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costrows · Joined: 15 Dec 2009 Posts: 1 1.28 Dollars($)

We are planning on filing Chapter 7 and we might want to keep the house temporarily (2 years) and then walk away or short sale it. Can we do that without any liability? House is 200k upside down

Niicss · Posted: Wed Dec 16, 2009 2:12 am Post subject:

If you do not reaffirm and still want to keep the house, then you will have to continuously make your mortgage payments. If you stop paying the monthly dues, the lender will simply foreclose the property and recover his dues.

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We will not reaffirm the mortgage in California

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