---

Refinance appraisal: How much do I REALLY need to do?

Author	Message
	Add to del.icio.us Add to YahooMyWeb Add to Simpy Add to BlinkList
guestMC1 Guest	Posted: Sun May 23, 2010 4:09 am    Post subject: Refinance appraisal: How much do I REALLY need to do? Like 0 Dislike 0 I understand why an appraisal is important (protects the lender) and the advice to spruce things up. But, If I have 55% equity or more in the house The amount of loan I'm asking for is around 33% of the house value, meaning not huge My credit score comes out to "excellent" I can document other assets and almost no liabilities Can document home improvements The structure is sound How much do I really have to NEATEN UP? It's clean but, you know, cluttered. You see where I'm going with this Thank you! _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
apexoffice Moderator Joined: 09 Jul 2008 Posts: 193 Location: Atlanta, GA 56.04 Dollars($)	Posted: Sun May 23, 2010 8:20 pm    Post subject: Like 0 Dislike 0 Hey guest, It surely doesn't hurt to tidy up a bit, however the appraiser is not appraising your stuff. The appraiser will be looking at the overall condition of the home itself. A litle clutter will not reduce the value of the property. Having said that, some lenders require interior photos to be included. So if you feel you might be a little embarrased if everyone from the appraiser all the way through the underwriter and maybe more will be looking at those photos of a messy house, you might want to do a little spring cleaning. _________________ Benjamin Smith Atlanta Area Appraiser
GuestMC1 Guest	Posted: Mon May 24, 2010 4:03 pm    Post subject: thanks Like 0 Dislike 0 thanks for your quick reply. I appreciate it!

Quick Reply
Your Name
Subject
Image Verification	Enter the code above here : Can't read the image? click here to refresh
Message body

All times are GMT - 7 Hours

Page 1 of 1

---

We have chosen to apply the Creative Commons Attribution License to all works we publish. This work is licensed under cc by 2.0