51 Tips for a Stress-free and Happy Christmas

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Mini Profile  jameshogg
jameshogg


Joined: 20 Dec 2005
Posts: 4189
Location: nevada

492.91 Dollars($)

Post     Post subject: RE:

Hi marge,

Welcome to forums.

So, you're pretty done with your celebrations with gift cards and Discover points. That's great!

Hope you have a joyous and happy new year indeed!

Thanks
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Mini Profile  Niicss
Niicss


Joined: 03 Oct 2005
Posts: 2579
Location: New Jersey

402.93 Dollars($)

Post     Post subject: 3 Tips to save money during the festive season

Christmas and the New Year are knocking at the door. The well-decorated shopping malls must be quite tempting, isn't it? After all it's the festive season and all of us have planned to gift something or the other to the near and dear ones.

But what about the savings? While indulging in a shopping spree, we should keep it in mind that we are going through a financial crisis and it's important to save. Here are 3 tips from my end which may help you save your hard earned money:

Online shopping: Online shopping can be a good way to save money. If you buy the gift items online, you would be able to avoid your temptation for buying extras items at the malls. You can research the best prices for the gift items online and accordingly order the purchase.

Creative gifts: Your near and dear ones would care for the emotional value attached to the gift that you give them. The price of the gift would hardly matter to them. So, what about gifting your dearest wife with handmade scented candles? I'm sure she would love it and fall for you once again. Smile Try gifting your kids the freshly baked cookies or handmade chocolates. They would be more than happy to receive them.

Gift fund: Open a gift fund (a savings account may be…) and start saving. If you open a savings account and do not withdraw money, you would be rewarded with bonus interest. Transfer the money in your transaction account when it is time to go shopping. You'll able to spend the money that you would have in your transaction account. If you've less money in your account, you won't be able to shop more. So, in the end you're saving!

So, how do you all plan to save in this festive season? Do share your saving tips with me. Smile

_________________
Good is the Enemy of Great.
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Mini Profile  gmakerley
gmakerley
Community Mentor
Community Mentor

Joined: 09 Nov 2007
Posts: 7129
Location: bloomfield, ct

18.93 Dollars($)

Post     Post subject:

it still seems a bit early to discuss this, but then again planning ahead is a good idea.

niicss, i hope you get some reasonable responses with some buying tips for those trying not to dig too deep into their pockets.

_________________
George M. Akerley
Loan Consultant

860-221-5044
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