| Posts by Ashley Blanton |
| Posting date
| Subject |
Categories |
| Wed Apr 7 3:45:34 2010 |
From sources recently it sounds like we are going .. |
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| Wed Apr 7 3:43:30 2010 |
If you qualify for a refinance that may help. You .. |
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| Wed Apr 7 3:40:37 2010 |
Not sure what you mean by best efforts, but table .. |
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| Wed Apr 7 3:39:33 2010 |
George is correct. By you just signing a quit .. |
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| Wed Aug 5 10:58:26 2009 |
Monique, if thats the only costs of your loan .. |
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| Wed Aug 5 10:52:57 2009 |
Like Eric said, you may have had a LO that was .. |
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| Wed Aug 5 10:50:19 2009 |
JK, yes, you can roll the closing costs into the .. |
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| Wed Aug 5 10:47:56 2009 |
Exactly what Steve said. You loan can stay at the .. |
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| Wed Aug 5 10:45:10 2009 |
Do you mean paid off If you are subordinating .. |
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| Wed Aug 5 10:43:24 2009 |
Your question if very broad. What are you wanting .. |
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| Wed Aug 5 10:42:11 2009 |
Unfortunetly there isn't anything you can do, .. |
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| Wed Aug 5 10:41:05 2009 |
How to calculate a mortgage payment for a house? .. |
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| Wed Jul 15 2:33:36 2009 |
Yes, guest, if its owned. .. |
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| Wed Jul 15 12:47:54 2009 |
Your bank may just be backed up. Their is no .. |
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| Wed Jul 15 12:46:31 2009 |
Stated Income loans arn't dictated on a state to .. |
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| Wed Jul 15 12:44:03 2009 |
Call customer service and raise hell. You have .. |
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| Wed Jul 15 12:41:51 2009 |
I would call a broker. They would be able to help .. |
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| Wed Jul 15 12:40:47 2009 |
Their isn't a cap on how much you can make. You .. |
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| Wed Jul 15 12:39:16 2009 |
If you qualify for the new program you do NOT .. |
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| Wed Jul 15 12:38:27 2009 |
MOST lenders only require coverage of the .. |
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| Wed Jul 15 12:36:25 2009 |
Yes. If you own a house outright, you can pull .. |
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| Wed Jul 15 12:32:00 2009 |
Use a broker that will call around to a couple .. |
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| Wed Jul 15 12:30:24 2009 |
Its completely up to the lender.
That was .. |
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| Wed Jul 15 12:28:58 2009 |
I personally haven't heard of someone that is on .. |
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| Wed Jul 15 12:22:41 2009 |
No. If you are not on the loan, it will not show .. |
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| Wed Jul 15 12:20:42 2009 |
No. Your minimum payment will not be reduced. You .. |
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| Wed Jul 15 12:19:30 2009 |
Have you been self employed for at least 2 .. |
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| Mon Jun 15 4:06:04 2009 |
Unfortunetly not. You have to refinance the .. |
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| Thu May 7 3:22:20 2009 |
MOST lenders i deal with do a verification of .. |
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| Thu May 7 3:18:28 2009 |
What Eric said 110%
Not only that, it is the .. |
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| Thu May 7 3:15:56 2009 |
Yeah, I live here. Confusing for sure.
Just to .. |
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| Thu May 7 3:12:06 2009 |
What Shayne said, but to answer your question on .. |
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| Thu May 7 3:10:12 2009 |
No. If she is not on the loan, then she is not .. |
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| Fri Apr 24 12:31:32 2009 |
Your credit wasn't hit so hard due to inquires, .. |
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| Fri Apr 24 12:15:54 2009 |
Ginny, you do NOT have to pay the impound .. |
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| Fri Apr 24 12:09:49 2009 |
No, unfortunetly not......Most banks will only go .. |
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| Fri Apr 24 12:03:40 2009 |
How much less If you think your LTV is 105% or .. |
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| Tue Apr 21 10:43:43 2009 |
This is an FYI for all borrowers who want to know .. |
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| Wed Apr 15 5:33:37 2009 |
There are lenders out there that are willing to .. |
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| Wed Apr 15 5:02:37 2009 |
Do you have a mortgage on the property According .. |
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| Wed Apr 15 5:00:41 2009 |
That's up to the .. |
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| Wed Apr 15 4:59:58 2009 |
Do you qualify for a .. |
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| Tue Apr 14 5:11:51 2009 |
There are a ton of factors in determining exactly .. |
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| Tue Apr 14 5:06:41 2009 |
I know of a lender that refinances a day off of .. |
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| Tue Apr 14 5:05:39 2009 |
Hi Rick,
I actually received your phone call .. |
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| Tue Apr 14 5:02:48 2009 |
If you currently hold a Fannie Mae or Freddie Mac .. |
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| Tue Apr 14 4:59:15 2009 |
That is completely incorrect. As long as you are .. |
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| Tue Apr 14 4:53:56 2009 |
Did you call just 1 bank, or is this the same .. |
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| Tue Mar 31 5:16:55 2009 |
Yes, if your LTV is within qualifying range. What .. |
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| Tue Mar 31 5:14:35 2009 |
Refinancing is def. do-able, but there are a lot .. |
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| Tue Mar 31 5:11:11 2009 |
I would speak with a title company directly and .. |
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| Tue Mar 31 5:09:48 2009 |
The general rule of thumb is if it goes down a .. |
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| Fri Mar 27 12:16:22 2009 |
Phillip,
With the figures you provided you are .. |
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| Thu Mar 26 2:46:46 2009 |
They will most likely want you to provide .. |
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| Thu Mar 26 2:43:19 2009 |
Its called a scare tactic. They are scaring you .. |
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| Thu Mar 26 2:41:00 2009 |
If it is credit debt, then YES, roll it in. You .. |
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| Thu Mar 26 2:37:15 2009 |
I would consult an attorney, especially since you .. |
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| Wed Mar 25 5:46:11 2009 |
To my understanding, if BOTH parties are on the .. |
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| Wed Mar 25 5:44:26 2009 |
Toriano Couture,
I would contact a broker to .. |
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| Wed Mar 25 5:36:27 2009 |
Once again. Here is the "sorry, no". .. |
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| Wed Mar 25 5:32:45 2009 |
Hi Desigt,
You can be on the mortgage and .. |
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| Tue Mar 24 9:27:27 2009 |
ING is one of .. |
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| Fri Mar 20 2:47:40 2009 |
That was from me, i forgot to sign .. |
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| Fri Mar 20 11:23:02 2009 |
Well, this is tricky. TECHNICALLY you wouldn't .. |
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| Fri Mar 20 11:14:12 2009 |
Well depends on what you want to do. If you file .. |
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| Fri Mar 20 9:27:57 2009 |
Correct, yes, they will pay for that in fees or .. |
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| Fri Mar 20 9:26:23 2009 |
Well its not MY underwriter. I am a broker shop. .. |
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| Fri Mar 20 9:25:12 2009 |
Its one thing to be kind hearted and foolish. Not .. |
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| Thu Mar 19 10:43:31 2009 |
If you have not already locked, rates have dipped .. |
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| Thu Mar 19 10:37:33 2009 |
How long was he unemployed for They will want you .. |
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| Thu Mar 19 10:33:51 2009 |
Curt, most likely with your credit you would want .. |
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| Thu Mar 19 10:31:28 2009 |
620 is currently the lowest, but ever so often .. |
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| Thu Mar 19 10:27:05 2009 |
If your daughter was to do a rate and term .. |
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| Thu Mar 19 10:22:12 2009 |
If you already have a sale date that means you .. |
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| Thu Mar 19 10:14:52 2009 |
Unfortunely there isn't. FHA will make exceptions .. |
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| Thu Mar 19 10:00:40 2009 |
Tetech,
Also, in the future, VERY few .. |
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| Thu Mar 19 9:55:23 2009 |
Jeni,
Thats the price you pay when you co sign .. |
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| Thu Mar 19 9:51:56 2009 |
Semerrym,
Actually rates ARE in the 4% range .. |
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| Thu Mar 19 9:43:45 2009 |
Well, I will have to disagree with George and .. |
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| Thu Mar 19 9:39:59 2009 |
Guest,
I actually know a couple lenders that .. |
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| Thu Mar 19 9:23:23 2009 |
And why you want to "help" someone who .. |
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| Thu Mar 19 9:11:04 2009 |
Exactly what George said. But if you are paying .. |
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| Thu Mar 19 9:08:30 2009 |
If you were strictly just added to title or a non .. |
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| Thu Mar 19 9:03:27 2009 |
Guest,
Not sure about Texas laws, but that .. |
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| Wed Mar 4 1:41:00 2009 |
He can do it, but it's a conflict of interest, so .. |
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| Wed Mar 4 1:38:38 2009 |
As George said, this can happen through the loan .. |
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| Wed Mar 4 1:36:22 2009 |
What do you consider horrible credit A few days .. |
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| Wed Mar 4 1:32:50 2009 |
Don't we .. |
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| Wed Mar 4 1:30:32 2009 |
The Quitclaim deed has to be recorded, and most .. |
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| Wed Mar 4 1:27:34 2009 |
Is the foreclosure still showing on your credit .. |
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| Wed Mar 4 1:25:11 2009 |
Unless he has power of attorney over her then no, .. |
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| Wed Mar 4 1:24:03 2009 |
Your escrow company will put it in the .. |
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| Wed Mar 4 1:22:33 2009 |
Yes, she can do this. And if you are not covering .. |
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| Thu Feb 26 12:55:53 2009 |
Depending on the state you live in, if its a .. |
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| Thu Feb 26 12:53:31 2009 |
Sorry, but stated loans are few and far between. .. |
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| Thu Feb 26 12:50:46 2009 |
Strange, maybe they have their own version of .. |
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| Thu Feb 26 12:11:49 2009 |
George,
I disagree with you that all loan mod .. |
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| Wed Feb 25 4:22:10 2009 |
Do you mean you are on the mortgage and not on .. |
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| Wed Feb 25 4:11:24 2009 |
Haha George,
I agree. Not quite sure where .. |
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| Wed Feb 25 4:07:38 2009 |
Exactly what George said. You just make a higher .. |
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| Wed Feb 25 4:04:39 2009 |
A good rule of thumb since you didn't purchase it .. |
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| Wed Feb 25 4:02:54 2009 |
If you are on the Mortgage, then you HAVE to be .. |
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| Wed Feb 25 4:01:09 2009 |
They can not come after another home if you are .. |
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| Wed Feb 25 3:58:46 2009 |
She can, but she will still be liable for the .. |
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| Wed Feb 25 3:57:02 2009 |
I would contact a real estate attorney to find .. |
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| Wed Feb 25 3:55:35 2009 |
Do you want them to be financially responsible .. |
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| Wed Feb 25 3:54:10 2009 |
I would contact an attorney to know for .. |
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| Wed Feb 25 3:52:02 2009 |
So the house in Texas used to belong to him and .. |
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| Wed Feb 25 3:50:04 2009 |
Of course you can refi. But it will depend on .. |
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| Wed Feb 25 3:46:34 2009 |
Find out from your lender if they do assumable .. |
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| Wed Feb 25 1:29:44 2009 |
Like George said, get rid of the collection by .. |
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| Wed Feb 25 1:25:57 2009 |
So can either have your title company prepare a .. |
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| Wed Feb 25 1:24:02 2009 |
Cute,
I am confused, on the he and she part. .. |
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| Wed Feb 25 1:20:37 2009 |
What state are you located in If you have a loan .. |
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| Wed Feb 25 1:19:48 2009 |
hlrotolo,
Not sure what new laws you are .. |
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| Mon Feb 16 6:40:04 2009 |
Sorry, the above post is mine. I wasn't signed .. |
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| Mon Feb 16 11:35:21 2009 |
My 2 cents. Yes, while we will have the .. |
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| Fri Feb 13 5:05:44 2009 |
I guess I am not quite sure what you are asking. .. |
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| Fri Feb 13 5:03:32 2009 |
Have either a grant deed or quitclaim written up .. |
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| Fri Feb 13 4:19:35 2009 |
If she doesn't have a large amt of tradelines she .. |
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| Fri Feb 13 4:07:06 2009 |
The answer is yes. You can make money on a loan .. |
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| Fri Feb 13 3:57:30 2009 |
A bank and a mortgage broker A bank is basically .. |
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| Fri Feb 13 3:54:49 2009 |
FHA Guidelines require an person ON title to be .. |
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| Fri Feb 13 3:51:36 2009 |
ARM vs. Fixed. How long are you staying in the .. |
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| Fri Feb 13 3:49:14 2009 |
Exactly what kingno said. Hopefully your earnest .. |
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| Fri Feb 13 3:45:39 2009 |
A good rule of thumb is only 33% of your income .. |
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| Fri Feb 13 3:38:01 2009 |
The upfront cost is actually 1.75% now. So that .. |
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| Fri Feb 13 3:34:40 2009 |
If you go to a specific lender or someone with .. |
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| Fri Feb 13 3:32:26 2009 |
Other than what jstn stated, there are currently .. |
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| Fri Feb 13 3:10:10 2009 |
"There is also a 395.00 processing fee and a .. |
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| Fri Feb 13 2:58:08 2009 |
What is your loan to value You can do a refi up .. |
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| Fri Feb 13 2:53:10 2009 |
Siow,
Couple things.
1. If your taxes are .. |
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| Fri Feb 13 2:44:11 2009 |
Gsmith,
Even if you are not behind on your .. |
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| Fri Feb 13 2:35:59 2009 |
Haha. I was totally surprised as well! I just .. |
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| Fri Feb 13 1:43:46 2009 |
Stated Income loans DO exist, but they are few .. |
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| Fri Feb 13 1:38:53 2009 |
I agree with George. I have never heard of .. |
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| Fri Feb 13 1:36:14 2009 |
You would have to do a refinance do be on the .. |
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| Fri Feb 13 1:20:57 2009 |
To follow up to Sara's post. Are you paying off .. |
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| Fri Feb 13 1:15:47 2009 |
Have you tried calling Most banks are willing to .. |
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| Fri Feb 13 1:10:56 2009 |
That does sound screwy. Who are you dealing with .. |
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| Thu Feb 12 6:33:16 2009 |
To follow up with what jveen stated, most banks .. |
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| Thu Feb 12 6:30:16 2009 |
I am not familiar with the assumption process, .. |
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| Thu Feb 12 6:22:34 2009 |
rkmcmanus,
3 weeks with no response No. This .. |
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| Thu Feb 12 6:14:57 2009 |
Ryderp,
The only way you can refinance is if .. |
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| Thu Feb 12 6:13:57 2009 |
I disagree with gmakerley. You need a little bit .. |
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| Thu Feb 12 6:09:10 2009 |
To follow up to what jveenstra said....If you are .. |
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| Thu Feb 12 6:03:36 2009 |
Lechat,
How much do you owe on your home What .. |
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| Tue Feb 3 4:01:37 2009 |
What is your current interest rate and what would .. |
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| Tue Feb 3 3:50:00 2009 |
You will have to have a grant deed written up, .. |
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| Tue Feb 3 3:48:52 2009 |
Did you recieve the information .. |
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| Tue Feb 3 3:46:40 2009 |
Ok, so just so we are in the same ballpark. The .. |
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