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brian1's Home
My Posts
Posts by brian1
Posting date
Subject
Posted: Mon Nov 3 11:24:32 2008
Thanks all off to EBAY to spend
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Posted: Thu Oct 30 13:09:12 2008
Private money is your only hope it will be
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Posted: Thu Oct 30 13:05:24 2008
You wont be able to finance it if you owe more
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Posted: Thu Oct 30 13:03:18 2008
Agree with the above - except the chance of them
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Posted: Wed Oct 29 21:42:25 2008
You can do either - it is your choice as his
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Posted: Wed Oct 29 21:39:25 2008
Good Luck it is never a good sign when you cant
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Posted: Wed Oct 29 21:29:28 2008
Not without a court order as far as I
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Posted: Wed Oct 29 21:27:47 2008
No Doc does not exist not sure where everyone is
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Posted: Wed Oct 29 21:25:39 2008
There are no 125% loans available in this market.
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Posted: Wed Oct 29 21:23:50 2008
How do you plan on paying for the loan You had a
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Posted: Wed Oct 29 21:20:06 2008
You would still be eligible for a decent rate
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Posted: Wed Oct 29 21:18:06 2008
Is it because you owe more than 80% My
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Posted: Wed Oct 29 21:11:32 2008
FHA is your only hope It will require clean
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Posted: Wed Oct 29 21:04:25 2008
Yes any money collected would go towards
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Posted: Wed Oct 29 21:02:09 2008
Seek an atty for this Hopefully there is an
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Posted: Tue Oct 28 15:27:16 2008
Tim if you look closer he says he owes 37k If
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Posted: Tue Oct 28 12:15:11 2008
what you may want to do is consult with a local
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Posted: Tue Oct 28 12:12:22 2008
With those scores you will not qualify for a
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Posted: Tue Oct 28 12:08:09 2008
Buying in a location away from where your job is
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Posted: Tue Oct 28 12:06:06 2008
I would check with a local RE atty - laws vary
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Posted: Sun Oct 26 14:12:04 2008
There is no easy way out from this. You and your
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Posted: Sat Oct 25 20:24:17 2008
Before you go that route do you have enough
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Posted: Sat Oct 25 20:18:33 2008
Most brokers in the area will have access to
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Posted: Sat Oct 25 20:12:56 2008
Does he have a balloon payment on the loan If he
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Posted: Sat Oct 25 20:11:02 2008
How much do you owe and how much is the home
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Posted: Sat Oct 25 20:08:13 2008
The payment will be based on how much he owes not
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Posted: Sat Oct 25 20:05:04 2008
Hi Dr2hill You can easily roll the debt inbto a
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Posted: Sat Oct 25 20:00:29 2008
Markus it is going to be an issue because of the
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Posted: Sat Oct 25 19:57:31 2008
Yes they can and will force it as it is their
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Posted: Mon Oct 20 17:30:09 2008
Blak your credentials are strong your cash on
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Posted: Mon Oct 20 15:36:38 2008
You are on the mortgage and signed the contract
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Posted: Mon Oct 20 15:34:36 2008
COSI is hovering in the high 4's low 5's these
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Posted: Mon Oct 20 15:06:55 2008
You can contact the lender and see what steps
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Posted: Mon Oct 20 14:59:37 2008
That is why you should NEVER pay anything (other
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Posted: Mon Oct 20 14:56:51 2008
Any good contract is going to provide an out
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Posted: Mon Oct 20 14:50:59 2008
Rates are down a bit today I would look at
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Posted: Mon Oct 20 14:28:01 2008
Either sale or rent it out I agree being a
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Posted: Mon Oct 20 14:19:59 2008
2 years post bk for FHA 4 for conforming You
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Posted: Sat Oct 4 23:32:26 2008
I can see from your posts that you have a lot of
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Posted: Sat Oct 4 1:06:39 2008
You need to seek out a probate attorney. If she
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Posted: Sat Oct 4 1:04:10 2008
how did you get that far without knowing Sounds
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Posted: Sat Oct 4 0:57:49 2008
ignore marty if you notice he only
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Posted: Thu Oct 2 19:34:16 2008
Be prepared with documentation to show the
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Posted: Thu Oct 2 16:26:02 2008
Contact the loss mitigation deprartment and
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Posted: Thu Oct 2 16:25:01 2008
Yes you can but you need to complete the sale
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Posted: Thu Oct 2 16:21:44 2008
Elnora welcome to the boards. I am not a
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Posted: Thu Oct 2 15:08:40 2008
Try FHA
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Posted: Thu Oct 2 15:03:20 2008
Going through a lender directly does not get rid
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Posted: Thu Oct 2 14:26:48 2008
No unless it is short term while the primary
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Posted: Thu Oct 2 14:13:00 2008
While I agree with the definition I dont know
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Posted: Wed Sep 24 14:29:38 2008
If you qualify for a USDA loan there is no BK
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Posted: Wed Sep 24 14:15:46 2008
agree with George on both Marty is someone I
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Posted: Wed Sep 24 13:47:00 2008
A reverse mortgage is a loan that allows seniors
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Posted: Fri Sep 12 1:01:36 2008
agreed this is not that great of a deal better
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Posted: Fri Sep 12 0:57:36 2008
Connie you would qualify The amount of money
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Posted: Fri Sep 12 0:50:54 2008
Marty scored a sucker fish People MARTY is a
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Posted: Fri Sep 12 0:48:24 2008
Why would someone agree to that That is crazy No
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Posted: Fri Sep 12 0:46:27 2008
Your options are limited sell
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Posted: Fri Sep 12 0:43:40 2008
I would ask an
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Posted: Fri Sep 12 0:41:19 2008
He has to agree and sign but yes it can be
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Posted: Fri Sep 12 0:40:09 2008
There is more to it than just scores Feel free to
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Posted: Tue Sep 2 1:38:52 2008
Please ignore Marty He goes from forum to forum
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Posted: Tue Sep 2 1:32:14 2008
Sounds like a adjustable rate mortgage on a
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Posted: Tue Sep 2 1:30:36 2008
Have not heard of any new "law"
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Posted: Fri Aug 29 23:49:15 2008
Yes you can however it will require a significant
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Posted: Fri Aug 29 23:45:09 2008
Was there a will If not the laws may vary from
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Posted: Fri Aug 29 23:43:23 2008
sell the house and move on it is half hers and
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Posted: Fri Aug 29 23:41:43 2008
You should be able to be added as part of /
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Posted: Fri Aug 29 23:40:09 2008
Not going to be good on credit unless you sell
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Posted: Fri Aug 29 23:39:00 2008
No the lender will have to be paid off to remove
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Posted: Fri Aug 29 23:37:26 2008
To get the most will require a cash out
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Posted: Fri Aug 29 0:18:59 2008
If he qualifies for 180k why would you want to
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Posted: Fri Aug 29 0:10:01 2008
Luke something that old should not hang up the
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Posted: Thu Aug 28 21:32:52 2008
Yes you can use a non occupant co borrower. You
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Posted: Thu Aug 28 20:22:05 2008
All people on title must be 62 or older to
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Posted: Thu Aug 28 20:18:39 2008
Get back in front of the judge and have him force
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Posted: Thu Aug 28 20:16:31 2008
Not just unreasonable but
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Posted: Thu Aug 28 20:15:11 2008
Contact wells and see what they say. Unless you
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Posted: Thu Aug 28 20:14:04 2008
Luke These days everything goes through an
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Posted: Thu Aug 28 19:51:26 2008
You can get a free mortgage consultation by
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Posted: Thu Aug 28 19:43:38 2008
Agree ONLY quitclaim it if they are able to
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Posted: Thu Aug 28 19:39:58 2008
I think Lynette misread There is no way that you
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Posted: Thu Aug 28 19:37:55 2008
If it wasnt in writing likely not much you can
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Posted: Sun Aug 24 0:08:10 2008
26 months That si strange Look at the NOTE it
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Posted: Sun Aug 24 0:06:32 2008
It isnt closing costs it is down payment
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Posted: Sat Aug 23 1:32:16 2008
How soon will you pay off Refi is not going to
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Posted: Sat Aug 23 1:30:36 2008
Ok a little Reality Check 720 scores with NO BK
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Posted: Sat Aug 23 1:22:53 2008
score is too low for FHA get it up some and it
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Posted: Fri Aug 22 0:44:31 2008
Wow I woul say your friend is reading what he
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Posted: Fri Aug 22 0:41:50 2008
Realtotr wants a al. I would not listen to them
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Posted: Wed Aug 20 0:40:48 2008
I do not think so but would advise speaking with
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Posted: Sun Aug 17 20:28:29 2008
First how is the property title held That will be
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Posted: Sun Aug 17 20:24:08 2008
Simple answer yes they can and will. Especially
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Posted: Sun Aug 17 19:46:20 2008
welcome to the forum. It sounds like you may
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Posted: Sun Aug 17 19:41:43 2008
I would insist that they show it to you before
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Posted: Sun Aug 17 19:40:54 2008
275000 x 1.3% = 3575 divided by 12 = 298 a
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Posted: Sun Aug 17 19:35:53 2008
Your only option will be a private money lender.
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Posted: Sun Aug 17 19:32:59 2008
Get an atty. This is ugly and wont be resolved
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Posted: Fri Aug 15 2:09:18 2008
They are only as good as the people you work
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Posted: Fri Aug 15 2:03:15 2008
I am not aware of any special programs for fha I
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Posted: Fri Aug 15 1:29:08 2008
I am not familiar with them. What are they
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Posted: Fri Aug 15 1:05:15 2008
3% with no points more if paying points - This
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Posted: Fri Aug 15 1:03:50 2008
I would consult with an
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Posted: Wed Aug 13 14:20:46 2008
Pat do an internet search. It is a very small
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Posted: Wed Aug 13 14:07:34 2008
Agree with George. The broker is a go between.
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Posted: Wed Aug 13 14:03:56 2008
FHA is very strict about bonus income comission
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Posted: Wed Aug 6 0:13:23 2008
FHA guidelines will allow seasonal employment but
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Posted: Wed Aug 6 0:08:40 2008
Agreed you allowed hiom to use your half and now
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Posted: Wed Aug 6 0:01:25 2008
It isnt the house alone it is how much you owe vs
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Posted: Tue Aug 5 23:59:40 2008
No fico yes with non traditional tradelines No
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Posted: Tue Aug 5 23:57:04 2008
Actually that is not true. If you recieve an
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Posted: Sun Aug 3 22:18:02 2008
Not thatt easy. You signed on a mortgage and are
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Posted: Sun Aug 3 22:15:58 2008
What is the property worth It will need to
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Posted: Sun Aug 3 20:34:31 2008
If you are renting it out it is an investment
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Posted: Sun Aug 3 20:33:31 2008
No primary
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Posted: Sun Aug 3 20:31:53 2008
If you can qualify now I would take a look. The
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Posted: Fri Aug 1 2:30:24 2008
do the quit claim in title on the condition that
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Posted: Fri Aug 1 2:27:14 2008
680 is as low as I have seen recently on a
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Posted: Tue Jul 29 1:52:05 2008
Shane just because it starts with a
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Posted: Tue Jul 29 1:50:17 2008
OP Congratulations on getting through the BK. You
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Posted: Tue Jul 29 1:47:31 2008
I wouldnt bank on the down payment assistance
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Posted: Tue Jul 29 1:42:42 2008
Guest as nice as we was to try and help is
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Posted: Tue Jul 29 1:39:57 2008
I agree spend the money om an atty to where you
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Posted: Mon Jul 28 0:18:51 2008
Marcm read the rules of the board SPAM is not
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Posted: Mon Jul 28 0:10:50 2008
LOL I have seen this question somwhere before. I
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Posted: Sat Jul 26 2:40:44 2008
Youre both wrong LOL This was the perfect storm
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Posted: Thu Jul 24 22:52:52 2008
Be careful It is a common con for someone to
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Posted: Thu Jul 24 22:41:53 2008
There are many different programs including a
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Posted: Thu Jul 24 1:17:35 2008
cwatters you need to read the rules of the board.
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Posted: Thu Jul 24 1:15:19 2008
sgursky You will not qualify for a reverse
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Posted: Thu Jul 24 1:12:07 2008
Go to your state licensing entity and file a
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Posted: Thu Jul 24 1:10:41 2008
Yes it will impact your ability to buy. I do not
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Posted: Thu Jul 24 1:06:51 2008
This is a very broad question and there is no ONE
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Posted: Tue Jul 22 14:01:06 2008
The only thing that sticks out based on what you
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Posted: Tue Jul 22 13:57:30 2008
Matt that is correct however what has been leuded
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Posted: Tue Jul 22 13:53:53 2008
You need to go to the county recorder where the
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Posted: Tue Jul 22 13:51:51 2008
Agree - not discharge it is 12 months of paid as
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Posted: Tue Jul 22 13:48:23 2008
You need to have 12 months paid as agreed in the
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Posted: Tue Jul 22 2:13:09 2008
Michael It is my business and will continue to
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Posted: Tue Jul 22 2:05:08 2008
For someone with 7 posts you should read the
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Posted: Mon Jul 21 19:51:26 2008
Sabercats this weekend.......... They play about
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Posted: Sun Jul 20 23:49:19 2008
Get with a local title company and ask them what
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Posted: Sun Jul 20 23:44:44 2008
Michael I am not a mod but your post is spam and
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Posted: Sun Jul 20 23:42:52 2008
FHA
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Posted: Sun Jul 20 23:41:17 2008
Nykolos Many lenders add tyo the fha guidelines
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Posted: Sun Jul 20 23:32:41 2008
The guidelines do state that you can get an
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Posted: Sun Jul 20 23:30:32 2008
dgikas is correct the intent is for you to only
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Posted: Sun Jul 20 23:25:02 2008
Whileo you satisfy the two year employment rule
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Posted: Sun Jul 20 23:23:08 2008
How was he able to finance and not be on
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Posted: Sun Jul 20 23:21:42 2008
How much are homes in your area How much debt do
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Posted: Fri Jul 18 23:40:35 2008
Not aware of any lenders offering any products
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Posted: Fri Jul 18 23:38:08 2008
Hi Olivia, If there is a medical reason for her
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Posted: Fri Jul 18 23:34:54 2008
Possibly - I would seek out an attorney. In many
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Posted: Thu Jul 17 20:59:56 2008
There are different ways of holding title but the
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Posted: Wed Jul 16 1:04:06 2008
no more than 80% of the homes value may be cashed
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Posted: Tue Jul 15 1:51:15 2008
You had better get a divorce court involved
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Posted: Mon Jul 14 2:33:33 2008
No absolutely not. The only way to get off the
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Posted: Mon Jul 14 2:30:02 2008
Felicia how old is the home If it has a
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Posted: Mon Jul 14 2:18:53 2008
There may be an option now. If our lender on the
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Posted: Mon Jul 14 2:14:43 2008
Why a blanket They are very hard to find and do
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Posted: Mon Jul 14 2:11:44 2008
It is quite possible that your payment will be
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Posted: Sat Jul 12 0:59:40 2008
Agreed there will be no financing until it is
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Posted: Sat Jul 12 0:54:58 2008
OP first I am sorry to hear you are in a mess -
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Posted: Sat Jul 12 0:49:47 2008
The question is how many years of school not did
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Posted: Thu Jul 10 21:17:47 2008
You would likely have to refinance. With that
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Posted: Thu Jul 10 19:18:32 2008
HUD is fighting to eliminate the down payment
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Posted: Wed Jul 9 14:16:36 2008
the next day...once it is yours it is yours...
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Posted: Wed Jul 9 3:36:25 2008
Look at all options before deciding. Even with MI
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Posted: Wed Jul 9 2:42:36 2008
The point was (I left it off) the other family
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Posted: Wed Jul 9 2:37:40 2008
I wouldnt suggest doing that to your parents. Add
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Posted: Wed Jul 9 2:31:37 2008
ULCH - would like to explain your position That
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Posted: Tue Jul 8 20:56:23 2008
I would anticipate the underwriter needing more
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Posted: Tue Jul 8 20:51:03 2008
Yes it is possible if you and the values qualify.
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Posted: Tue Jul 8 20:49:13 2008
Hi Valene, There are some gifted people here but
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Posted: Tue Jul 8 20:46:34 2008
There is a lot that determines what rate you will
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Posted: Mon Jul 7 2:48:22 2008
Is there a will or a living
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Posted: Mon Jul 7 2:43:21 2008
This would be a commercial loan. Your local bank
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Posted: Sun Jul 6 4:33:17 2008
Hi Guest have you applied yet to see if you can
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Posted: Sun Jul 6 4:31:05 2008
Short sale is seen by lenders the same as a
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Posted: Sun Jul 6 4:29:13 2008
Not sure about scores but you wont be buiying
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Posted: Sun Jul 6 4:25:17 2008
Donna if you are one of the principals in that
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Posted: Sat Jul 5 22:03:46 2008
Sydney my guess is that the DIL is no longer an
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Posted: Sat Jul 5 20:52:54 2008
I cant figure out how to respond when someone
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Posted: Sat Jul 5 19:23:16 2008
Yes but probably not
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Posted: Sat Jul 5 19:19:56 2008
yes
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Posted: Sat Jul 5 19:11:27 2008
Hard money will offer an equity based loan.
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Posted: Sat Jul 5 3:22:59 2008
To use your wifes income she and her scores will
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Posted: Sat Jul 5 0:17:13 2008
Hi Barbara It may be different in different
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Posted: Fri Jul 4 16:44:15 2008
Not much you can do except pay it off. They are
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Posted: Thu Jul 3 2:23:22 2008
I would talk to the ciuty and if it was there
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Posted: Thu Jul 3 2:20:16 2008
Ray do you have a contract If the terms of the
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Posted: Thu Jul 3 2:16:07 2008
Not that I have seen Cant even get stated for
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Posted: Thu Jul 3 2:14:04 2008
Different states have different laws. Getting a
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Posted: Thu Jul 3 2:07:29 2008
look around on the hud website also do a search
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Posted: Thu Jul 3 2:02:56 2008
2 issues score is low and loan to value
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Posted: Wed Jul 2 2:21:30 2008
FHA is the only loan product that does not give
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Posted: Tue Jul 1 19:09:36 2008
That debt will count against you when it comes to
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Posted: Tue Jul 1 18:05:40 2008
Have you called back to the property manager The
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Posted: Tue Jul 1 18:02:49 2008
I agree the biggest negative will be if it has
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Posted: Tue Jul 1 17:54:19 2008
Do your homework as one person said there are
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Posted: Tue Jul 1 17:48:06 2008
Day to day anymore Things are changing quicker
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Posted: Tue Jul 1 17:47:00 2008
Something missing there It sounds like you have
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Posted: Tue Jul 1 17:44:10 2008
Marty will sell you the brookly bridge
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Posted: Tue Jul 1 17:42:42 2008
Texas has alaw on the books that says you cannot
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Posted: Tue Jul 1 0:54:18 2008
Unless your fathers loan has an assumable clause
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Posted: Mon Jun 30 23:56:38 2008
OP with that score getting a refi is going to be
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Posted: Mon Jun 30 19:38:42 2008
Your debt to income will be close but with 20%
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Posted: Mon Jun 30 19:35:32 2008
Thanks George I like the optimism. This has been
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Posted: Mon Jun 30 19:26:28 2008
Is she a buyer If she is you can pay a little
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Posted: Mon Jun 30 19:25:19 2008
You know I recently heard an argument that in a
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Posted: Mon Jun 30 0:55:07 2008
Is it a community property state If he is trying
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Posted: Sun Jun 29 20:05:51 2008
I think with every lender you will have stories
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Posted: Sun Jun 29 20:04:28 2008
I do not believe that they can do a judgement
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Posted: Sun Jun 29 18:28:44 2008
Marty stop with the spam $400 is going to be
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Posted: Sun Jun 29 4:25:10 2008
First get out of debt if possible then start
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Posted: Sun Jun 29 4:22:49 2008
Let's Play Music
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Posted: Sun Jun 29 4:21:26 2008
all lenders have a lender review department and
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Posted: Sun Jun 29 4:19:34 2008
Good
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Posted: Sun Jun 29 4:10:18 2008
A title company will help you for a small fee if
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Posted: Sun Jun 29 4:08:29 2008
Before you do this think it through. Do you owe
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Posted: Sun Jun 29 4:07:01 2008
She cannot take back your share but she does own
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Posted: Sun Jun 29 4:03:42 2008
I want to add that most student loans are govt
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Posted: Sun Jun 29 4:01:45 2008
K a 2nd has the most to lose. The first has to
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Posted: Sun Jun 29 4:00:19 2008
Sue talk to the lender now. Dont wait until it is
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Posted: Sun Jun 29 3:58:22 2008
Depending on the loan to value many lenders will
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Posted: Sun Jun 29 3:40:51 2008
Not unless you let hom or do nothing about it.
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Posted: Sun Jun 29 2:17:09 2008
You will need to get the property transfered into
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Posted: Sun Jun 29 2:07:58 2008
Non owner occupied (investment) loan. Much harder
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Posted: Sun Jun 29 2:00:35 2008
Some lenders also allow for lender paid mi. To
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Posted: Sat Jun 28 1:55:24 2008
I would pay a small consult fee and see what an
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Posted: Fri Jun 27 22:19:00 2008
Is it a true 2nd home or an investment home If
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Posted: Fri Jun 27 22:08:51 2008
He has to sign you on. You cant just be
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Posted: Fri Jun 27 21:35:41 2008
Contact the loss mitigation department with your
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Posted: Fri Jun 27 21:33:23 2008
More info Might want to try a different section
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Posted: Fri Jun 27 21:30:58 2008
DO NOT Quitclaim You will give up your rights
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Posted: Fri Jun 27 21:27:23 2008
I would spend the money and seek out legal
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Posted: Fri Jun 27 21:23:41 2008
FHA requires a lower debt to income. All debt
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Posted: Fri Jun 27 21:19:29 2008
This was posted in two places but I will answer
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Posted: Fri Jun 27 21:16:08 2008
Are you on the deed If so how did the spouse do
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Posted: Fri Jun 27 21:11:42 2008
Yes this could be an issue. On page 4 of the
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Posted: Fri Jun 27 21:09:20 2008
SECONDS do not like to do Short Sales CW does
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Posted: Fri Jun 27 21:08:03 2008
Get them a coipy of the check It will cause you
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Posted: Fri Jun 27 21:06:22 2008
Quick search turned up the following If, after
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Posted: Fri Jun 27 21:04:38 2008
How much do you owe and what is the home worth
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Posted: Fri Jun 27 21:03:54 2008
Glad to hear you are locked and are
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Posted: Fri Jun 27 20:57:39 2008
You probably are not going to do anything quick
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Posted: Fri Jun 27 2:45:40 2008
In some states there are homestead exemptions
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Posted: Fri Jun 27 2:41:49 2008
Sophia do you plan to get back with him If not
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Posted: Thu Jun 26 22:38:43 2008
Dolores can you clarify what it is you are
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Posted: Thu Jun 26 22:15:43 2008
FHA will allow a Combined Loan to Value above
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Posted: Thu Jun 26 22:11:21 2008
If not a first time buyer program there are other
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Posted: Thu Jun 26 22:07:24 2008
If you plan on buying the stuff then just put
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Posted: Thu Jun 26 22:05:17 2008
Knowing when to lock is a hard question. You have
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Posted: Thu Jun 26 21:57:43 2008
Yes but is there enough equity to do it If your
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Posted: Thu Jun 26 21:56:10 2008
Probably show you as 2 months late on the credit
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Posted: Thu Jun 26 21:55:17 2008
12 Months of clean credit should do it. You may
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Posted: Thu Jun 26 2:50:50 2008
I have heard that opting out will give a few
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Posted: Thu Jun 26 2:40:12 2008
The best thing someone can do that is in an ARM
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Posted: Thu Jun 26 1:20:33 2008
Can you get it
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Posted: Thu Jun 26 1:18:08 2008
John The problem with your question is you are
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Posted: Thu Jun 26 1:13:48 2008
Yes you can have her quit claim it to you.
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Posted: Thu Jun 26 1:08:12 2008
You will need to look at the divorxe agreement to
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Posted: Thu Jun 26 0:57:02 2008
There is absolutely no way that you will qualify
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Posted: Thu Jun 26 0:03:53 2008
John have you read the rules of the forum There
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Posted: Wed Jun 25 23:59:03 2008
Marty you should read the rules of the board they
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Posted: Wed Jun 25 23:47:58 2008
I feel your pain. I have 5 rentals all about 100
..
Posted: Wed Jun 25 23:39:39 2008
No They may be able to garnish wages if they get
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Posted: Wed Jun 25 1:32:11 2008
I do not think there is an age limit to own
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Posted: Wed Jun 25 1:28:18 2008
I would contact the bank. The broker may be
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Posted: Tue Jun 24 20:36:16 2008
Hu Carrie Do you have enough equity in your home
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Posted: Tue Jun 24 20:34:31 2008
FHA May possibly allow it. I have not done a
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Posted: Tue Jun 24 20:29:49 2008
The only option available now for refinance is a
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Posted: Tue Jun 24 20:26:22 2008
I hate it when I do that HUD has a list of
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Posted: Tue Jun 24 1:10:47 2008
One of my favorite Bands Has a touch of many
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Posted: Mon Jun 23 17:18:21 2008
TX does not allow cash out refinances abve 80% of
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Posted: Mon Jun 23 17:12:59 2008
I agree with George (happens a lot) You are
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Posted: Mon Jun 23 17:05:45 2008
The DTI ratios are determined by program FHA and
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Posted: Sun Jun 22 22:24:40 2008
You can always ask however once the process has
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Posted: Sun Jun 22 22:22:03 2008
Hi All Newer to the forum, actually this is my
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Posted: Sun Jun 22 22:17:29 2008
This is very unique and hope it works. Many
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Posted: Sun Jun 22 22:15:16 2008
Chattel loans are not hard to get just different
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Posted: Sun Jun 22 22:04:17 2008
It is a comp and unfortunately all across the
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Posted: Sun Jun 22 22:00:29 2008
I am no expert but I think the lifetime exemption
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Posted: Sun Jun 22 21:57:54 2008
Thats a very tough call. Are you sure you are
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Posted: Sun Jun 22 21:54:25 2008
If I remember right it happened a few years ago
..
Posted: Sun Jun 22 21:53:07 2008
Unfortunately that is a stance many banks are
..
Posted: Sun Jun 22 21:50:05 2008
There are a few levels of qualification. The
..
Posted: Sun Jun 22 21:47:57 2008
Not knowing the monthly payments on the cards
..
Posted: Sun Jun 22 21:43:56 2008
FHA does not arbitrarily require that collection
..
Posted: Sat Jun 21 23:10:28 2008
Thats make me think even more you should sell in
..
Posted: Sat Jun 21 21:57:59 2008
I agree with everyone above. Doing something has
..
Posted: Sat Jun 21 21:55:15 2008
What a mess you have He is on the note and on the
..
Posted: Sat Jun 21 21:51:59 2008
If you add her she will have to refinance with
..
Posted: Sat Jun 21 21:30:49 2008
So you are putting 20% down It is pretty easy to
..
Posted: Sat Jun 21 21:24:31 2008
It sopunds like he is in a state that sells the
..
Posted: Sat Jun 21 21:21:23 2008
I still pay bills with checks and use microsoft
..
Posted: Sat Jun 21 21:19:22 2008
I am happy to see that Sam took care of the
..
Posted: Sat Jun 21 21:16:40 2008
Wow the annonymous posters shur throw big jabs
..
Posted: Sat Jun 21 20:53:27 2008
I would seekout legal advise ASAP. As far as I
..
Posted: Sat Jun 21 20:51:06 2008
You need to satisfy the current obligation.
..
Posted: Sat Jun 21 20:42:00 2008
That would be a reasonable explanation for an
..
Posted: Sat Jun 21 18:31:10 2008
Since the post was brought to the top by our
..
Posted: Sat Jun 21 18:11:08 2008
The title fees will vary between refinance and
..
Posted: Sat Jun 21 17:53:58 2008
Having any lates after a BK makes qualifying very
..
Posted: Sat Jun 21 17:36:37 2008
If you contact a local title company they will
..
Posted: Sat Jun 21 3:20:46 2008
I would love to see this National Licensing go
..
Posted: Sat Jun 21 0:56:23 2008
A HELOC is a line of credit much like a credit
..
Posted: Sat Jun 21 0:54:21 2008
I agree with Cliff you need to get someone on the
..
Posted: Sat Jun 21 0:49:33 2008
Is it a living trust When we had ours drawn up we
..
Posted: Sat Jun 21 0:43:30 2008
There is a change in the works to not allow
..
Posted: Sat Jun 21 0:41:20 2008
In most cases it will not increase more than the
..
Posted: Sat Jun 21 0:40:04 2008
Where are they
..
Posted: Sat Jun 21 0:21:49 2008
Yes you will need to get a copy of the original
..
Posted: Sat Jun 21 0:20:33 2008
Divorce is UGLY and until all lose ends are dealt
..
Posted: Sat Jun 21 0:17:31 2008
It is a state by state thing. In CA you can go
..
Posted: Sat Jun 21 0:08:08 2008
I agree with the others. The biggest thing is to
..
Posted: Sat Jun 21 0:05:51 2008
Absolutely you need to hire an attorney
..
Posted: Fri Jun 20 23:59:56 2008
It is true that there is less protection on a
..
Posted: Fri Jun 20 23:57:24 2008
Take her to court and =get a judge to force her
..
Posted: Fri Jun 20 23:53:32 2008
I have heard of this and it usually has to do
..
Posted: Fri Jun 20 23:48:31 2008
Will it rent The rental market in CA is very
..
Posted: Fri Jun 20 23:44:30 2008
Force is the wrong word. The brother didnt take
..
Posted: Fri Jun 20 23:41:22 2008
Security why would you suggest locking the rate
..
Posted: Fri Jun 20 23:25:32 2008
TX only allows cash out refinance to
..
Posted: Fri Jun 20 23:09:44 2008
Did he play to fix the damaged dish Is he willing
..
Posted: Fri Jun 20 22:59:56 2008
wow defitnitely a scam or a company that if legit
..
Posted: Fri Jun 20 22:56:50 2008
So long as you end up with the homes you are
..
Posted: Fri Jun 20 22:45:09 2008
There are still lenders available that will do an
..
Posted: Fri Jun 20 22:39:05 2008
Thanks I will do
..
Posted: Fri Jun 20 22:29:10 2008
LOL better find a Hotel for that short period of
..
Posted: Fri Jun 20 22:26:27 2008
You need to communicate with the lender ASAP.
..
Posted: Fri Jun 20 22:24:34 2008
Lowell I just made a change and may have some
..
Posted: Fri Jun 20 22:16:23 2008
Don't let an annonymous poster get to you
..
Posted: Fri Jun 20 19:36:04 2008
I am very biased when it come to the broker vs.
..
Posted: Fri Jun 20 18:42:11 2008
go to the mortgage again section of the forum he
..
Posted: Fri Jun 20 17:34:28 2008
Who do we report spam too I have like 20 emails
..
Posted: Fri Jun 20 13:02:46 2008
Financing through mortgage channels will be
..
Posted: Fri Jun 20 1:31:55 2008
Try FHA if you havent the scores are good enough.
..
Posted: Thu Jun 19 14:26:14 2008
There are private money lenders for almost all
..
Posted: Wed Jun 18 23:17:04 2008
George hit it on the head. You need to take a
..
Posted: Wed Jun 18 23:13:34 2008
You have not provided enough information to
..
Posted: Wed Jun 18 23:07:06 2008
Sounds like you know the options. I do not think
..
Posted: Wed Jun 18 22:59:51 2008
Hi Deb welcome to the forum If you do not ant
..
Posted: Wed Jun 18 14:05:30 2008
I think you are wise to look at a 15. Why stretch
..
Posted: Wed Jun 18 3:05:28 2008
Welcome to the boards You will have options
..
Posted: Wed Jun 18 3:03:52 2008
That is a very broad question. Tell us a little
..
Posted: Mon Jun 16 16:04:40 2008
I had to go back and look at the guidelines and
..
Posted: Mon Jun 16 15:43:40 2008
Why is the credit where it is Whats pulling the
..
Posted: Mon Jun 16 15:11:43 2008
Most construction loan lenders have left the
..
Posted: Mon Jun 16 15:03:44 2008
I agree with George. You made an agreement to get
..
Posted: Mon Jun 16 14:59:36 2008
How POOR is the credit is the first question
..
Posted: Mon Jun 16 14:55:12 2008
Make sure you go through the correct paperwork
..
Posted: Mon Jun 16 14:50:48 2008
If the property if refinanced it is no longer a
..
Posted: Mon Jun 16 14:44:32 2008
Quit claiming it will not relieve you of any
..
Posted: Sat Jun 14 23:08:38 2008
Obviously any of those scenarios would help with
..
Posted: Sat Jun 14 22:17:32 2008
Texas has laws against cash out refinances when
..
Posted: Sat Jun 14 22:08:53 2008
I agree with George. The above information is not
..
Posted: Sat Jun 14 20:37:43 2008
Gross Monthly Income divided by total monthly
..
Posted: Sat Jun 14 20:34:57 2008
Do you have any money to put down If not your
..
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