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Refinancing & Grant Deed

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charissa2u Joined: 07 Jul 2010 Posts: 1 1.00 Dollars($)	Posted: Wed Jul 07, 2010 2:16 pm    Post subject: Refinancing & Grant Deed Like 0 Dislike 0 Does refinancing a home in California, change the Grant Deed? The Grant Deeds were originally in my husbands name (as he purchased them prior to us getting married). We have since re-financed them, with myself being added to the mortgage. Again, does this change the Grant Deeds?
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Wed Jul 07, 2010 8:24 pm    Post subject: Like 0 Dislike 0 Hi charissa, The grant deed will not change automatically. As your name has been added to the mortgage, you can ask your husband to sign a new grant deed and add your name to the property deed as well. _________________ Procrastination is the enemy of your financial success
Lanette Guest	Posted: Wed Jul 07, 2010 9:32 pm    Post subject: Like 0 Dislike 0 Thanks, Adonis The reason for asking is that we are in the process of doing a Living Trust. The attorney typed up the Ownership Agreement, showing my husband as having separate properties (the properties we refinanced and that have both our names on the loan), based off the original Grant Deeds. I was concerned as to whether or not the Grant Deeds needed to be in both names. Aside from being on the loan, and the properties being transferred into the trust, is there any reason to change the Grant Deeds to reflect both names at this point?
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Wed Jul 07, 2010 11:10 pm    Post subject: Like 0 Dislike 0 Hi Charissa, As your name is added to the mortgage docs, it's better to add your name to the property. This will help you in getting ownership rights to that property. _________________ Procrastination is the enemy of your financial success

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