I was discharged from/in Bankruptcy prior to the 10/2005 Bankruptcy LAW CHANGES. My dismissal date was 5/2003. In 2003 chapter 7's showed for 7 years. My credit reports shows that this will be on my credit report for 10 years. Status Details: This item is scheduled to continue on record until Mar 2013. Did the 2005 law changes apply Retroactively to prior discharges?