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Home owners insurance claim

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gjones_n Joined: 01 May 2010 Posts: 1 1.00 Dollars($)	Posted: Sat May 01, 2010 5:46 pm    Post subject: Home owners insurance claim Like 0 Dislike 0 We had water damage to laminate floors. State Farm issued a check to us and mortgage company. We had extra boxes of new laminate laid 2 years ago. Myself, son and friend removed, dried and replaced damaged flooring. Mortgage company sent an inspector out and it passed inspection. We were told by phone to send a letter (with tracking number) why we do not have receipts, which we did. The mortgage company was just waiting for claims adjuster from State Farm to confirm, which he did. We were told there was no problem and to go ahead and send in check for endorsement. It was returned without mortgae company endorsement. We called and were then told that since we didn't have receipts they would not sign it. Even though damaged flooring was replaced and past their inspection! We did everything they had requested and then blew us off. Unfortuneatly it was over the phone, which they have a recording of approval and confirmation that they would sign the check and return it. I even mentioned this when we called. But.... At this point we're considering a lawyer, which we can't afford or just tearing up the check!
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Sun May 02, 2010 10:37 pm    Post subject: Like 0 Dislike 0 Hi gjones_n, If the property cleared the inspection done by the mortgage company, then they should have endorsed the check. You are doing the right thing by considering to take help of an attorney. He will be the best person to let you know what steps you need to take in this matter. _________________ Procrastination is the enemy of your financial success
gjones_n@msn.com Guest	Posted: Mon May 03, 2010 1:33 pm    Post subject: Home Owners Insurance Claim Like 0 Dislike 0 Thank you so very much for your help. IndyMac has been really cutthroat with us. I am retired on disability and my husband was laid off last year. We live in San Diego, CA. Can you by any chance recommend a lawyer? We can't afford much. Hopefully just a letter to IndyMac from a lawyer will do it?!?
smithsussane Joined: 18 Sep 2008 Posts: 10423 Location: Alaska 983.47 Dollars($)	Posted: Mon May 03, 2010 11:26 pm    Post subject: Like 0 Dislike 0 Hi gjones! Welcome to forums! You can check out the given page to find the attorneys associated with the California Bar Association: "http://calbar.ca.gov/state/calbar/calbar_generic.jsp?cid=10114" You can search for attorneys in the given link. Sussane

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