(50,772 members)

Posts by brian1
Posting date	Subject
Posted: Mon Dec 7 14:53:39 2009	you keep paying and it will not be a problem - ..
Posted: Mon Nov 3 11:24:32 2008	Thanks all off to EBAY to spend ..
Posted: Thu Oct 30 13:09:12 2008	Private money is your only hope it will be ..
Posted: Thu Oct 30 13:05:24 2008	You wont be able to finance it if you owe more ..
Posted: Thu Oct 30 13:03:18 2008	Agree with the above - except the chance of them ..
Posted: Wed Oct 29 21:42:25 2008	You can do either - it is your choice as his ..
Posted: Wed Oct 29 21:39:25 2008	Good Luck it is never a good sign when you cant ..
Posted: Wed Oct 29 21:29:28 2008	Not without a court order as far as I ..
Posted: Wed Oct 29 21:27:47 2008	No Doc does not exist not sure where everyone is ..
Posted: Wed Oct 29 21:25:39 2008	There are no 125% loans available in this market. ..
Posted: Wed Oct 29 21:23:50 2008	How do you plan on paying for the loan You had a ..
Posted: Wed Oct 29 21:20:06 2008	You would still be eligible for a decent rate ..
Posted: Wed Oct 29 21:18:06 2008	Is it because you owe more than 80% My ..
Posted: Wed Oct 29 21:11:32 2008	FHA is your only hope It will require clean ..
Posted: Wed Oct 29 21:04:25 2008	Yes any money collected would go towards ..
Posted: Wed Oct 29 21:02:09 2008	Seek an atty for this Hopefully there is an ..
Posted: Tue Oct 28 15:27:16 2008	Tim if you look closer he says he owes 37k If ..
Posted: Tue Oct 28 12:15:11 2008	what you may want to do is consult with a local ..
Posted: Tue Oct 28 12:12:22 2008	With those scores you will not qualify for a ..
Posted: Tue Oct 28 12:08:09 2008	Buying in a location away from where your job is ..
Posted: Tue Oct 28 12:06:06 2008	I would check with a local RE atty - laws vary ..
Posted: Sun Oct 26 14:12:04 2008	There is no easy way out from this. You and your ..
Posted: Sat Oct 25 20:24:17 2008	Before you go that route do you have enough ..
Posted: Sat Oct 25 20:18:33 2008	Most brokers in the area will have access to ..
Posted: Sat Oct 25 20:12:56 2008	Does he have a balloon payment on the loan If he ..
Posted: Sat Oct 25 20:11:02 2008	How much do you owe and how much is the home ..
Posted: Sat Oct 25 20:08:13 2008	The payment will be based on how much he owes not ..
Posted: Sat Oct 25 20:05:04 2008	Hi Dr2hill You can easily roll the debt inbto a ..
Posted: Sat Oct 25 20:00:29 2008	Markus it is going to be an issue because of the ..
Posted: Sat Oct 25 19:57:31 2008	Yes they can and will force it as it is their ..
Posted: Mon Oct 20 17:30:09 2008	Blak your credentials are strong your cash on ..
Posted: Mon Oct 20 15:36:38 2008	You are on the mortgage and signed the contract ..
Posted: Mon Oct 20 15:34:36 2008	COSI is hovering in the high 4's low 5's these ..
Posted: Mon Oct 20 15:06:55 2008	You can contact the lender and see what steps ..
Posted: Mon Oct 20 14:59:37 2008	That is why you should NEVER pay anything (other ..
Posted: Mon Oct 20 14:56:51 2008	Any good contract is going to provide an out ..
Posted: Mon Oct 20 14:50:59 2008	Rates are down a bit today I would look at ..
Posted: Mon Oct 20 14:28:01 2008	Either sale or rent it out I agree being a ..
Posted: Mon Oct 20 14:19:59 2008	2 years post bk for FHA 4 for conforming You ..
Posted: Sat Oct 4 23:32:26 2008	I can see from your posts that you have a lot of ..
Posted: Sat Oct 4 1:06:39 2008	You need to seek out a probate attorney. If she ..
Posted: Sat Oct 4 1:04:10 2008	how did you get that far without knowing Sounds ..
Posted: Sat Oct 4 0:57:49 2008	ignore marty if you notice he only ..
Posted: Thu Oct 2 19:34:16 2008	Be prepared with documentation to show the ..
Posted: Thu Oct 2 16:26:02 2008	Contact the loss mitigation deprartment and ..
Posted: Thu Oct 2 16:25:01 2008	Yes you can but you need to complete the sale ..
Posted: Thu Oct 2 16:21:44 2008	Elnora welcome to the boards. I am not a ..
Posted: Thu Oct 2 15:08:40 2008	Try FHA ..
Posted: Thu Oct 2 15:03:20 2008	Going through a lender directly does not get rid ..
Posted: Thu Oct 2 14:26:48 2008	No unless it is short term while the primary ..
Posted: Thu Oct 2 14:13:00 2008	While I agree with the definition I dont know ..
Posted: Wed Sep 24 14:29:38 2008	If you qualify for a USDA loan there is no BK ..
Posted: Wed Sep 24 14:15:46 2008	agree with George on both Marty is someone I ..
Posted: Wed Sep 24 13:47:00 2008	A reverse mortgage is a loan that allows seniors ..
Posted: Fri Sep 12 1:01:36 2008	agreed this is not that great of a deal better ..
Posted: Fri Sep 12 0:57:36 2008	Connie you would qualify The amount of money ..
Posted: Fri Sep 12 0:50:54 2008	Marty scored a sucker fish People MARTY is a ..
Posted: Fri Sep 12 0:48:24 2008	Why would someone agree to that That is crazy No ..
Posted: Fri Sep 12 0:46:27 2008	Your options are limited sell ..
Posted: Fri Sep 12 0:43:40 2008	I would ask an ..
Posted: Fri Sep 12 0:41:19 2008	He has to agree and sign but yes it can be ..
Posted: Fri Sep 12 0:40:09 2008	There is more to it than just scores Feel free to ..
Posted: Tue Sep 2 1:38:52 2008	Please ignore Marty He goes from forum to forum ..
Posted: Tue Sep 2 1:32:14 2008	Sounds like a adjustable rate mortgage on a ..
Posted: Tue Sep 2 1:30:36 2008	Have not heard of any new "law" ..
Posted: Fri Aug 29 23:49:15 2008	Yes you can however it will require a significant ..
Posted: Fri Aug 29 23:45:09 2008	Was there a will If not the laws may vary from ..
Posted: Fri Aug 29 23:43:23 2008	sell the house and move on it is half hers and ..
Posted: Fri Aug 29 23:41:43 2008	You should be able to be added as part of / ..
Posted: Fri Aug 29 23:40:09 2008	Not going to be good on credit unless you sell ..
Posted: Fri Aug 29 23:39:00 2008	No the lender will have to be paid off to remove ..
Posted: Fri Aug 29 23:37:26 2008	To get the most will require a cash out ..
Posted: Fri Aug 29 0:18:59 2008	If he qualifies for 180k why would you want to ..
Posted: Fri Aug 29 0:10:01 2008	Luke something that old should not hang up the ..
Posted: Thu Aug 28 21:32:52 2008	Yes you can use a non occupant co borrower. You ..
Posted: Thu Aug 28 20:22:05 2008	All people on title must be 62 or older to ..
Posted: Thu Aug 28 20:18:39 2008	Get back in front of the judge and have him force ..
Posted: Thu Aug 28 20:16:31 2008	Not just unreasonable but ..
Posted: Thu Aug 28 20:15:11 2008	Contact wells and see what they say. Unless you ..
Posted: Thu Aug 28 20:14:04 2008	Luke These days everything goes through an ..
Posted: Thu Aug 28 19:51:26 2008	You can get a free mortgage consultation by ..
Posted: Thu Aug 28 19:43:38 2008	Agree ONLY quitclaim it if they are able to ..
Posted: Thu Aug 28 19:39:58 2008	I think Lynette misread There is no way that you ..
Posted: Thu Aug 28 19:37:55 2008	If it wasnt in writing likely not much you can ..
Posted: Sun Aug 24 0:08:10 2008	26 months That si strange Look at the NOTE it ..
Posted: Sun Aug 24 0:06:32 2008	It isnt closing costs it is down payment ..
Posted: Sat Aug 23 1:32:16 2008	How soon will you pay off Refi is not going to ..
Posted: Sat Aug 23 1:30:36 2008	Ok a little Reality Check 720 scores with NO BK ..
Posted: Sat Aug 23 1:22:53 2008	score is too low for FHA get it up some and it ..
Posted: Fri Aug 22 0:44:31 2008	Wow I woul say your friend is reading what he ..
Posted: Fri Aug 22 0:41:50 2008	Realtotr wants a al. I would not listen to them ..
Posted: Wed Aug 20 0:40:48 2008	I do not think so but would advise speaking with ..
Posted: Sun Aug 17 20:28:29 2008	First how is the property title held That will be ..
Posted: Sun Aug 17 20:24:08 2008	Simple answer yes they can and will. Especially ..
Posted: Sun Aug 17 19:46:20 2008	welcome to the forum. It sounds like you may ..
Posted: Sun Aug 17 19:41:43 2008	I would insist that they show it to you before ..
Posted: Sun Aug 17 19:40:54 2008	275000 x 1.3% = 3575 divided by 12 = 298 a ..
Posted: Sun Aug 17 19:35:53 2008	Your only option will be a private money lender. ..
Posted: Sun Aug 17 19:32:59 2008	Get an atty. This is ugly and wont be resolved ..
Posted: Fri Aug 15 2:09:18 2008	They are only as good as the people you work ..
Posted: Fri Aug 15 2:03:15 2008	I am not aware of any special programs for fha I ..
Posted: Fri Aug 15 1:29:08 2008	I am not familiar with them. What are they ..
Posted: Fri Aug 15 1:05:15 2008	3% with no points more if paying points - This ..
Posted: Fri Aug 15 1:03:50 2008	I would consult with an ..
Posted: Wed Aug 13 14:20:46 2008	Pat do an internet search. It is a very small ..
Posted: Wed Aug 13 14:07:34 2008	Agree with George. The broker is a go between. ..
Posted: Wed Aug 13 14:03:56 2008	FHA is very strict about bonus income comission ..
Posted: Wed Aug 6 0:13:23 2008	FHA guidelines will allow seasonal employment but ..
Posted: Wed Aug 6 0:08:40 2008	Agreed you allowed hiom to use your half and now ..
Posted: Wed Aug 6 0:01:25 2008	It isnt the house alone it is how much you owe vs ..
Posted: Tue Aug 5 23:59:40 2008	No fico yes with non traditional tradelines No ..
Posted: Tue Aug 5 23:57:04 2008	Actually that is not true. If you recieve an ..
Posted: Sun Aug 3 22:18:02 2008	Not thatt easy. You signed on a mortgage and are ..
Posted: Sun Aug 3 22:15:58 2008	What is the property worth It will need to ..
Posted: Sun Aug 3 20:34:31 2008	If you are renting it out it is an investment ..
Posted: Sun Aug 3 20:33:31 2008	No primary ..
Posted: Sun Aug 3 20:31:53 2008	If you can qualify now I would take a look. The ..
Posted: Fri Aug 1 2:30:24 2008	do the quit claim in title on the condition that ..
Posted: Fri Aug 1 2:27:14 2008	680 is as low as I have seen recently on a ..
Posted: Tue Jul 29 1:52:05 2008	Shane just because it starts with a ..
Posted: Tue Jul 29 1:50:17 2008	OP Congratulations on getting through the BK. You ..
Posted: Tue Jul 29 1:47:31 2008	I wouldnt bank on the down payment assistance ..
Posted: Tue Jul 29 1:42:42 2008	Guest as nice as we was to try and help is ..
Posted: Tue Jul 29 1:39:57 2008	I agree spend the money om an atty to where you ..
Posted: Mon Jul 28 0:18:51 2008	Marcm read the rules of the board SPAM is not ..
Posted: Mon Jul 28 0:10:50 2008	LOL I have seen this question somwhere before. I ..
Posted: Sat Jul 26 2:40:44 2008	Youre both wrong LOL This was the perfect storm ..
Posted: Thu Jul 24 22:52:52 2008	Be careful It is a common con for someone to ..
Posted: Thu Jul 24 22:41:53 2008	There are many different programs including a ..
Posted: Thu Jul 24 1:17:35 2008	cwatters you need to read the rules of the board. ..
Posted: Thu Jul 24 1:15:19 2008	sgursky You will not qualify for a reverse ..
Posted: Thu Jul 24 1:12:07 2008	Go to your state licensing entity and file a ..
Posted: Thu Jul 24 1:10:41 2008	Yes it will impact your ability to buy. I do not ..
Posted: Thu Jul 24 1:06:51 2008	This is a very broad question and there is no ONE ..
Posted: Tue Jul 22 14:01:06 2008	The only thing that sticks out based on what you ..
Posted: Tue Jul 22 13:57:30 2008	Matt that is correct however what has been leuded ..
Posted: Tue Jul 22 13:53:53 2008	You need to go to the county recorder where the ..
Posted: Tue Jul 22 13:51:51 2008	Agree - not discharge it is 12 months of paid as ..
Posted: Tue Jul 22 13:48:23 2008	You need to have 12 months paid as agreed in the ..
Posted: Tue Jul 22 2:13:09 2008	Michael It is my business and will continue to ..
Posted: Tue Jul 22 2:05:08 2008	For someone with 7 posts you should read the ..
Posted: Mon Jul 21 19:51:26 2008	Sabercats this weekend.......... They play about ..
Posted: Sun Jul 20 23:49:19 2008	Get with a local title company and ask them what ..
Posted: Sun Jul 20 23:44:44 2008	Michael I am not a mod but your post is spam and ..
Posted: Sun Jul 20 23:42:52 2008	FHA ..
Posted: Sun Jul 20 23:41:17 2008	Nykolos Many lenders add tyo the fha guidelines ..
Posted: Sun Jul 20 23:32:41 2008	The guidelines do state that you can get an ..
Posted: Sun Jul 20 23:30:32 2008	dgikas is correct the intent is for you to only ..
Posted: Sun Jul 20 23:25:02 2008	Whileo you satisfy the two year employment rule ..
Posted: Sun Jul 20 23:23:08 2008	How was he able to finance and not be on ..
Posted: Sun Jul 20 23:21:42 2008	How much are homes in your area How much debt do ..
Posted: Fri Jul 18 23:40:35 2008	Not aware of any lenders offering any products ..
Posted: Fri Jul 18 23:38:08 2008	Hi Olivia, If there is a medical reason for her ..
Posted: Fri Jul 18 23:34:54 2008	Possibly - I would seek out an attorney. In many ..
Posted: Thu Jul 17 20:59:56 2008	There are different ways of holding title but the ..
Posted: Wed Jul 16 1:04:06 2008	no more than 80% of the homes value may be cashed ..
Posted: Tue Jul 15 1:51:15 2008	You had better get a divorce court involved ..
Posted: Mon Jul 14 2:33:33 2008	No absolutely not. The only way to get off the ..
Posted: Mon Jul 14 2:30:02 2008	Felicia how old is the home If it has a ..
Posted: Mon Jul 14 2:18:53 2008	There may be an option now. If our lender on the ..
Posted: Mon Jul 14 2:14:43 2008	Why a blanket They are very hard to find and do ..
Posted: Mon Jul 14 2:11:44 2008	It is quite possible that your payment will be ..
Posted: Sat Jul 12 0:59:40 2008	Agreed there will be no financing until it is ..
Posted: Sat Jul 12 0:54:58 2008	OP first I am sorry to hear you are in a mess - ..
Posted: Sat Jul 12 0:49:47 2008	The question is how many years of school not did ..
Posted: Thu Jul 10 21:17:47 2008	You would likely have to refinance. With that ..
Posted: Thu Jul 10 19:18:32 2008	HUD is fighting to eliminate the down payment ..
Posted: Wed Jul 9 14:16:36 2008	the next day...once it is yours it is yours... ..
Posted: Wed Jul 9 3:36:25 2008	Look at all options before deciding. Even with MI ..
Posted: Wed Jul 9 2:42:36 2008	The point was (I left it off) the other family ..
Posted: Wed Jul 9 2:37:40 2008	I wouldnt suggest doing that to your parents. Add ..
Posted: Wed Jul 9 2:31:37 2008	ULCH - would like to explain your position That ..
Posted: Tue Jul 8 20:56:23 2008	I would anticipate the underwriter needing more ..
Posted: Tue Jul 8 20:51:03 2008	Yes it is possible if you and the values qualify. ..
Posted: Tue Jul 8 20:49:13 2008	Hi Valene, There are some gifted people here but ..
Posted: Tue Jul 8 20:46:34 2008	There is a lot that determines what rate you will ..
Posted: Mon Jul 7 2:48:22 2008	Is there a will or a living ..
Posted: Mon Jul 7 2:43:21 2008	This would be a commercial loan. Your local bank ..
Posted: Sun Jul 6 4:33:17 2008	Hi Guest have you applied yet to see if you can ..
Posted: Sun Jul 6 4:31:05 2008	Short sale is seen by lenders the same as a ..
Posted: Sun Jul 6 4:29:13 2008	Not sure about scores but you wont be buiying ..
Posted: Sun Jul 6 4:25:17 2008	Donna if you are one of the principals in that ..
Posted: Sat Jul 5 22:03:46 2008	Sydney my guess is that the DIL is no longer an ..
Posted: Sat Jul 5 20:52:54 2008	I cant figure out how to respond when someone ..
Posted: Sat Jul 5 19:23:16 2008	Yes but probably not ..
Posted: Sat Jul 5 19:19:56 2008	yes ..
Posted: Sat Jul 5 19:11:27 2008	Hard money will offer an equity based loan. ..
Posted: Sat Jul 5 3:22:59 2008	To use your wifes income she and her scores will ..
Posted: Sat Jul 5 0:17:13 2008	Hi Barbara It may be different in different ..
Posted: Fri Jul 4 16:44:15 2008	Not much you can do except pay it off. They are ..
Posted: Thu Jul 3 2:23:22 2008	I would talk to the ciuty and if it was there ..
Posted: Thu Jul 3 2:20:16 2008	Ray do you have a contract If the terms of the ..
Posted: Thu Jul 3 2:16:07 2008	Not that I have seen Cant even get stated for ..
Posted: Thu Jul 3 2:14:04 2008	Different states have different laws. Getting a ..
Posted: Thu Jul 3 2:07:29 2008	look around on the hud website also do a search ..
Posted: Thu Jul 3 2:02:56 2008	2 issues score is low and loan to value ..
Posted: Wed Jul 2 2:21:30 2008	FHA is the only loan product that does not give ..
Posted: Tue Jul 1 19:09:36 2008	That debt will count against you when it comes to ..
Posted: Tue Jul 1 18:05:40 2008	Have you called back to the property manager The ..
Posted: Tue Jul 1 18:02:49 2008	I agree the biggest negative will be if it has ..
Posted: Tue Jul 1 17:54:19 2008	Do your homework as one person said there are ..
Posted: Tue Jul 1 17:48:06 2008	Day to day anymore Things are changing quicker ..
Posted: Tue Jul 1 17:47:00 2008	Something missing there It sounds like you have ..
Posted: Tue Jul 1 17:44:10 2008	Marty will sell you the brookly bridge ..
Posted: Tue Jul 1 17:42:42 2008	Texas has alaw on the books that says you cannot ..
Posted: Tue Jul 1 0:54:18 2008	Unless your fathers loan has an assumable clause ..
Posted: Mon Jun 30 23:56:38 2008	OP with that score getting a refi is going to be ..
Posted: Mon Jun 30 19:38:42 2008	Your debt to income will be close but with 20% ..
Posted: Mon Jun 30 19:35:32 2008	Thanks George I like the optimism. This has been ..
Posted: Mon Jun 30 19:26:28 2008	Is she a buyer If she is you can pay a little ..
Posted: Mon Jun 30 19:25:19 2008	You know I recently heard an argument that in a ..
Posted: Mon Jun 30 0:55:07 2008	Is it a community property state If he is trying ..
Posted: Sun Jun 29 20:05:51 2008	I think with every lender you will have stories ..
Posted: Sun Jun 29 20:04:28 2008	I do not believe that they can do a judgement ..
Posted: Sun Jun 29 18:28:44 2008	Marty stop with the spam $400 is going to be ..
Posted: Sun Jun 29 4:25:10 2008	First get out of debt if possible then start ..
Posted: Sun Jun 29 4:22:49 2008	Let's Play Music ..
Posted: Sun Jun 29 4:21:26 2008	all lenders have a lender review department and ..
Posted: Sun Jun 29 4:19:34 2008	Good ..
Posted: Sun Jun 29 4:10:18 2008	A title company will help you for a small fee if ..
Posted: Sun Jun 29 4:08:29 2008	Before you do this think it through. Do you owe ..
Posted: Sun Jun 29 4:07:01 2008	She cannot take back your share but she does own ..
Posted: Sun Jun 29 4:03:42 2008	I want to add that most student loans are govt ..
Posted: Sun Jun 29 4:01:45 2008	K a 2nd has the most to lose. The first has to ..
Posted: Sun Jun 29 4:00:19 2008	Sue talk to the lender now. Dont wait until it is ..
Posted: Sun Jun 29 3:58:22 2008	Depending on the loan to value many lenders will ..
Posted: Sun Jun 29 3:40:51 2008	Not unless you let hom or do nothing about it. ..
Posted: Sun Jun 29 2:17:09 2008	You will need to get the property transfered into ..
Posted: Sun Jun 29 2:07:58 2008	Non owner occupied (investment) loan. Much harder ..
Posted: Sun Jun 29 2:00:35 2008	Some lenders also allow for lender paid mi. To ..
Posted: Sat Jun 28 1:55:24 2008	I would pay a small consult fee and see what an ..
Posted: Fri Jun 27 22:19:00 2008	Is it a true 2nd home or an investment home If ..
Posted: Fri Jun 27 22:08:51 2008	He has to sign you on. You cant just be ..
Posted: Fri Jun 27 21:35:41 2008	Contact the loss mitigation department with your ..
Posted: Fri Jun 27 21:33:23 2008	More info Might want to try a different section ..
Posted: Fri Jun 27 21:30:58 2008	DO NOT Quitclaim You will give up your rights ..
Posted: Fri Jun 27 21:27:23 2008	I would spend the money and seek out legal ..
Posted: Fri Jun 27 21:23:41 2008	FHA requires a lower debt to income. All debt ..
Posted: Fri Jun 27 21:19:29 2008	This was posted in two places but I will answer ..
Posted: Fri Jun 27 21:16:08 2008	Are you on the deed If so how did the spouse do ..
Posted: Fri Jun 27 21:11:42 2008	Yes this could be an issue. On page 4 of the ..
Posted: Fri Jun 27 21:09:20 2008	SECONDS do not like to do Short Sales CW does ..
Posted: Fri Jun 27 21:08:03 2008	Get them a coipy of the check It will cause you ..
Posted: Fri Jun 27 21:06:22 2008	Quick search turned up the following If, after ..
Posted: Fri Jun 27 21:04:38 2008	How much do you owe and what is the home worth ..
Posted: Fri Jun 27 21:03:54 2008	Glad to hear you are locked and are ..
Posted: Fri Jun 27 20:57:39 2008	You probably are not going to do anything quick ..
Posted: Fri Jun 27 2:45:40 2008	In some states there are homestead exemptions ..
Posted: Fri Jun 27 2:41:49 2008	Sophia do you plan to get back with him If not ..
Posted: Thu Jun 26 22:38:43 2008	Dolores can you clarify what it is you are ..
Posted: Thu Jun 26 22:15:43 2008	FHA will allow a Combined Loan to Value above ..
Posted: Thu Jun 26 22:11:21 2008	If not a first time buyer program there are other ..
Posted: Thu Jun 26 22:07:24 2008	If you plan on buying the stuff then just put ..
Posted: Thu Jun 26 22:05:17 2008	Knowing when to lock is a hard question. You have ..
Posted: Thu Jun 26 21:57:43 2008	Yes but is there enough equity to do it If your ..
Posted: Thu Jun 26 21:56:10 2008	Probably show you as 2 months late on the credit ..
Posted: Thu Jun 26 21:55:17 2008	12 Months of clean credit should do it. You may ..
Posted: Thu Jun 26 2:50:50 2008	I have heard that opting out will give a few ..
Posted: Thu Jun 26 2:40:12 2008	The best thing someone can do that is in an ARM ..
Posted: Thu Jun 26 1:20:33 2008	Can you get it ..
Posted: Thu Jun 26 1:18:08 2008	John The problem with your question is you are ..
Posted: Thu Jun 26 1:13:48 2008	Yes you can have her quit claim it to you. ..
Posted: Thu Jun 26 1:08:12 2008	You will need to look at the divorxe agreement to ..
Posted: Thu Jun 26 0:57:02 2008	There is absolutely no way that you will qualify ..
Posted: Thu Jun 26 0:03:53 2008	John have you read the rules of the forum There ..
Posted: Wed Jun 25 23:59:03 2008	Marty you should read the rules of the board they ..
Posted: Wed Jun 25 23:47:58 2008	I feel your pain. I have 5 rentals all about 100 ..
Posted: Wed Jun 25 23:39:39 2008	No They may be able to garnish wages if they get ..
Posted: Wed Jun 25 1:32:11 2008	I do not think there is an age limit to own ..
Posted: Wed Jun 25 1:28:18 2008	I would contact the bank. The broker may be ..
Posted: Tue Jun 24 20:36:16 2008	Hu Carrie Do you have enough equity in your home ..
Posted: Tue Jun 24 20:34:31 2008	FHA May possibly allow it. I have not done a ..
Posted: Tue Jun 24 20:29:49 2008	The only option available now for refinance is a ..
Posted: Tue Jun 24 20:26:22 2008	I hate it when I do that HUD has a list of ..
Posted: Tue Jun 24 1:10:47 2008	One of my favorite Bands Has a touch of many ..
Posted: Mon Jun 23 17:18:21 2008	TX does not allow cash out refinances abve 80% of ..
Posted: Mon Jun 23 17:12:59 2008	I agree with George (happens a lot) You are ..
Posted: Mon Jun 23 17:05:45 2008	The DTI ratios are determined by program FHA and ..
Posted: Sun Jun 22 22:24:40 2008	You can always ask however once the process has ..
Posted: Sun Jun 22 22:22:03 2008	Hi All Newer to the forum, actually this is my ..
Posted: Sun Jun 22 22:17:29 2008	This is very unique and hope it works. Many ..
Posted: Sun Jun 22 22:15:16 2008	Chattel loans are not hard to get just different ..
Posted: Sun Jun 22 22:04:17 2008	It is a comp and unfortunately all across the ..
Posted: Sun Jun 22 22:00:29 2008	I am no expert but I think the lifetime exemption ..
Posted: Sun Jun 22 21:57:54 2008	Thats a very tough call. Are you sure you are ..
Posted: Sun Jun 22 21:54:25 2008	If I remember right it happened a few years ago ..
Posted: Sun Jun 22 21:53:07 2008	Unfortunately that is a stance many banks are ..
Posted: Sun Jun 22 21:50:05 2008	There are a few levels of qualification. The ..
Posted: Sun Jun 22 21:47:57 2008	Not knowing the monthly payments on the cards ..
Posted: Sun Jun 22 21:43:56 2008	FHA does not arbitrarily require that collection ..
Posted: Sat Jun 21 23:10:28 2008	Thats make me think even more you should sell in ..
Posted: Sat Jun 21 21:57:59 2008	I agree with everyone above. Doing something has ..
Posted: Sat Jun 21 21:55:15 2008	What a mess you have He is on the note and on the ..
Posted: Sat Jun 21 21:51:59 2008	If you add her she will have to refinance with ..
Posted: Sat Jun 21 21:30:49 2008	So you are putting 20% down It is pretty easy to ..
Posted: Sat Jun 21 21:24:31 2008	It sopunds like he is in a state that sells the ..
Posted: Sat Jun 21 21:21:23 2008	I still pay bills with checks and use microsoft ..
Posted: Sat Jun 21 21:19:22 2008	I am happy to see that Sam took care of the ..
Posted: Sat Jun 21 21:16:40 2008	Wow the annonymous posters shur throw big jabs ..
Posted: Sat Jun 21 20:53:27 2008	I would seekout legal advise ASAP. As far as I ..
Posted: Sat Jun 21 20:51:06 2008	You need to satisfy the current obligation. ..
Posted: Sat Jun 21 20:42:00 2008	That would be a reasonable explanation for an ..
Posted: Sat Jun 21 18:31:10 2008	Since the post was brought to the top by our ..
Posted: Sat Jun 21 18:11:08 2008	The title fees will vary between refinance and ..
Posted: Sat Jun 21 17:53:58 2008	Having any lates after a BK makes qualifying very ..
Posted: Sat Jun 21 17:36:37 2008	If you contact a local title company they will ..
Posted: Sat Jun 21 3:20:46 2008	I would love to see this National Licensing go ..
Posted: Sat Jun 21 0:56:23 2008	A HELOC is a line of credit much like a credit ..
Posted: Sat Jun 21 0:54:21 2008	I agree with Cliff you need to get someone on the ..
Posted: Sat Jun 21 0:49:33 2008	Is it a living trust When we had ours drawn up we ..
Posted: Sat Jun 21 0:43:30 2008	There is a change in the works to not allow ..
Posted: Sat Jun 21 0:41:20 2008	In most cases it will not increase more than the ..
Posted: Sat Jun 21 0:40:04 2008	Where are they ..
Posted: Sat Jun 21 0:21:49 2008	Yes you will need to get a copy of the original ..
Posted: Sat Jun 21 0:20:33 2008	Divorce is UGLY and until all lose ends are dealt ..
Posted: Sat Jun 21 0:17:31 2008	It is a state by state thing. In CA you can go ..
Posted: Sat Jun 21 0:08:08 2008	I agree with the others. The biggest thing is to ..
Posted: Sat Jun 21 0:05:51 2008	Absolutely you need to hire an attorney ..
Posted: Fri Jun 20 23:59:56 2008	It is true that there is less protection on a ..
Posted: Fri Jun 20 23:57:24 2008	Take her to court and =get a judge to force her ..
Posted: Fri Jun 20 23:53:32 2008	I have heard of this and it usually has to do ..
Posted: Fri Jun 20 23:48:31 2008	Will it rent The rental market in CA is very ..
Posted: Fri Jun 20 23:44:30 2008	Force is the wrong word. The brother didnt take ..
Posted: Fri Jun 20 23:41:22 2008	Security why would you suggest locking the rate ..
Posted: Fri Jun 20 23:25:32 2008	TX only allows cash out refinance to ..
Posted: Fri Jun 20 23:09:44 2008	Did he play to fix the damaged dish Is he willing ..
Posted: Fri Jun 20 22:59:56 2008	wow defitnitely a scam or a company that if legit ..
Posted: Fri Jun 20 22:56:50 2008	So long as you end up with the homes you are ..
Posted: Fri Jun 20 22:45:09 2008	There are still lenders available that will do an ..
Posted: Fri Jun 20 22:39:05 2008	Thanks I will do ..
Posted: Fri Jun 20 22:29:10 2008	LOL better find a Hotel for that short period of ..
Posted: Fri Jun 20 22:26:27 2008	You need to communicate with the lender ASAP. ..
Posted: Fri Jun 20 22:24:34 2008	Lowell I just made a change and may have some ..
Posted: Fri Jun 20 22:16:23 2008	Don't let an annonymous poster get to you ..
Posted: Fri Jun 20 19:36:04 2008	I am very biased when it come to the broker vs. ..
Posted: Fri Jun 20 18:42:11 2008	go to the mortgage again section of the forum he ..
Posted: Fri Jun 20 17:34:28 2008	Who do we report spam too I have like 20 emails ..
Posted: Fri Jun 20 13:02:46 2008	Financing through mortgage channels will be ..
Posted: Fri Jun 20 1:31:55 2008	Try FHA if you havent the scores are good enough. ..
Posted: Thu Jun 19 14:26:14 2008	There are private money lenders for almost all ..
Posted: Wed Jun 18 23:17:04 2008	George hit it on the head. You need to take a ..
Posted: Wed Jun 18 23:13:34 2008	You have not provided enough information to ..
Posted: Wed Jun 18 23:07:06 2008	Sounds like you know the options. I do not think ..
Posted: Wed Jun 18 22:59:51 2008	Hi Deb welcome to the forum If you do not ant ..
Posted: Wed Jun 18 14:05:30 2008	I think you are wise to look at a 15. Why stretch ..
Posted: Wed Jun 18 3:05:28 2008	Welcome to the boards You will have options ..
Posted: Wed Jun 18 3:03:52 2008	That is a very broad question. Tell us a little ..
Posted: Mon Jun 16 16:04:40 2008	I had to go back and look at the guidelines and ..
Posted: Mon Jun 16 15:43:40 2008	Why is the credit where it is Whats pulling the ..
Posted: Mon Jun 16 15:11:43 2008	Most construction loan lenders have left the ..
Posted: Mon Jun 16 15:03:44 2008	I agree with George. You made an agreement to get ..
Posted: Mon Jun 16 14:59:36 2008	How POOR is the credit is the first question ..
Posted: Mon Jun 16 14:55:12 2008	Make sure you go through the correct paperwork ..
Posted: Mon Jun 16 14:50:48 2008	If the property if refinanced it is no longer a ..
Posted: Mon Jun 16 14:44:32 2008	Quit claiming it will not relieve you of any ..
Posted: Sat Jun 14 23:08:38 2008	Obviously any of those scenarios would help with ..
Posted: Sat Jun 14 22:17:32 2008	Texas has laws against cash out refinances when ..
Posted: Sat Jun 14 22:08:53 2008	I agree with George. The above information is not ..
Posted: Sat Jun 14 20:37:43 2008	Gross Monthly Income divided by total monthly ..
Posted: Sat Jun 14 20:34:57 2008	Do you have any money to put down If not your ..

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