| Author |
Message |
Guest
0.10 Dollars($)
|
Post subject: |
|
|
| In my opinion, these debts will be wiped off when your bankruptcy will be discharged. Consult your bankruptcy attorney once. He is the best person to answer this query. |
|
 |
helpIhaveaquestion
Guest
0.10 Dollars($)
|
|
Post subject: |
|
|
| how do they evaluate the value of your house for bankruptcy chapter 13 or 7 |
|
|
Guest
0.10 Dollars($)
|
|
Post subject: |
|
|
| I think the bankruptcy trustee will go go for an appraisal of the property to determine the value of the property for bankruptcy. |
|
|
noone
Guest
0.10 Dollars($)
|
|
Post subject: automatic stay |
|
|
| I have just received a letter giving the mortgage company relief from automatic stay. What happens next |
|
|
jameshogg
Joined: 20 Dec 2005
Posts: 4189
Location: nevada
492.91 Dollars($)
|
|
Post subject: |
|
|
Hi noone,
I guess, you have filed bankruptcy. Once you file bankruptcy, the automatic stay will halt all the actions of the creditors to collect the debts from you until your bankruptcy case is complete.
Thanks |
|
|
Florida22
Guest
0.10 Dollars($)
|
|
Post subject: Chapter 13 |
|
|
| I filed chapter 7 in Oct. 2005. It was discharged on Jan. 2006. With the way things are going with the economy I am going to have to file a chapter 13. I only have my disability check(791.00) and 326.00 coming in from my place of employment (as they still pay me since I was employed when had my accident) If I file chapter 13 will they take money from my disability check or will they just take it from the 326.00? I owe 19000.00 on credit cards but I know I can't file chapter 7 for 8 years. Also am I eligable to file chapter 13 if I filed in Oct. 2005 and it was discharged Jan. 2006 or do they go by the discharge date instead of when I filed? |
|
|
adonis
Joined: 22 Oct 2005
Posts: 3777
Location: ALASKA
109.26 Dollars($)
|
|
Post subject: |
|
|
You will be able to file Chapter 13 bankruptcy after 4 years from the discharge date of Chapter 7 bankruptcy. As far as disability benefits are concerned, they cannot be garnished in any case.
_________________
Procrastination is the enemy of your financial sucess |
|
|
iambatmaniam
Guest
0.10 Dollars($)
|
|
Post subject: How do I declare bankruptcy without a lawyer? |
|
|
| I have a friend that can't afford a lawyer to file for bankruptcy. Please help me with the options for her. Thank you. |
|
|
jameshogg
Joined: 20 Dec 2005
Posts: 4189
Location: nevada
492.91 Dollars($)
|
|
Post subject: |
|
|
Hi iambatmaniam,
One must have an attorney in order to file a bankruptcy case. Individuals can file a bankruptcy case without an attorney or what is known as "pro se," but as far as I know, it is extremely difficult to do it successfully.
Thanks |
|
|
justcantdoitanymore
Guest
0.10 Dollars($)
|
|
Post subject: Home equity loan |
|
|
| I am filing Chapter 7 and I have a home equity Loan is it possible to add that to my debut in massachusetts |
|
|
smithsussane
Joined: 18 Sep 2008
Posts: 3627
Location: Alaska
541.91 Dollars($)
|
|
Post subject: |
|
|
Hi Guest!
Welcome to forums!
I did not understand what you wanted to say by: | Quote: | | is it possible to add that to my debut in Massachusetts |
Can you please explain this? It will help me to answer your query.
Sussane |
|
|
savior70
Joined: 25 Mar 2009
Posts: 1338
Location: Florida
152.59 Dollars($)
|
|
Post subject: |
|
|
Hi
Do you want to know whether you can add your home equity loan to the list of your debts under chapter 7 bankruptcy? If yes, then i believe that is quite possible. |
|
|
Guest
0.10 Dollars($)
|
|
Post subject: |
|
|
| Hi there…I have student loans listed on my credit files. However, the important part is that they were both included in my Bankruptcy which was filed in March 2006 and got disvharged in March 2008. Can you guys tell me that even though the student loans were never paid off, but I guess they were written off as I filed bankruptcy, isn't they? One more question… if my Bankruptcy was discharged in March 2008, when will the Bankruptcy on my credit report drop off ? 6 years from the date of the filing bankruptcy or 6 years from the date of discharge of bankruptcy? |
|
|
sara
Moderator
Joined: 05 Jul 2006
Posts: 1651
Location: New Brunswick, New Jersey
308.83 Dollars($)
|
|
Post subject: |
|
|
Hi Guest,
Student loans do not get discharged when you file bankruptcy. You will have to pay off the students loans in order to remove it from your credit report. If you pay off the student loans, it would have a positive effect on your credit report as well.
As far as I know, if you file bankruptcy and get it discharged, it remains on your credit report for 10 years. Credit bureaus will not remove it from your credit report prior to that.
Take Care. |
|
|
winter12
Guest
0.10 Dollars($)
|
|
Post subject: |
|
|
Hi there…I am planning to file bankruptcy  . Just wondering whether I can keep any properties after filing bankruptcy. Can anyone help me??? |
|
|
Previous 1 2 3 4 5 6 7 8 9 10 11 Next 
