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Credit assessment calculator helps to evaluate your credit rating
Definitions
- Consumer loan payments
- Consumer loan payments include credit cards, auto loans and student loans. Enter the number of late payments (30, 60 or 90+ days) you have made in the past 2 years on any of these loans.
- Mortgage or rent payments
- Mortgage payments may include monthly installments on a purchase mortgage, a refinance loan or second mortgage. Have you made late payments on mortgage/rent in the past 2 years? If yes, then input the number of late payments.
- Bankruptcy last 2 years
- If you have filed bankruptcy in the past 2 years, then click on the "Yes" button.
- Bankruptcy 3 to 7 years
- In case you havve filed bankruptcy in the last 3 to 7 years, then click on the "Yes" button.
- Foreclosure last 2 years
- In the last 2 years if you or any of your co-borrowers had a property sold under foreclosure, check this button as "Yes".
- Foreclosure 3 to 7 years
- Have you or any of your co-borrowers lost your home in a foreclosure in the past 3-7 years? If yes, then check this button as "Yes".
- Open lien
- Check this button as "Yes" if you or any of your co-borrowers have open collection items, charge-offs, judgments or liens.
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Credit assessment calculator helps to evaluate your credit
