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jameshogg
Joined: 20 Dec 2005
Posts: 4189
Location: nevada
492.91 Dollars($)
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Post subject: RE: |
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Hi marge,
Welcome to forums.
So, you're pretty done with your celebrations with gift cards and Discover points. That's great!
Hope you have a joyous and happy new year indeed!
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Niicss
Joined: 03 Oct 2005
Posts: 2579
Location: New Jersey
402.93 Dollars($)
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Post subject: 3 Tips to save money during the festive season |
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Christmas and the New Year are knocking at the door. The well-decorated shopping malls must be quite tempting, isn't it? After all it's the festive season and all of us have planned to gift something or the other to the near and dear ones.
But what about the savings? While indulging in a shopping spree, we should keep it in mind that we are going through a financial crisis and it's important to save. Here are 3 tips from my end which may help you save your hard earned money:
Online shopping: Online shopping can be a good way to save money. If you buy the gift items online, you would be able to avoid your temptation for buying extras items at the malls. You can research the best prices for the gift items online and accordingly order the purchase.
Creative gifts: Your near and dear ones would care for the emotional value attached to the gift that you give them. The price of the gift would hardly matter to them. So, what about gifting your dearest wife with handmade scented candles? I'm sure she would love it and fall for you once again.  Try gifting your kids the freshly baked cookies or handmade chocolates. They would be more than happy to receive them.
Gift fund: Open a gift fund (a savings account may be…) and start saving. If you open a savings account and do not withdraw money, you would be rewarded with bonus interest. Transfer the money in your transaction account when it is time to go shopping. You'll able to spend the money that you would have in your transaction account. If you've less money in your account, you won't be able to shop more. So, in the end you're saving!
So, how do you all plan to save in this festive season? Do share your saving tips with me.
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Good is the Enemy of Great. |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 7129
Location: bloomfield, ct
18.93 Dollars($)
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Post subject: |
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it still seems a bit early to discuss this, but then again planning ahead is a good idea.
niicss, i hope you get some reasonable responses with some buying tips for those trying not to dig too deep into their pockets.
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George M. Akerley
Loan Consultant
860-221-5044 |
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