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Joanne T
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 Posted: Fri Jun 19, 2009 5:01 pm Post subject: Thank you so much for your responses |
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| Hello everyone! I would like to thank you for all your replies! I actually live in California and no,my husband was NOT on any of the 3 houses, I talked to 3 lenders so far and they are telling me that he does NOTqualify for FHA because I owned 3 houses in 2007. My husbands credit and income is fine, he qualifies for fha but the lenders are stating that I am the problem, if anyone out there is a lender, please reply with your contact info so we can set up something, thank you so much! Continue the postings! |
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 jenkin7
Joined: 04 Jun 2007
Posts: 3429
Location: Hawaii
514.13 Dollars($)
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| Posted: Fri Jun 19, 2009 10:22 pm Post subject: |
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Hi Joanne,
| Quote: | | they are telling me that he does NOTqualify for FHA because I owned 3 houses in 2007. |
I don't understand how the fact that you owned the 3 houses disqualifies him for an FHA loan? It looks like you meant to say that you don't qualify for FHA loan, right? But why do you not qualify? Were all three houses you owned foreclosed? What are your current credit scores? What are the negative items you have on your credit? |
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gunzijjistaff
Joined: 07 Apr 2009
Posts: 459
6.94 Dollars($)
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| Posted: Fri Jun 19, 2009 10:47 pm Post subject: |
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Hi Joanne T,
Welcome to our forum.
There is no any reason to disqualify for FHA (Federal Housing Administration)
while he having ownership of 3 houses. If your husband having sufficient credit score, Required annual income then lender can't disqualify you for FAH.
Waiting for Experts reply.
Thanks & Regards,
gunz.ijjistaff/  |
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