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Need to refinance worth $520,000 on NOO property. Fico score 620 and expected LTV = 80%. And I'm in Arizona

ckalvesmaki · Posted: Wed Jan 16, 2008 6:16 am Post subject:

Is there a renter currently in the house? Are you able to proove your income? Can you tell us a bit more about your situation.

evolovik26 · Posted: Wed Jan 16, 2008 6:42 am Post subject:

If its a full documentation loan then i dont see a problem although some banks may want to cut you to 75%. If you need a stated deal you might have a problem

chrisburns · Posted: Thu Jan 17, 2008 5:27 pm Post subject:

Hopefully your going to be able to fully document your income. If that is the case you should be able to get this loan done.

If you have to go stated hopefully you have some assets to make a lender a bit more comfortable with the loan.

If you don't have a way to prove income and have no assets this may be a very difficult loan for you to get funded.

lisascherzer · Joined: 04 Jan 2008 Posts: 755 1.12 Dollars($)

Hi Johnson,

Yes you should be able to get this loan done within the perameters that you have mentioned. You have a couple different options at this point.

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Refinancing in Arizona