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Do you have to use spouses income or put the spouse on loan in the State of California to do a DU Refi Plus

jameshogg · Posted: Thu Jul 29, 2010 9:54 pm Post subject:

Hi Guest,

California is a community property state. In that case, the lender may ask you to add your spouse's name to the property as well as the loan.

Thanks

infoccmrx · Posted: Sun Aug 01, 2010 7:34 pm Post subject:

Additional information about California law, California being a community property state. This means that individuals cannot apply for a mortgage on a property without notification to and consent from their spouse. California law also states that if a borrower is using a spouse's income, alimony or child support as part of his income for qualifying purposes, then the spouse (or former spouse) may be required to provide information to the lender

jveenstra · Posted: Fri Aug 06, 2010 3:15 pm Post subject: CA

YOu do not have to add her to the loan. You have to include her debts as part of qualifying.

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DU Refi Plus in California

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