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mcphetridge · Joined: 19 Mar 2007 Posts: 1 1.38 Dollars($)

I really need some fast funds to pay some medical bills. I have bad credit!! Any Ideas

Guest

If you have overdraft protection on your bank account then it can be used to come out of this temporary financial problem.

One more thing, some employers do grant paycheck advances to their employees. You can contact your employer to know if would be possible or not.

Guest

Many will tell you to take a payday loan but I would advice it would be more appropriate to look for other options then to take out a payday loan.

miller_st · Joined: 17 Jan 2007 Posts: 918 168.95 Dollars($)

Some of the other options you can look for are like small short term loans offered by credit unions to their members.

For one, I know about the North Carolina State Employees Credit Union which offers salary advance loan to its members.

These loans have longer payback periods and are much cheaper than the payday loans that Dowdell mentioned about.

I also agree with him that it is better to look for other options than to get a payday loan.

Miller

Guest

You can also look out for some cash advance on your credit cards or,
a short term loan from some of the small consumer finance companies which offer such loans.

jerry · Posted: Mon Mar 19, 2007 11:01 pm Post subject:

Hi Mcphetridge,

Welcome to the forums

Is your health insurance company not willing to cover the medical bill payments? Just call them up and tell them about your needs. They should be helping you out.

Guest

It seems like you are in a money crunch. I have found myself in similar situations before where I need fast cash or do not have enough cash to make ends meet. I found that taking out a short term loan is SOOO helpful. Best of all it is also very simple. Forget about paper work, signatures, approval process . . . There are plenty of online payday loan companies that will meet your need really fast and provide you with useful information. Maybe that might help you out with your medical bills.
Good Luck!!!

Guest

andylewis1980 · Joined: 25 Jul 2008 Posts: 5 3.88 Dollars($)

Hi mcphetridge,

If you are having a series of bad credit problems like arrears, defaults etc against your name, it is not of major concern as lenders approve the amount without any credit check. In fact by repaying the borrowed amount, you get a chance to improve the credit score.

The interest rates concerning the loans are slightly higher as they are made available to you for a short time period without any collateral. But with a proper research using the online method can help you find lender offering the loans at cheap rates.

Cash advance payday loans offer instant money to meet your immediate requirements without creating any obstacle.

[Links deleted as per forum rules]

cobylucas · Posted: Fri Aug 15, 2008 4:50 pm Post subject:

I would not advise payday loans unless you plan on paying it back within the terms of the loan. The interests rates on these loans can be as high as 1300% and will put you in a situation that is worse then the one you are in now.

larry · Joined: 27 Jun 2007 Posts: 3322 474.67 Dollars($)

Hi cobylucas.

Welcome to the forum. I agree with you that payday loan is not a good option as rates are very higher and if anyone go for it, he should pay it back within the terms of the loan.

BTW we would like to know about you? I have seen your site and it looks good and informative? Are you a mortgage professional? Why don't you introduce yourself and let the community know about yourself.

Hope to see you soon on the forums.

Best of luck,
Larry

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