How do I discover the best mortgage refinancing for my home?

pepperlark909purple · Joined: 08 Jul 2008 Posts: 1 1.31 Dollars($)

How do I discover the best mortgage refinancing for my home? I am looking for the best possible rate for a 30 year loan for my home in California.

brian1 · Posted: Tue Jul 08, 2008 5:46 pm Post subject:

There is a lot that determines what rate you will qualify for. You can find out by applying or telling us more here so we can have an idea of your situation.
How much do you owe? How much is it worth? How is your credit. Can you document income? etc.

Brian

larry · Joined: 27 Jun 2007 Posts: 3328 474.61 Dollars($)

Hi pepperlark.

Welcome to the forum.

The best rates and terms will depend upon your credit and your income. If your credit is better then you will get approve for better rates and terms. So we need to know about your credit. Have you made any late payments in the recent past? It will have a impact on the credit. BTW you should shop for lenders to get approve for better rates and terms.

Feel free to ask if you have any further questions.

Best of luck,
Larry

jasonpolito · Posted: Wed Jul 09, 2008 8:11 am Post subject:

Is there a way to get a rough estimate on you own?

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