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Mortgage after BK & 3 yrs out of Forseclosure

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Allie Guest	Posted: Wed Jan 25, 2012 4:12 pm    Post subject: Mortgage after BK & 3 yrs out of Forseclosure Like 0 Dislike 0 So, I am over 3 yrs out of BK for which a foreclosure was included due to husbands medical issues & the many bills. I am currently working with a mortgage company to get pre-qualified to buy a house now however they informed me that although I filed BK over 3 yrs ago, the house wasn't actually transferred out of my name until only 2 1/2 yrs ago which means I need to wait another 6 months to even try to purchase. Is this true? Just trying to get all the facts... Thanks! _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
Guest	Posted: Wed Jan 25, 2012 6:21 pm    Post subject: Like 0 Dislike 0 True.... Mortgage Lenders use the 'Foreclosed' date.... Which is when it is over. We don't use the foreclosure started date.
tomburris Community Expert Joined: 03 Oct 2007 Posts: 135 Location: North Dallas 19.12 Dollars($)	Posted: Wed Jan 25, 2012 6:24 pm    Post subject: Like 0 Dislike 0 True.... Mortgage Lenders use the 'Foreclosed' date.... Which is when it is over. We don't use the foreclosure started date. Allie..... I am replying again so that you know that this came from me(i was logged out). I am a loan officer _________________ Tom Burris Mortgage Banker 214-763-4629 cell/text/nights/weekends http://www.dallasloanguy.com/ Location: North Dallas, TX Coverage: The entire Great State of Texas NMLS# 335055

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