In California can you bypass the collection agency, go to the creditor when paying debt off?

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Icon Mini Profile tqmshop1




Joined: 21 Sep 2008

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PostPosted: Sun Sep 21, 2008 7:13 pm    Post subject: In California can you bypass the collection agency, go to th

I have a credit card debt listed with a collection agency and can now pay it off. In California isn't it true that you can go directly to the creditor and pay it off if they will accept the payment?
Susanne

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PostPosted: Mon Sep 22, 2008 6:24 am    Post subject:

Hi tqmshop1

As far as my knowledge is concerned loans cannot be paid directly to the lender.
Icon Mini Profile banker0679

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Location: Charlotte, North Carolina
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PostPosted: Tue Sep 23, 2008 6:27 pm    Post subject:

Hi tqmshop1, Welcome to Mortgagefit!

It's really up to your creditor to decide if they want to accept payment. They will usually send you to the collection agency because they have more than likely already sold off the account to the collection company.

Hope this helps. Please let us know of any other questions or your outcome.

thanks
Robert

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