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jameshogg
Joined: 20 Dec 2005
Posts: 10148
Location: Nevada
941.94 Dollars($)
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Post subject: RE: |
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Hi marge,
Welcome to forums.
So, you're pretty done with your celebrations with gift cards and Discover points. That's great!
Hope you have a joyous and happy new year indeed!
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Niicss
Joined: 03 Oct 2005
Posts: 4770
Location: New Jersey
499.28 Dollars($)
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Post subject: 3 Tips to save money during the festive season |
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Christmas and the New Year are knocking at the door. The well-decorated shopping malls must be quite tempting, isn't it? After all it's the festive season and all of us have planned to gift something or the other to the near and dear ones.
But what about the savings? While indulging in a shopping spree, we should keep it in mind that we are going through a financial crisis and it's important to save. Here are 3 tips from my end which may help you save your hard earned money:
Online shopping: Online shopping can be a good way to save money. If you buy the gift items online, you would be able to avoid your temptation for buying extras items at the malls. You can research the best prices for the gift items online and accordingly order the purchase.
Creative gifts: Your near and dear ones would care for the emotional value attached to the gift that you give them. The price of the gift would hardly matter to them. So, what about gifting your dearest wife with handmade scented candles? I'm sure she would love it and fall for you once again.  Try gifting your kids the freshly baked cookies or handmade chocolates. They would be more than happy to receive them.
Gift fund: Open a gift fund (a savings account may be…) and start saving. If you open a savings account and do not withdraw money, you would be rewarded with bonus interest. Transfer the money in your transaction account when it is time to go shopping. You'll able to spend the money that you would have in your transaction account. If you've less money in your account, you won't be able to shop more. So, in the end you're saving!
So, how do you all plan to save in this festive season? Do share your saving tips with me.
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Good is the Enemy of Great. |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
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it still seems a bit early to discuss this, but then again planning ahead is a good idea.
niicss, i hope you get some reasonable responses with some buying tips for those trying not to dig too deep into their pockets.
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George M. Akerley
Independent Contractor - Mortgage Consultant
Word of Excellence Editing/Writing/Proofreading
860-221-5044
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adonis
Joined: 22 Oct 2005
Posts: 10250
Location: ALASKA
1043.57 Dollars($)
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Hey Niicss, these are few tips from my end:
- Budgeting: It's important to set up a budget and stick to it. Do not buy extra items or go overboard in this festive season. If you stick to the budget, you would be able to save your hard earned money. Keep a track of all expenses and stay mindful of the budget.
- Decorations: You can use the last year's decorations to make something new. You may even use recycled holiday papers or wrap the gifts in magazine pages, Sunday comic pages or paper leftover from last year. This will make your gifts look unique and help you in saving your dollars.
- Rebates and coupons: A number of shops would offer different types of rebates during the festive season. Visit the outlet malls, dollar stores, thrift stores and get some good gift bargains.
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Procrastination is the enemy of your financial success |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
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Post subject: |
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i guess nobody's shopping, eh? it's been a month since we've seen tips for saving on our Christmas shopping. But of course if you're not doing any, then your savings is phenomenal...right?
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George M. Akerley
Independent Contractor - Mortgage Consultant
Word of Excellence Editing/Writing/Proofreading
860-221-5044
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
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Ten months later...maybe we'll find someone with some superb tips for stress-free Christmas...of course, if you don't get frazzled trying to please people with gifts, that'll save a lot of stress this year or any other year; but we'll see what kind of tips we get in 2010.
_________________
George M. Akerley
Independent Contractor - Mortgage Consultant
Word of Excellence Editing/Writing/Proofreading
860-221-5044
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
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Post subject: |
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OK, everyone..."Black Friday" is nigh - only 8 days away, and all the nuts will be out in force, looking for the best bargains. Yes, I understand that not everyone who gets up at midnight to stand in line for a Wal Mart to open is nuts, but I'm not too far off, am I?
Hey, it's number 11,000; so why not make it fun?
My wife sent me out a few years ago on that day (why do we have to refer to it as Black Friday anyway?), and trying to beat someone to the best tv deal, or the best toy deal, or the best (fill in the blank) deal is not my idea of fun. I'd rather be sleeping late; and if I can't sleep in on the day after Thanksgiving, then I ought to be able to enjoy a leisurely, tasty breakfast while listening to the first strains of "Here Comes Santa Claus" as all the radio stations get on board for their December programming.
Any hints?
_________________
George M. Akerley
Independent Contractor - Mortgage Consultant
Word of Excellence Editing/Writing/Proofreading
860-221-5044
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Niicss
Joined: 03 Oct 2005
Posts: 4770
Location: New Jersey
499.28 Dollars($)
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Hey George,
Just check out this page to know about some best Black Friday deals:
"http://shopping.yahoo.com/articles/yshoppingarticles/466/black-friday -2010-buyers-guide-best-deals-and-sales/"
Hope you enjoy your Black Friday Shopping
_________________
Good is the Enemy of Great. |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
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Not only did I have no intention of going shopping on Black Friday, I didn't plan to do any substantial shopping at all. I ended up purchasing just enough so that I didn't strain my budget all that much (as if I had one), and I am able to say that I slept quite well on the day after Thanksgiving. There was nothing "black" about the day for me at all, other than my wife.
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George M. Akerley
Independent Contractor - Mortgage Consultant
Word of Excellence Editing/Writing/Proofreading
860-221-5044
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
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Post subject: |
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The one hundred eleventh 100 is always a chore to spit out.
So many good tips for shopping this year! I hope we get at least as many next year!
_________________
George M. Akerley
Independent Contractor - Mortgage Consultant
Word of Excellence Editing/Writing/Proofreading
860-221-5044
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