Tue Jul 29 11:36:52 2008 |
Below are a few links. You can copy and paste .. |
Forum |
| Fri Jul 25 7:10:02 2008 |
The easiest way is a quit claim deed. Your .. |
Forum |
| Thu Jul 24 11:04:44 2008 |
If your name is on the HUD settlement statement .. |
Forum |
| Sat Jul 19 6:54:43 2008 |
If the property has been on the market for 7 .. |
Forum |
| Thu Jul 17 6:44:37 2008 |
That is a tough one. If he is still on the deed, .. |
Forum |
| Tue Jul 15 11:10:05 2008 |
Hello Ivy,
I think you may have posted this .. |
Forum |
| Tue Jul 15 10:41:33 2008 |
I assume by your post, your husband was never .. |
Forum |
| Fri Jul 11 7:06:15 2008 |
As far as I know, the best way for you to be .. |
Forum |
| Fri Jul 11 6:56:24 2008 |
Quit Claim is the best way I know of depending on .. |
Forum |
| Fri Jul 11 7:31:47 2008 |
Definition of market value per Fannie Mae:
The .. |
Forum |
| Thu Jul 10 9:08:40 2008 |
Great info Mike!
I would like to add another 2 .. |
Forum |
| Thu Jul 10 12:33:28 2008 |
Hello everyone!
My name is Benjamin Smith, .. |
Forum |
| Wed Jul 9 8:27:13 2008 |
The best way to figure out how any factor .. |
Forum |
