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how long after bankruptcy

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Icon Mini Profile pthomas454





Joined: 12 Nov 2009

Posts: 1

1.30 Dollars($)
Post Posted: Thu Nov 12, 2009 6:11 pm    Post subject: how long after bankruptcy
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me and my husband filed and was cleared in jan 2007 we are looking for a house on 20 or more acres and was told usda loan was the best way to go we are looking to buy jan 2010 is this acceptable with usda regulations our bankruptcy consisted of mostly hospital bills and a truck loan does that matter
Icon Mini Profile jameshogg
jameshogg




Joined: 20 Dec 2005

Posts: 10148
Location: Nevada
941.94 Dollars($)
Post Posted: Thu Nov 12, 2009 8:19 pm    Post subject:
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Hi pthomas,

You haven't mentioned the type of bankruptcy that you'd filed. If you had filed Chapter 13 bankruptcy, then you would be able to get a conventional loan after 2 years of discharge and FHA loan after 1 year of discharge.

If you filed Chapter 7, then you'll have to wait for 4 years to get a conventional loan and 2 years to get a FHA loan.

Thanks
Domimho

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Post Posted: Thu Nov 12, 2009 9:54 pm    Post subject: Travel to Russia (need help)
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I need your help!
Has anybody been in Russia? What’s your opinion?
I’m going to go there in spring but still I need more information. All I’m familiar with is Moscow…
Can you suggest me something? What to visit? Or probably, you can advise some really interesting places especially which are situated far away from big cities?
Any ideas about travel agencies that hone in on some outstanding or off the wall tourist activities? I visited such web sites as  (gotorussia.com, russia-travel.com, dovisit.com, russia.com, etc.), they really offer such tours but I’m not sure they are reliable enough…
I really appreciate your help and advices.
Thanks a lot, Michael
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