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candrus03

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Post Posted: Sun Sep 25, 2011 3:42 am    Post subject: Mortgage
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My orginal morrtgage was sold. I started reciving papeperwork from the new mortgage company stating they have no purchase aggrment for my home. So basically they have no proof they have any interst in my home. I just file ch7 and had to get a copy of my title for my home aand my orginial mortgage company is still shown as the lien holder they are out of business. When I files ch7 and included it. It was written off unfer original mortgage companys name. I need to no how to get a clear title. On my credit report it shoe discharge ch7 in inder the 2nd mortgage company. Orginal list as paid as agreeded. This is all so confusing I have not paid my mortgage in almost 8 months beccause I was under the understanding the home is mine. I have not heard anything from the mortgage company besides a letter a few weeks ago askin what my intrentions are and they wanted to take pics of outside of home. I don't want to lose my home please tell me there is away I can get a clear title..... Question
Icon Mini Profile jameshogg
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Post Posted: Sun Sep 25, 2011 8:45 pm    Post subject:
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Hi candrus,

You should contact your bankruptcy attorney and discuss your mortgage situation with him. He might help you in resolving your mortgage problem so that you can get a discharge from it. However, unless the debt is paid off, you may not get a free title to your property.

Thanks
Icon Mini Profile sabrinatoss
sabrinatoss
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Post Posted: Sun Sep 25, 2011 9:24 pm    Post subject:
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Hello candrus?


Debt instrument giving conditional ownership of an asset, secured by the asset being financed. The borrower gives the lender a mortgage in exchange for the right to use the property while the mortgage is in effect, and agrees to make regular payments of principal and interest.


Idea

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