Home arrow Mortgage Forums arrow Budgeting and Personal Finance arrow

Re: Credit card debt

Author Message
Fanny

Guest







Post Posted: Fri Jul 10, 2009 7:03 am    Post subject: Re: Credit card debt
Like 0
Dislike 0

My husband died and had credit card debt that I couldn't pay.
They have put this against my credit calling it co-debt. These were my husbands and in his name only. How can I get them removed?

_________________
Need help choosing the right loan? Get free consultation from community lenders/consultant
Icon Mini Profile gmakerley
gmakerley
Community Mentor
Community Mentor

best lender badge

Joined: 09 Nov 2007

Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
Post Posted: Fri Jul 10, 2009 11:29 am    Post subject:
Like 0
Dislike 0

you'll need to file disputes with the credit agencies, it appears. the creditor is not allowed to demand payment from you for any debt that is not yours, even though it may have belonged to your husband.

please keep in mind the federal trade commission in the event they continue to give you trouble. they'll assist you.

_________________
George M. Akerley
Independent Contractor - Mortgage Consultant
Word of Excellence Editing/Writing/Proofreading
860-221-5044
Icon Mini Profile mike





Joined: 12 Aug 2009

Posts: 4

2.93 Dollars($)
Post Posted: Wed Aug 12, 2009 2:30 pm    Post subject: You have the right to dispute that debt.
Like 0
Dislike 0

Fanny,

Get familiar with your rights as a consumer. You have the ability to dispute your debt. There are lawyers who specialize in this. Both you and your husband can do this. A good program will have your overall debt lowered and ,in some cases, removed from your credit history.

Good luck,


Mike
Quick Reply
Your Name
Subject
Image Verification


Can't read the image? click here to refresh
Message body

All times are GMT - 7 Hours
Page 1 of 1

 
Refinance Quotes
Call for Rates
Speak to a lender now.
We will match calls to our toll free number with our network of lenders.
Highlights
Financial Tools
Credit Repair Tool New
Mortgage Planner
Simple Budgeting Tool


Helpful References
34 Tax tips boost your savings
12 financial ways for Seniors
Budgeting Lesson 1
401k/403b Retirement Loan


Calculators     [View all]
Calculate Debt-Income Ratio
Calculate Retirement savings
Convert IRA to Roth IRA
Tax savings in 1031 Exchange


Our Community
MortgageFit Blog
Community Professionals
Community Rewards
Introduce yourself
Website tools


Community Rewards
Five simple ways to earn money with the Mortgage Community.






Community Chat

We have chosen to apply the Creative Commons Attribution License to all works we publish. This work is licensed under cc by 2.0
Page loaded in 21.064 seconds.