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Ex wife filed ch. 7 on house, loan mod for me.Is she liable?

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LoanModTim Guest	Posted: Sun Mar 13, 2011 8:58 am    Post subject: Ex wife filed ch. 7 on house, loan mod for me.Is she liable? Like 0 Dislike 0 My ex wife filed chapter 7 bankruptcy and included the house. She also filed a Quit Claim. Her debts were discharged. I have since moved back in and obtained a loan modification. The mortgage company is saying that she will remain on the loan and will be held liable to it. So if in the future I stop making my loan mod. payments, will that hurt her credit and will she be liable? _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
adonis Joined: 22 Oct 2005 Posts: 10542 Location: ALASKA 1086.66 Dollars($)	Posted: Sun Mar 13, 2011 8:59 pm    Post subject: Like 0 Dislike 0 Welcome Tim, If your ex-wife had included the mortgage in Chapter 7 and got a discharge from it, then she is not liable for the mortgage payments personally. However, if her name remains on the mortgage and if you stop paying the debt, then it might affect her credit. _________________ Procrastination is the enemy of your financial success

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