What should I do?

larry · Joined: 27 Jun 2007 Posts: 3328 473.40 Dollars($)

Hi Gino,

Welcome back.

If you go for debt settlement then you can decrease up to 40 to 60percent of your total due debt. But if you go for BK that will not only affect your credit score but also it will decrease your due amount. You will then have to pay the mortgage on an affordable rate and terms.

To know more about debt settlement you can check out at "http://www.debtconsolidationcare.com/debt-settlement.html"

Hope it helps.

Feel free to ask if you have any further questions

Best of luck,
Larry

Guest 0.10 Dollars($)

Debt Shield and Curadebt are in the mix. Sifxpert has no creditentials he has to be out. Thanks and if anyone knows of these companies let me know.

helping_user · Posted: Tue Apr 15, 2008 11:25 pm Post subject: RE: debtshiled and curadebt

Gino,

Did you try talking to Debt Shield and Curadebt? well, i've heard they're average settlement companies. Just check out "http://www.debtconsolidationcare.com/settlement/about12961.html" to know more on them.

Thanks.

Guest 0.10 Dollars($)

debtconsolidationcare.com/settlement/sifxpert-arrangements.html

Guest 0.10 Dollars($)

Sixfpert is a scam artist. Debtxpert is scam site. He had to close his forum on his site on July 12 because all of his clients were trying to get a list of clients together to get him prosecuted. I have spoken with 10 clients that he has stolen money from their special checking accounts and not paid the credit card companies. He stole $11,105 from my account and put all my accounts into collection after not contacting me for over 3 months. James Lombardo is the scum of this industry. Spend a little time and do it yourself for about 50%. Most companies with their fees will be at least 55-65% when it is all said and done.

Guest 0.10 Dollars($)

Sifxpert, aka Debtxpert, James Lombardo has abandoned his clients and stolen from many of his client's accounts. Sifxpert had to close his debt forum down last week because his clients were using it as a staging area to get a list of victims together. He is a thief pure and simple.

Niicss · Joined: 03 Oct 2005 Posts: 1047 156.15 Dollars($)

Welcome joey.

Thanks for sharing the information with us. It will help the community members. There are other members who have shared this kind of scam with us. So I think you can join this community and help people help people with such information.

0.10 Dollars($)

James Lombardo has ties with curadebt, of course curadebt is not going to back that up. James Lombardo used to negotiate settlements for curadebt clients when he worked for American Liberty financial.

curadebt is very expensive charging 5% retainer fee on total debt and 20% commission on settlement savings. Depending on total debt it could be a daunting task to be out of debt in 36 months as they promise.

Guest 0.10 Dollars($)

Thanks for the information Smile

Guest 0.10 Dollars($)

That James Lomardo did work for American Liberty Financial a few years back. They fired him, plain and simple. ALF did wonders for me and kept me out of litigation. It is never an easy road but they served me well. You all that have fallen victim to Lombardo need to get together and press charges against him once and for all. Wait until it leaks out why he stole.....

Guest 0.10 Dollars($)

You are right DK. I called them, they are helping me finish the program i started with James. Thanks for the idea.!

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