| Posts by banker0679 |
| Posting date
| Subject |
| Posted: Wed Dec 24 10:50:24 2008 |
Good Morning and Welcome to MortgageFit!
John .. |
| Posted: Wed Dec 24 10:47:35 2008 |
Good Morning PeteUtah and welcome to .. |
| Posted: Wed Dec 24 10:44:13 2008 |
Good Morning Duduong and Welcome to .. |
| Posted: Wed Dec 24 10:39:44 2008 |
Good Morning and Welcome to Mortgagefit!
You .. |
| Posted: Wed Dec 24 10:03:55 2008 |
Good Morning Wondering and welcome to .. |
| Posted: Thu Dec 11 14:33:41 2008 |
Good Afternoon Blak
Shopping prematurely can .. |
| Posted: Thu Dec 11 14:26:53 2008 |
Good Afternoon WendPerry
you will need to do a .. |
| Posted: Wed Dec 10 17:58:38 2008 |
i would like to cashout 23.79 + what Sam has .. |
| Posted: Tue Dec 9 22:12:19 2008 |
wow you guys are making some big .. |
| Posted: Tue Dec 2 8:30:01 2008 |
Welcome to MortgageFit!
If you're currently in .. |
| Posted: Tue Dec 2 8:23:49 2008 |
Hi owenkorkie, and welcome to Mortgagefit!
I .. |
| Posted: Tue Dec 2 8:20:44 2008 |
Welcome to Mortgagefit Goporderonline!
You can .. |
| Posted: Tue Dec 2 8:09:53 2008 |
Hi Kimmy...welcome back!
That is correct that .. |
| Posted: Sun Nov 30 12:40:19 2008 |
The terms are guaranteed if you the borrower .. |
| Posted: Sat Nov 29 15:24:43 2008 |
Mr White you can visit the local county office to .. |
| Posted: Sat Nov 29 15:22:18 2008 |
Will the bank foreclose on it Nobody knows but we .. |
| Posted: Sat Nov 29 15:10:35 2008 |
Hi fregreer, and welcome to Mortgagefit!
It's .. |
| Posted: Sat Nov 29 15:06:49 2008 |
Hi mooreferree, and welcome to .. |
| Posted: Sat Nov 29 15:05:17 2008 |
I would check with a local real estate attorney .. |
| Posted: Sat Nov 29 15:02:59 2008 |
Yes they can foreclose on the house....but it .. |
| Posted: Sat Nov 29 15:00:51 2008 |
I believe FC is now 60 months.
I would checkout .. |
| Posted: Sat Nov 29 14:57:36 2008 |
Hi msbattlingboop..welcome to .. |
| Posted: Sat Nov 29 14:54:19 2008 |
try to find a lender that does FHA loans for .. |
| Posted: Sat Nov 29 14:52:44 2008 |
I would find out if you can 'assume' the .. |
| Posted: Sat Nov 29 14:48:52 2008 |
Are you speaking about the benefits of the 2% .. |
| Posted: Tue Oct 28 21:57:33 2008 |
With the late payments...and the .. |
| Posted: Tue Oct 28 21:09:29 2008 |
Good Evening Madeline and welcome to .. |
| Posted: Tue Oct 28 21:06:46 2008 |
Good Evening Rinkydink and welcome to .. |
| Posted: Tue Oct 28 21:04:57 2008 |
Hi Sprisock ...and welcome to .. |
| Posted: Thu Oct 23 21:16:59 2008 |
wow I have a long way to .. |
| Posted: Mon Oct 20 21:23:51 2008 |
I would try to refinance immediately. The debt .. |
| Posted: Mon Oct 20 21:20:33 2008 |
Hi susie83185
I hope we answered your question .. |
| Posted: Mon Oct 20 21:08:36 2008 |
Hi susie83185 and welcome to Mortgagefit!
VA .. |
| Posted: Mon Oct 20 21:04:59 2008 |
Hi moakhdipped and welcome to MortgageFit!
FHA .. |
| Posted: Mon Oct 20 20:59:49 2008 |
Hi blak6764 and welcome to MortgageFit!
They .. |
| Posted: Wed Sep 24 21:59:50 2008 |
Hi Cindy welcome to our Forum!
There are many .. |
| Posted: Wed Sep 24 16:16:36 2008 |
Cindy Welcome to Mortgagefit!
If you're not .. |
| Posted: Tue Sep 23 21:27:20 2008 |
Hi tqmshop1, Welcome to Mortgagefit!
It's .. |
| Posted: Tue Sep 23 21:24:26 2008 |
Hi Daisy welcome to MortgageFit!
I would .. |
| Posted: Tue Sep 23 21:20:03 2008 |
Most mortgages have an accelerated clause that .. |
| Posted: Tue Sep 23 21:18:13 2008 |
Most lenders view 720 as the highest credit score .. |
| Posted: Tue Sep 23 21:12:37 2008 |
Hi Yvonne and Welcome!
You should ask your .. |
| Posted: Mon Sep 15 14:32:23 2008 |
Hi Vfletcher...Welcome to Mortgagefit.
This .. |
| Posted: Sat Sep 13 23:04:41 2008 |
Hi and welcome to Mortgagefit!
I would .. |
| Posted: Fri Sep 12 9:00:17 2008 |
Hi Michael...Welcome to MortgageFit.
Lenders .. |
| Posted: Wed Sep 10 21:39:06 2008 |
The attorney will explain in detail or go line by .. |
| Posted: Wed Sep 10 21:35:06 2008 |
Hi Warren welcome to mortgagefit!
Can you .. |
| Posted: Tue Sep 9 20:43:14 2008 |
Welcome to our forum swanneesue,
To answer .. |
| Posted: Tue Sep 9 20:38:32 2008 |
I would recommend that you negotiate with your .. |
| Posted: Tue Sep 9 20:36:22 2008 |
It will benefit you if you make on time .. |
| Posted: Tue Sep 9 20:32:22 2008 |
FHA loans will help you avoid HIGH PMI costs if .. |
| Posted: Tue Sep 9 20:29:12 2008 |
It depends on what type of bankruptcy it .. |
| Posted: Sun Aug 24 1:06:37 2008 |
That is correct. Anything over a 720 is .. |
| Posted: Sun Aug 24 1:03:59 2008 |
You can get approved by FHA BUT FHA has a few .. |
| Posted: Thu Jul 31 10:24:10 2008 |
You should find out what is the Statute of .. |
| Posted: Thu Jul 31 0:33:59 2008 |
Welcome to MortgageFit forum,
It depends on .. |
| Posted: Thu Jul 31 0:28:08 2008 |
Removing items MAY help you AND may HURT your .. |
| Posted: Wed Jul 16 9:56:07 2008 |
Actually, BK isn't the single worst thing that .. |
| Posted: Thu Jul 3 21:02:08 2008 |
I need to come here more often.
I like the .. |
| Posted: Thu Jul 3 20:59:14 2008 |
You can try FHA but they are strict on recent .. |
| Posted: Thu Jul 3 20:55:52 2008 |
Have you tried with FHA
You can't have any .. |
| Posted: Thu Jul 3 20:52:37 2008 |
Is there a reason why they asked for a survey .. |
| Posted: Tue Jul 1 13:30:24 2008 |
I have never heard of PMI payments fluctuating. .. |
| Posted: Tue Jul 1 13:26:01 2008 |
a lot of credit cards are notorious for removing .. |
| Posted: Tue Jul 1 13:23:46 2008 |
I'm speaking of experience, and from what the .. |
| Posted: Mon Jun 30 22:09:03 2008 |
3.329 points I wonder if they're hitting Section .. |
| Posted: Mon Jun 30 22:06:21 2008 |
Brian, I would also look at your signature. .. |
| Posted: Mon Jun 30 22:00:59 2008 |
You can get them from a local title company or .. |
| Posted: Mon Jun 30 21:59:09 2008 |
Opting out WILL NOT increase your credit .. |
| Posted: Sun Jun 22 0:33:45 2008 |
don't do anything w/out the loan officer's .. |
| Posted: Sat Jun 21 23:47:43 2008 |
You will need to show proof that it was included. .. |
| Posted: Sat Jun 21 23:15:33 2008 |
Hard Collection Companies .. |
| Posted: Sat Jun 21 23:04:40 2008 |
It also varies on what their starting rate .. |
| Posted: Sat Jun 21 22:54:58 2008 |
It happened in the last months
The 1 Year LIBOR .. |
| Posted: Sat Jun 21 22:45:07 2008 |
All judgements have to paid off for most types of .. |
| Posted: Sat Jun 21 11:16:52 2008 |
It depends on the lender you're working with. .. |
| Posted: Tue Jun 3 19:58:12 2008 |
if she's not on the mortgage then it will not .. |
| Posted: Tue Jun 3 19:54:22 2008 |
depends on the state you live in.
you will need .. |
| Posted: Wed May 28 12:33:14 2008 |
with mortgages and auto loans, you will have a .. |
| Posted: Thu May 22 22:28:37 2008 |
you guys are raking in the big .. |
| Posted: Thu May 22 22:08:08 2008 |
they normally use the numbers on your credit .. |
| Posted: Thu May 22 21:59:41 2008 |
Hey guys let's stay on topic. Unrelated posts .. |
| Posted: Mon Apr 28 23:04:36 2008 |
I would recommend to stay away from .. |
| Posted: Mon Apr 28 22:55:46 2008 |
that is a longterm goal. You wont get a huge .. |
| Posted: Mon Apr 28 22:08:19 2008 |
it is that easy...I'm writing from .. |
| Posted: Sat Apr 26 9:50:05 2008 |
Larry is correct
Hard pulls are when YOU give .. |
| Posted: Fri Apr 25 21:37:46 2008 |
you're allowed to shop around for 30days from the .. |
| Posted: Thu Apr 17 9:56:04 2008 |
paying it off will restart the SOL, but rememer .. |
| Posted: Fri Mar 28 15:10:07 2008 |
it shouldnt show up on your credit history if .. |
| Posted: Wed Mar 26 11:43:50 2008 |
with FHA you dont need a 600, but will need on .. |
| Posted: Wed Mar 26 10:16:52 2008 |
try creditcards.com
stay away from premier. I .. |
| Posted: Wed Mar 26 10:15:40 2008 |
always try to negotiate for the collection agency .. |
| Posted: Thu Mar 20 0:54:09 2008 |
find a broker who can do FHA and/or knows a .. |
| Posted: Tue Mar 18 12:25:21 2008 |
also, if your file requires a manual underwrite, .. |
| Posted: Tue Mar 18 12:11:28 2008 |
Conventional loans allow cashout refinancing up .. |
| Posted: Tue Mar 18 12:06:56 2008 |
brokers may find a lender that can go lower than .. |
| Posted: Tue Mar 18 12:03:55 2008 |
If you put 20% down, you are still required to .. |
| Posted: Tue Mar 18 12:02:12 2008 |
to clarify - the fha funding fee 1.5% is .. |
| Posted: Tue Mar 18 12:01:28 2008 |
On a FHA refinance you can roll everything into .. |
| Posted: Tue Mar 18 11:55:26 2008 |
it maybe in your sister's best interest to have .. |
| Posted: Mon Mar 17 10:02:54 2008 |
I foudn out by pricing it out with the lenders. I .. |
| Posted: Sun Mar 16 18:01:55 2008 |
be careful with services that were referred by a .. |
| Posted: Sat Mar 15 22:12:31 2008 |
once you close you will have 2 sheets for each .. |
| Posted: Sat Mar 15 22:05:04 2008 |
that's correct. it's called a 'cooling .. |
| Posted: Sat Mar 15 22:03:59 2008 |
let's hope they do. they normally send an email .. |
| Posted: Sat Mar 15 21:25:08 2008 |
not necessarily....if he was late then he was .. |
| Posted: Sat Mar 15 18:28:11 2008 |
FHA allows up to 97.75% rate/term financing or .. |
| Posted: Sat Mar 15 18:26:55 2008 |
to answer your question lol.....
most lenders .. |
| Posted: Sat Mar 15 18:23:17 2008 |
that sounds strange.
the first step should be .. |
| Posted: Sat Mar 15 18:19:09 2008 |
from my experience....the change in score was .. |
| Posted: Sun Mar 9 18:41:45 2008 |
builders will always offer the highest rate .. |
| Posted: Sat Mar 8 10:38:47 2008 |
depends on if you have similar names.
Why did .. |
| Posted: Sat Mar 8 10:36:59 2008 |
write your letters directly to Equifax, and ask .. |
| Posted: Fri Mar 7 18:10:02 2008 |
when you submit a full application ...CURRENTLY .. |
| Posted: Tue Mar 4 16:48:48 2008 |
whoever is on title can sell the house .. |
| Posted: Fri Feb 29 18:12:59 2008 |
some lenders MAY use the higher .. |
| Posted: Fri Feb 29 18:12:24 2008 |
565 will be the score they .. |
| Posted: Fri Feb 29 17:20:08 2008 |
most lenders use the lower of the two middle .. |
| Posted: Fri Feb 29 10:50:10 2008 |
Try to raise the limit with your current .. |
| Posted: Fri Feb 29 10:48:19 2008 |
closing your oldest accounts may be one of the .. |
| Posted: Wed Feb 27 0:58:22 2008 |
Irwin Home Equity offered these loans before..not .. |
| Posted: Wed Feb 27 0:56:56 2008 |
No it doesnt, but you will need to show proof .. |
| Posted: Tue Feb 26 17:28:30 2008 |
FHA requires 3yrs before you can apply for an FHA .. |
| Posted: Tue Feb 26 17:25:08 2008 |
depends on the state, but you definitely need to .. |
| Posted: Tue Feb 26 17:23:16 2008 |
i had .. |
| Posted: Tue Feb 26 17:22:35 2008 |
if your name isn't on the title then the home .. |
| Posted: Mon Feb 25 18:44:07 2008 |
haven't had the opportunity with FHA secure .. |
| Posted: Mon Feb 25 18:41:38 2008 |
You can look into an FHA loan. they dont have a .. |
| Posted: Sun Feb 24 18:16:47 2008 |
FHA is a huge part of any loan officer's .. |
| Posted: Sun Feb 24 18:11:43 2008 |
the above posters give sound advice.
To answer .. |
| Posted: Sun Feb 24 18:02:45 2008 |
I'm not sure why anyone may consider an .. |
| Posted: Sun Feb 24 10:26:15 2008 |
http://www.mortgagefit.com/unitedstates/ will be .. |
| Posted: Sun Feb 24 10:25:17 2008 |
Lisa...the only way conforming is 'lower' in rate .. |
| Posted: Sun Feb 24 10:23:36 2008 |
It doesnt hurt your FICO score if you have low .. |
| Posted: Sun Feb 24 0:09:55 2008 |
FHA doesnt look at your score...but I would start .. |
| Posted: Sat Feb 23 23:37:50 2008 |
NACA doesnt look at credit scores. It's a long .. |
| Posted: Sat Feb 23 23:34:31 2008 |
basically, you're writing a letter to a .. |
| Posted: Sat Feb 23 23:26:03 2008 |
have you had a foreclosure in the last 3yrs
have .. |
| Posted: Sat Feb 23 23:22:29 2008 |
FHA rates are currently about .25-.375% lower .. |
| Posted: Fri Feb 22 12:44:34 2008 |
having a 'variety' of open tradelines is good. If .. |
| Posted: Fri Feb 22 12:42:02 2008 |
i received cashout! thanks .. |
| Posted: Fri Feb 22 12:36:52 2008 |
When you search for 'mortgage' on Google..you .. |
| Posted: Fri Feb 22 10:07:25 2008 |
Since when do PO Boxes accept certified .. |
| Posted: Fri Feb 22 10:04:39 2008 |
the entire credit line CAN be deleted IF you .. |
| Posted: Fri Feb 22 9:56:32 2008 |
it depends on your state laws. some states regard .. |
| Posted: Fri Feb 22 9:49:37 2008 |
This is wrong, and I'm not sure if you're in .. |
| Posted: Fri Feb 22 1:50:47 2008 |
you guys talking about me
be careful or .. |
| Posted: Fri Feb 22 1:43:13 2008 |
I have heard that FICO is allowing 1 late payment .. |
| Posted: Thu Feb 21 10:24:00 2008 |
you can check here in a few .. |
| Posted: Wed Feb 20 15:13:51 2008 |
Thank you everyone who voted for .. |
| Posted: Wed Feb 20 15:12:55 2008 |
apply with a local broker and/or bank.
You will .. |
| Posted: Wed Feb 20 15:09:34 2008 |
There is no time limitation for FHA, but they .. |
| Posted: Wed Feb 20 15:05:48 2008 |
Sending the letter may be the only option to .. |
| Posted: Wed Feb 20 15:01:59 2008 |
Not having a diversified credit profile will hurt .. |
| Posted: Wed Feb 20 14:54:56 2008 |
Debit cards do not report to the credit report .. |
| Posted: Wed Feb 20 14:47:51 2008 |
A simple search on google for 'credit cards' can .. |
| Posted: Wed Feb 20 14:45:09 2008 |
Depends if the creditor is reporting this account .. |
| Posted: Tue Feb 19 13:01:54 2008 |
sounds like you're in a high cost area...which .. |
| Posted: Tue Feb 19 11:03:16 2008 |
all limits have increased to $271,050.
HUD has .. |
| Posted: Thu Feb 14 10:38:52 2008 |
thank you everyone.
george - did Sam ask you .. |
| Posted: Mon Jan 28 19:02:13 2008 |
Really depends on the loan to value....most .. |
| Posted: Mon Jan 28 12:31:12 2008 |
this week you should shop.
a lot of companies .. |
| Posted: Mon Jan 28 12:28:50 2008 |
thank you!
I didnt know this was .. |
| Posted: Sun Jan 27 9:38:07 2008 |
VA will be a good option......
You should .. |
| Posted: Sat Jan 26 20:08:24 2008 |
Fannie Mae has changed a lot of .. |
| Posted: Sat Jan 26 20:05:48 2008 |
when does the prepayment penalty end when did you .. |
| Posted: Fri Jan 25 13:21:43 2008 |
Depends on the value of the home.. (loan to .. |
| Posted: Thu Jan 24 14:45:53 2008 |
also, most lenders dont consider an 'origination .. |
| Posted: Thu Jan 24 14:42:36 2008 |
You might as well apply for a FHA loan.....their .. |
| Posted: Thu Jan 24 14:40:37 2008 |
there are other banks/lenders that can do .. |
| Posted: Thu Jan 24 14:37:54 2008 |
there are a lot of questions to be answered .. |
| Posted: Thu Jan 24 0:42:08 2008 |
leases have to be renewed or you will need to buy .. |
| Posted: Thu Jan 24 0:24:11 2008 |
Combo is a lot different than 1 loan. Maybe this .. |
| Posted: Wed Jan 23 23:23:18 2008 |
I saw 3 lenders so far that can do this.
I .. |
| Posted: Wed Jan 23 21:04:57 2008 |
hmmmm i didnt know they were giving away .. |
| Posted: Wed Jan 23 21:00:09 2008 |
are you going to provide full .. |
| Posted: Wed Jan 23 17:06:46 2008 |
what's the name of the .. |
| Posted: Wed Jan 23 13:58:56 2008 |
Umm there are NO Lenders that will give you 5.125 .. |
| Posted: Wed Jan 23 10:16:45 2008 |
Why dont you sell it and payoff your debts
BK .. |
| Posted: Wed Jan 23 10:11:22 2008 |
it's actually 1yr..and everything needs to be on .. |
| Posted: Wed Jan 23 1:09:36 2008 |
Okay I'm going to stop bickering with you as you .. |
| Posted: Wed Jan 23 0:29:03 2008 |
I dont release sources to my .. |
| Posted: Tue Jan 22 20:35:52 2008 |
no..because they will need to do a title search .. |
| Posted: Tue Jan 22 16:14:31 2008 |
sunnytimes - 30yr fixed mortgages are around .. |
| Posted: Tue Jan 22 15:39:18 2008 |
I will disclose at least 2 lender sources to any .. |
| Posted: Tue Jan 22 12:32:45 2008 |
Also, you need to watch what you write. Calling .. |
| Posted: Tue Jan 22 12:29:42 2008 |
I just checked on the 5/1 ARM I/O up to 1million .. |
| Posted: Tue Jan 22 10:10:59 2008 |
Lisa....of course it's possible.
5/1 Arm I/O .. |
| Posted: Mon Jan 21 21:48:47 2008 |
Hey sunnytimes....saw you on citydata.
Just a .. |
| Posted: Sat Jan 19 12:45:00 2008 |
It's called a Rehab loan. When you purchase a .. |
| Posted: Sat Jan 19 12:43:08 2008 |
They may qualify with FHA....the only way to find .. |
| Posted: Fri Jan 18 22:57:51 2008 |
What are the ratios that you have are you going .. |
| Posted: Fri Jan 18 22:56:33 2008 |
The problem will be finding a lender that will .. |
| Posted: Fri Jan 18 13:41:38 2008 |
Nobody here would know that answer to your .. |
| Posted: Fri Jan 18 0:35:32 2008 |
FHA may not be 'credit score' driven but they are .. |
| Posted: Fri Jan 18 0:32:45 2008 |
find yourself a local lender/broker. Banks always .. |
| Posted: Thu Jan 17 12:22:49 2008 |
You can try an ARM as their rates maybe lower .. |
| Posted: Thu Jan 17 12:19:33 2008 |
It really depends in the state that you're .. |
| Posted: Mon Jan 14 22:26:37 2008 |
best way is to buy it from him like you would buy .. |
| Posted: Mon Jan 14 11:32:43 2008 |
if you havent been late...then i would recommend .. |
| Posted: Sun Jan 13 20:16:47 2008 |
go to BofA they have no closing cost helocs that .. |
| Posted: Sun Jan 13 0:13:57 2008 |
wow just .. |
| Posted: Sat Jan 12 15:21:07 2008 |
if you open a business you can open a tax ein or .. |
| Posted: Fri Jan 11 21:06:19 2008 |
if you open a business account with bank of .. |
| Posted: Fri Jan 11 10:53:18 2008 |
30days is plenty of time to bring up your credit .. |
| Posted: Thu Jan 10 22:32:48 2008 |
file a report with the FTC.
call experian .. |
| Posted: Thu Jan 10 22:25:03 2008 |
if there is only 1 agency...then you dont need to .. |
| Posted: Thu Jan 10 22:22:25 2008 |
try FHA or .. |
| Posted: Thu Jan 10 0:51:14 2008 |
Yeah for Donna. She is exactly right. When you .. |
| Posted: Thu Jan 10 0:39:54 2008 |
you're probably speaking of the Freeze on ARM .. |
| Posted: Thu Jan 10 0:37:59 2008 |
depends....if you're paid hourly they will .. |
| Posted: Wed Jan 9 13:46:43 2008 |
I thought they would do a title search...and the .. |
| Posted: Wed Jan 9 13:44:42 2008 |
Jheard - paying off a collection item is not .. |
| Posted: Wed Jan 9 13:41:36 2008 |
anyone who can do FHA can do this....you shouldnt .. |
| Posted: Tue Jan 8 17:09:29 2008 |
well do you think a bank is willing to give .. |
| Posted: Tue Jan 8 17:02:22 2008 |
Nah first I was laughing at the remark George .. |
| Posted: Tue Jan 8 16:50:55 2008 |
what is the value of the home and your credit .. |
| Posted: Tue Jan 8 16:45:06 2008 |
funny how they say removing legitimate items .. |
| Posted: Tue Jan 8 16:43:22 2008 |
a lot of ppl dont even know why derogatory items .. |
| Posted: Tue Jan 8 15:49:50 2008 |
wow...$1245 for an individual .. |
| Posted: Tue Jan 8 15:46:28 2008 |
well....working with your current lender maybe .. |
| Posted: Tue Jan 8 15:41:39 2008 |
it also matters if your 5.25% is an ARM or 30yr .. |
| Posted: Tue Jan 8 15:40:11 2008 |
Underwriters are always watching! beware .. |
| Posted: Tue Jan 8 12:15:41 2008 |
i would recommend a timeframe of paying....
not .. |
| Posted: Tue Jan 8 11:28:05 2008 |
that totally contradicts 605(c) which probably .. |
| Posted: Mon Jan 7 21:56:09 2008 |
Receiving cash gifts has nothing to do with the .. |
| Posted: Mon Jan 7 21:45:47 2008 |
Please read carefully as I stated 'Giving cash .. |
| Posted: Mon Jan 7 17:09:18 2008 |
The net amount of the sale price can be given as .. |
| Posted: Mon Jan 7 15:34:09 2008 |
MyCommunity are for teachers.
They can also look .. |
| Posted: Mon Jan 7 15:32:28 2008 |
It will not stay on your credit report for .. |
| Posted: Mon Jan 7 15:28:53 2008 |
Lee there are some options that can be .. |
| Posted: Mon Jan 7 6:42:17 2008 |
Shane...a lot of brokers/lenders only have a few .. |
| Posted: Sun Jan 6 10:12:00 2008 |
Rates will be a lot lower than .. |
| Posted: Sun Jan 6 10:10:01 2008 |
lately the FHA rates have been better than the .. |
| Posted: Sat Jan 5 12:56:14 2008 |
find yourself a local broker who can find you a .. |
| Posted: Wed Jan 2 15:23:08 2008 |
there are a lot of things to consider!
what is .. |
| Posted: Wed Jan 2 12:48:06 2008 |
Generally, when you're 5months behind...that's .. |
| Posted: Wed Jan 2 12:43:33 2008 |
Wyoming is an equitable distribution state, .. |
| Posted: Wed Jan 2 11:13:11 2008 |
not for a rate/term refinance......and also there .. |
| Posted: Sun Dec 30 20:02:28 2007 |
you should try FHA...they allow up to 95% cashout .. |
| Posted: Sun Dec 30 20:00:18 2007 |
PMI is for conventional/conforming .. |
| Posted: Sun Dec 30 19:57:36 2007 |
FHA requires 24months MINIMUM from the date of .. |
| Posted: Sun Dec 30 19:55:06 2007 |
well the rate is pretty good....most lenders can .. |
| Posted: Sun Dec 30 19:51:00 2007 |
look into FHA financing....they dont have a score .. |
| Posted: Sun Dec 30 2:03:05 2007 |
actually best business practice is to pay for .. |
| Posted: Sat Dec 29 23:25:42 2007 |
that only applies if they actually close the .. |
| Posted: Sat Dec 29 17:02:03 2007 |
Did your broker try FHA .. |
| Posted: Sat Dec 29 17:00:25 2007 |
unless you signed an agreement to pay whether the .. |
| Posted: Sat Dec 29 16:53:49 2007 |
OMG the 15 yr fixed...are at .. |
| Posted: Thu Dec 27 20:27:02 2007 |
Don't pay it! If it will pay your .. |
| Posted: Thu Dec 27 20:25:18 2007 |
I would go with the 6% or 6.125%.
Rates may .. |
| Posted: Fri Dec 21 11:34:21 2007 |
we have a lender list.....you should be able to .. |
| Posted: Mon Dec 17 20:03:02 2007 |
it is best to refinance the home....not for a .. |
| Posted: Mon Dec 17 12:09:36 2007 |
Maybe you have dealt with divorces Maybe you .. |
| Posted: Mon Dec 17 12:01:45 2007 |
maybe emphasis on the keyword will help everyone .. |
| Posted: Sun Dec 16 13:35:45 2007 |
if it's in the divorce agreement that she needs .. |
| Posted: Sun Dec 16 13:27:51 2007 |
depends on the lenders.
If you receive a .. |
| Posted: Thu Dec 6 22:45:16 2007 |
i was making a point. Disclosing every lender .. |
| Posted: Thu Dec 6 21:06:03 2007 |
that is not true...every lender may have their .. |
| Posted: Tue Dec 4 18:40:35 2007 |
There are MANY lenders that can do up to 65% DTI .. |
| Posted: Tue Dec 4 14:08:45 2007 |
the mortgage company that you were late with or .. |
| Posted: Tue Dec 4 11:40:09 2007 |
ask the broker.....it matters what his credit .. |
| Posted: Tue Dec 4 11:08:34 2007 |
it's up to the Underwriter.
the .. |
| Posted: Mon Dec 3 17:17:32 2007 |
Sounds like you did a short sale
That means that .. |
| Posted: Mon Dec 3 16:03:10 2007 |
depends what your credit report states about the .. |
| Posted: Mon Dec 3 14:56:02 2007 |
foz- i looked up the Foreclosure guidelines, and .. |
| Posted: Mon Dec 3 14:33:43 2007 |
I didnt say anything about collections or .. |
| Posted: Mon Dec 3 14:13:09 2007 |
OP -
Foreclosures require 2yrs for FHA....this .. |
| Posted: Mon Dec 3 13:59:16 2007 |
i was writing about the 'adjustment' rate....not .. |
| Posted: Mon Dec 3 12:28:22 2007 |
it depends on your loan amount...and what state .. |
| Posted: Mon Dec 3 12:24:26 2007 |
your state's commissioner of banks.
if it's a .. |
| Posted: Mon Dec 3 11:38:25 2007 |
wow that's a high rate!!!!
you shouldnt get .. |
| Posted: Mon Dec 3 11:30:17 2007 |
call your new lender....and research them online .. |
| Posted: Mon Dec 3 11:29:10 2007 |
one of the problems that arises with most FHA .. |
| Posted: Mon Dec 3 11:21:57 2007 |
well find out if your house insurance (hazard) .. |
| Posted: Mon Dec 3 11:16:03 2007 |
I would've gotten a 2nd opinion. If these items .. |
| Posted: Fri Nov 30 11:39:50 2007 |
First....find out what the Statute of Limitations .. |
| Posted: Fri Nov 30 11:32:30 2007 |
not sure what Jonny meant.......bank accounts are .. |
| Posted: Fri Nov 30 11:29:12 2007 |
you will need to speak to a financial .. |
| Posted: Thu Nov 29 12:15:52 2007 |
yes and no.
do you have 2.25% for a down .. |
| Posted: Thu Nov 29 12:13:15 2007 |
redemption period on a .. |
| Posted: Wed Nov 28 22:54:23 2007 |
I would never recommend going through the .. |
| Posted: Wed Nov 28 22:49:23 2007 |
It's not possible. ESPECIALLY if the market has .. |
| Posted: Wed Nov 28 16:13:46 2007 |
with Flex 100 you need a 620 to avoid High .. |
| Posted: Wed Nov 28 15:10:27 2007 |
If your husband files BK you may have to file .. |
| Posted: Wed Nov 28 15:03:16 2007 |
i think you're looking for the 203b FHA .. |
| Posted: Wed Nov 28 11:23:53 2007 |
Flex100 is a good program if all else .. |
| Posted: Tue Nov 27 23:24:38 2007 |
If you're not under contract then negotiate for .. |
| Posted: Tue Nov 27 23:19:13 2007 |
depends on what state you're in........if you're .. |
| Posted: Tue Nov 27 23:14:35 2007 |
Look for a 'due on sale' clause or acceleration .. |
| Posted: Tue Nov 27 23:09:46 2007 |
I use a processor that doesnt work for Carteret .. |
| Posted: Tue Nov 27 23:08:08 2007 |
most lenders wont allow this as a rate/term .. |
| Posted: Tue Nov 27 23:04:35 2007 |
try a broker...most banks or online lenders dont .. |
| Posted: Tue Nov 27 15:07:39 2007 |
just to be more specific.
you will need to .. |
| Posted: Wed Nov 21 11:47:29 2007 |
if there is a lis pendes then YES....make sure to .. |
| Posted: Wed Nov 21 11:05:50 2007 |
yep...but make sure there arent ANY current .. |
| Posted: Tue Nov 20 9:42:57 2007 |
there is a legal way of keeping her off the .. |
| Posted: Tue Nov 20 9:40:29 2007 |
any credit card will do a 'hard pull' whether .. |
| Posted: Tue Nov 20 9:37:40 2007 |
FHA doesnt allow stated .. |
| Posted: Mon Nov 19 22:04:14 2007 |
what they look at is how long the account has .. |
| Posted: Mon Nov 19 21:52:27 2007 |
depends on your state.
check to see if your .. |
| Posted: Mon Nov 19 21:50:13 2007 |
there arent many loans that will allow you to .. |
| Posted: Mon Nov 19 18:20:47 2007 |
you can do a quit claim deed to get her off .. |
| Posted: Mon Nov 19 18:19:03 2007 |
depends on your state.......in NC they just .. |
| Posted: Mon Nov 19 18:17:23 2007 |
depends on if it's an investment property....and .. |
| Posted: Mon Nov 19 18:16:16 2007 |
your lender will tell you when you're .. |
| Posted: Mon Nov 19 18:14:44 2007 |
Fozman...the statement from your lender can be .. |
| Posted: Sun Nov 18 13:56:28 2007 |
yep. they will foreclose on your home for the 2nd .. |
| Posted: Sat Nov 17 18:49:51 2007 |
Hi,
I have worked for Bank of America for .. |
| Posted: Fri Nov 16 19:10:28 2007 |
you can do FHA rate/term 97.75% or cash out up to .. |
| Posted: Fri Nov 16 16:19:36 2007 |
actually you can remove valid items from your .. |
| Posted: Fri Nov 16 15:27:11 2007 |
hey
cqrix2004......Please understand that i .. |
| Posted: Fri Nov 16 12:11:40 2007 |
no lender will refinance the home when your name .. |
| Posted: Fri Nov 16 12:09:25 2007 |
you need to sit down with a title company or .. |
| Posted: Fri Nov 16 12:06:41 2007 |
maybe there arent any laws...but lenders have .. |
| Posted: Fri Nov 16 12:05:37 2007 |
you may need a FHA lender that does manual .. |
| Posted: Fri Nov 16 9:25:14 2007 |
Hi,
Just joined ..I think yesterday .. |
| Posted: Fri Nov 16 9:09:51 2007 |
removing OLD accounts from your credit report .. |
| Posted: Fri Nov 16 8:56:00 2007 |
Once your lender starts short sale or foreclosure .. |
| Posted: Fri Nov 16 8:52:03 2007 |
the problem with refinancing is that your .. |
| Posted: Fri Nov 16 8:47:20 2007 |
find a lender that does FHA loans. You will get .. |
| Posted: Fri Nov 16 8:45:45 2007 |
try to see if you can come up with 2.25% as a .. |
| Posted: Thu Nov 15 20:14:51 2007 |
with FHA you will need to wait 2yrs from a .. |
| Posted: Thu Nov 15 20:11:26 2007 |
you can refinance with a FHA loan...and get at .. |
| Posted: Thu Nov 15 20:09:21 2007 |
depends on the state, and depends on what he's .. |
| Posted: Thu Nov 15 20:03:01 2007 |
Hi jay...you sound like a Loan Officer.
Taylor .. |
| Posted: Thu Nov 15 19:42:41 2007 |
try lookin at MyCommunity or HomePossible .. |
| Posted: Thu Nov 15 14:00:21 2007 |
with FHA you shouldnt get a rate higher than .. |
| Posted: Thu Nov 15 13:48:59 2007 |
Paying off an old collection item WILL hurt your .. |
| Posted: Thu Nov 15 13:39:03 2007 |
FHA Mortgage rates depend on the lender. If you .. |
| Posted: Thu Nov 15 13:33:50 2007 |
FHA Mortgage Loans is 1 yr for chapter 13...and .. |
| Posted: Thu Nov 15 13:08:28 2007 |
FHA Mortgage Loans guidelines are 2yrs for .. |
