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In California can you bypass the collection agency, go to the creditor when paying debt off?

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tqmshop1 Joined: 21 Sep 2008 Posts: 1 1.28 Dollars($)	Posted: Sun Sep 21, 2008 7:13 pm    Post subject: In California can you bypass the collection agency, go to th Like 0 Dislike 0 I have a credit card debt listed with a collection agency and can now pay it off. In California isn't it true that you can go directly to the creditor and pay it off if they will accept the payment?
Susanne Guest	Posted: Mon Sep 22, 2008 6:24 am    Post subject: Like 0 Dislike 0 Hi tqmshop1 As far as my knowledge is concerned loans cannot be paid directly to the lender.
banker0679 Community Expert Joined: 15 Nov 2007 Posts: 452 Location: Charlotte, North Carolina 19.27 Dollars($)	Posted: Tue Sep 23, 2008 6:27 pm    Post subject: Like 0 Dislike 0 Hi tqmshop1, Welcome to Mortgagefit! It's really up to your creditor to decide if they want to accept payment. They will usually send you to the collection agency because they have more than likely already sold off the account to the collection company. Hope this helps. Please let us know of any other questions or your outcome. thanks Robert _________________ there's always hope! "My credit score shot up 68 points!"

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