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Interspousal Transfer Deed

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friend of the family Guest	Posted: Tue May 18, 2010 5:30 pm    Post subject: Interspousal Transfer Deed Like 0 Dislike 0 My husband is not on Title of my home. We are going through a divorce in California. I was informed by my broker before I can refi my home he has to sign "Interspousal Transfer Deed. Our divorce will not be complete until July and I really would like to lock in my loan. P.s we are not on speaking terms, so this makes it twice as hard. Really Confused!!! _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
jameshogg Joined: 20 Dec 2005 Posts: 10460 Location: Nevada 987.57 Dollars($)	Posted: Tue May 18, 2010 9:15 pm    Post subject: Like 0 Dislike 0 Hi Guest, As California is a community property state, though your husband is not on the title of the property, he will be having rights to that property. You can ask your divorce attorney to contact your husband and get the interspousal transfer deed signed. Thanks
mgchurchill Joined: 18 May 2010 Posts: 1 1.12 Dollars($)	Posted: Wed May 19, 2010 6:16 pm    Post subject: Interspousal Transfer Deed Like 0 Dislike 0 What if my divorce attoryney cannot locate him and if the attorney does was to finally contact, what happens if he refuses?
Niicss Joined: 03 Oct 2005 Posts: 4834 Location: New Jersey 508.88 Dollars($)	Posted: Thu May 20, 2010 2:31 am    Post subject: Like 0 Dislike 0 If your husband refuses to sign the deed, then he will be considered as one of the owners of the property. _________________ Good is the Enemy of Great.
friend of the family Guest	Posted: Sun May 23, 2010 5:28 pm    Post subject: Interspousal Transfer Deed Like 0 Dislike 0 A freind gave me the information I needed. Thanks for responding, their is a loop that I can go through. Again he is not on title...
joe cruz Guest	Posted: Fri Jun 11, 2010 1:22 pm    Post subject: interspousal transfer deed Like 0 Dislike 0 Can tthis type of transfer be done if my wife and I are not divorced? I just want to transfer my property over to her just incase i die. joe
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Sun Jun 13, 2010 11:54 pm    Post subject: Like 0 Dislike 0 Hi joe, You can use a quit claim deed in order to transfer the property to your wife. You don't need an inter-spousal transfer deed in this regard. _________________ Procrastination is the enemy of your financial success
rita2 Joined: 23 Apr 2010 Posts: 286 51.03 Dollars($)	Posted: Tue Jun 22, 2010 6:47 am    Post subject: Like 0 Dislike 0 Hi Joe, Yes, you can transfer the property to your wife by signing a quit claim deed. After the quitclaim your wife will be the sole owner of the property. However, if there is any mortgage in the property then either your wife need to re-finance the loan in her name or else you will remain responsible for the loan. Hope this will help you.
tanner Guest	Posted: Sun Sep 26, 2010 11:19 pm    Post subject: quick claim and loan implications Like 0 Dislike 0 There must be a provision if you do not qualify to refinance the loan.I have a similar situation and was told that if she can't qualify to refinance the loan,she can be forced to sell the home,and you will have to make the payments in the meantime(To Protect Your Credit) if she feels she will lose the home anyway.I hope someone else can shed some light on this matter.
Meg DiNapoli Guest	Posted: Wed Sep 29, 2010 1:33 pm    Post subject: Interspousal Transfer Deed Like 0 Dislike 0 Can you send me an Interspousal Transfer Deed via email?
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Thu Sep 30, 2010 1:34 am    Post subject: Like 0 Dislike 0 Hi tanner, If you're unable to refinance the mortgage, you should contact your lender and apply for a novation which is one of the ways to transfer mortgage from one person to another. To Meg, It won't be possible for me to send you an inter-spousal transfer deed via e-mail. You should contact your real estate attorney and he will help you in drafting the deed. _________________ Procrastination is the enemy of your financial success
Annette Guest	Posted: Wed Jan 05, 2011 6:30 pm    Post subject: quit claim/divorce Like 0 Dislike 0 My husband and I are still married but separated, his name is on the title but not the mortgage. He wants $15,000.00 and he will sign a quit claim. Do I need to get a divorce to remove his name from the title? Is refinance or 2nd mortg the only option for removal of his name as well getting the $15,000.00?
smithsussane Joined: 18 Sep 2008 Posts: 10439 Location: Alaska 985.83 Dollars($)	Posted: Wed Jan 05, 2011 11:18 pm    Post subject: Like 0 Dislike 0 Hi Annette! Welcome to forums! It is not mandatory for you to get a divorce in order to remove your husband from the property title. You will have to refinance the mortgage in order to remove your husband's name from the loan. Feel free to ask if you've further queries. Sussane
Health#1 Guest	Posted: Mon Jan 16, 2012 3:37 pm    Post subject: Bankruptcy and Buying a NEw Home Like 0 Dislike 0 Me and my husband have been seperated for 5 months. He is buying a house but during this time I need to file bankruptcy. Now we are divorcing I have signed a interspousal deed. How will that affect his buying house is n escrow.
smithsussane Joined: 18 Sep 2008 Posts: 10439 Location: Alaska 985.83 Dollars($)	Posted: Mon Jan 16, 2012 11:36 pm    Post subject: Like 0 Dislike 0 Hi Health! Welcome to forums! As you have signed an inter-spousal deed, it will be easier for him to buy a property. You won't have any rights on the property he buys and your creditors won't be able to go after him for recovering any debts. Feel free to ask if you've further queries. Sussane

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