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I give a personal mortgage to a buyer. I took my mortgage and got it recorded. later that day the buyer also did a closing with a bank and also received a loan from them. I received a copy of a deed that was never recorded along with the original mortgage documents that I got recorded. She never paid me and the bank foreclose on the property. the bank purchase the property back from the sheriff sale and now is trying to do a quite title to wipe my mortgage out. is my mortgage still valid even though the deed wasn't recorded? the bank recorded their mortgage and deed 9 days later. located in Pa

adonis · Posted: Sun Nov 22, 2009 11:45 pm Post subject:

Welcome larry,

You've mentioned that the deed has not been recorded. In that case, I doubt whether or not the mortgage will be considered as valid. I would suggest you to contact a real estate attorney and check out his opinion in this regard.

Guest

My Fiancee's Mom has a joint tenant Deed for a home in CA prior to getting divorced from her husband. She passed away this year. Does her 1/2 share of the property become Tenant in intirety and pass to the divorced spouse?

adonis · Posted: Thu Dec 24, 2009 12:08 am Post subject:

Welcome Jack,

Did the divorced spouse and your fiancee's mother owned the property as joint tenants with right to survivorship? If yes, then the divorced spouse will get the sole ownership of the property after the death of your fiancee's mother.

Guest

Can I use a quit claim deed to transfer title back to my self and 2 daughters as joint tenants in Calif?

jameshogg · Posted: Wed Feb 10, 2010 11:02 pm Post subject:

Hi Beckyy,

Who is the present owner of the property? If your daughters are the present owners of the property, then they need to sign a quit claim deed and add you to the property as joint tenants.

Thanks

Guest

I have a home that I borrowed 113k to put down on a new home. the old home was taken out of my wifes name with out her knowing. the broker and the lender said it was ok because the old house was going to be sold and it would go throught escrow with the new owners. well the broker pushed me into the sale as i wanted a contingency the said no I was going to loose the new home and pay penalties on the money,time and so on . they gave the loan at 8.99% but I was not to worry as it was to be sold, well it did not sell the house that was worth 350k(2006) is now worth only 25-30k (2010) well to make this story short I am behind and citi will not give me a modification

adonis · Posted: Sun Mar 21, 2010 10:02 pm Post subject:

Welcome john,

If you had taken a loan on your old property, then you are liable to pay it off. If the property is sold off at a lower amount, then you would be liable to pay off the deficient balance resulting from the sale of the property. If you feel that your mortgage broker had committed a fraud, then you should contact an attorney and take his opinion in this regard. He will let you know whether or not it would be possible for you to file a case against him.

Guest

My mother added us (myself and two siblings) to the deed and it is in JT how can we change that to TIC so that our children will inherit our share if one of us should pass? If one of us should want to sell and others do not can anything be done

Guest

How do we go about changing from Joint Tenancy to tenants in common in california and also can one of the three force a sale due to non agreements over the last three years, house just sits.

jameshogg · Posted: Tue Apr 13, 2010 11:37 pm Post subject:

Hi Cheryl,

I've given my suggestions to a similar query at:
http://www.mortgagefit.com/propertytransfer/about37411.html#160476

Take a look at it. I hope it'll help you.

Thanks

Guest

how will i add my children on my grant deed i brought bthis home as an single man in califoria

adonis · Posted: Wed Apr 14, 2010 11:16 pm Post subject:

Welcome simpson,

You will have to sign a new deed and add your children to it. Your name will be mentioned as the grantor of the property whereas your children and your name would be mentioned as the grantee to it. You can even contact a real estate attorney and he will help you in adding your children to the property deed.

Guest

Divorced and had to refi property Noticed on the Grant Deed--- When recorded Mail to: My Name and Tile Company Address is this correct or should it have my home address? also signature on grant deed is signed with my name but It's NOT my signed signature, I don't know who signed this. Is the grant deed legal? Calif. Signed in 10-30-06 Deed Stamped 5-27-07 Bank Foreclosed 4-12-2010 ?????? Thank You.

Guest

What are my choices and what will be the best thing for me and my brother and sister to do? My father's health is very poor and he has been in the hospital for 91 days. He doesn't have a will or a living Trust done and he out right owns his house. I have been appointed Power of Attorney for his medical and financial. What legal advice can you give me to protect everything from going into probate if he was to pass on?

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Grant Deed and Joint Tenancy for Property in California