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amitforum · Joined: 23 Jul 2009 Posts: 30 4.71 Dollars($)

what is budgeting?
What are point included in it? Please clerify?

Thanks

adonis · Posted: Thu Aug 20, 2009 10:37 pm Post subject:

If you are speaking about your personal budget, then it's a finance plan which helps you in allocating funds towards your expenses, savings and debt repayment. While making a personal financial plan, you'll have to consider your past spending and personal debt.

brownwalter09 · Joined: 10 Aug 2009 Posts: 37 0.00 Dollars($)

budgeting in a personal financing sense, can mean estimating monthly living expenses based on previous bills and wages. Some bills can be estimated and subtracted from the original income figure. The remaining balance after fixed expenses now becomes your household budget.

we can say that it is a financial disipline.

harrywallace07 · Joined: 25 Aug 2009 Posts: 42 -0.10 Dollars($)

Budgeting refers to a list of all planned expenses and revenues. It is a plan for saving and spending. A budget is an important concept for future plans.

gmakerley · Posted: Fri Aug 28, 2009 10:19 am Post subject:

yes, we do indeed all agree that having a budget is a good thing.

andrewward001 · Joined: 28 Aug 2009 Posts: 51 0.00 Dollars($)

its a money plan. With it, you can organize and control your financial resources and decide in advance how your money will work for you.
budgeting is a tool that shows you how your funds are allocated, how they are working for you.

catharin9 · Joined: 14 Jul 2009 Posts: 168 -0.14 Dollars($)

Budgeting is financial planning

gmakerley · Posted: Mon Aug 31, 2009 10:30 am Post subject:

okay....so far budgeting is:

a finance plan
a financial discipline
a list
an important concept
a good thing
a money plan
a tool
financial planning

now how about this: what is budgeting NOT?

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