How do I discover the best mortgage refinancing for my home?

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Icon Mini Profile pepperlark909purple




Joined: 08 Jul 2008

Posts: 1

1.31 Dollars($)
PostPosted: Tue Jul 08, 2008 5:21 pm    Post subject: How do I discover the best mortgage refinancing for my home?

How do I discover the best mortgage refinancing for my home? I am looking for the best possible rate for a 30 year loan for my home in California.
Icon Mini Profile brian1
brian1
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Joined: 14 Jun 2008



Posts: 361
Location: Northern California
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PostPosted: Tue Jul 08, 2008 5:46 pm    Post subject:

There is a lot that determines what rate you will qualify for. You can find out by applying or telling us more here so we can have an idea of your situation.
How much do you owe? How much is it worth? How is your credit. Can you document income? etc.

Brian

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Icon Mini Profile larry




Joined: 27 Jun 2007

Posts: 3328

474.61 Dollars($)
PostPosted: Wed Jul 09, 2008 4:09 am    Post subject:

Hi pepperlark.

Welcome to the forum.

The best rates and terms will depend upon your credit and your income. If your credit is better then you will get approve for better rates and terms. So we need to know about your credit. Have you made any late payments in the recent past? It will have a impact on the credit. BTW you should shop for lenders to get approve for better rates and terms.

Feel free to ask if you have any further questions.

Best of luck,
Larry
Icon Mini Profile jasonpolito




Joined: 07 Jul 2008

Posts: 28
Location: Richmond, VA
8.93 Dollars($)
PostPosted: Wed Jul 09, 2008 8:11 am    Post subject:

Is there a way to get a rough estimate on you own?
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