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| 12 Quick Messages | |||||
 thomasahines |
Caron: I saw your post in reply to a defiency judgement in GA and I'm hoping you can point me in the right direction. I purchased a home in GA and did an 80/20 loan with no money down at closing. I have since had to move and can't sell the house (i own another home in MI that I'm living in). I believe my house in GA will foreclose and my concern is that the holder of the second will seek a defiency judgement against me and i want to know what I can do to protect myself. | ||||
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The lender is foreclosing on your property because I am having problems making the payments. When I purchase this house I signed for a adjustable rate and the rates went up. I was not able to make the payments. The house was to be sold on 10/07 but this motion was filed by the plaintiff and I did not understand what it means. Do I get to keep my house or not? The order was granted the motion. I dont know if the court gave the parties their original documents back. | ||||
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caron, your response to the lady seeking a $620000 jumbo loan at 100% ltv mentioned that you would help her shop around among the lenders on this site.i have noticed that you have a lender database, but do not know how to get included. i am a mortgage lender and would enjoy being added, if you can give me some insight.thanks. | ||||
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Both of our names. I can't afford to do a Chapter 13. And a chapter 7 would be strickly the house. I have no problem with creditors. I'm trying to rent but to no avail. Yes, I'm willing to do a short sale or deed in lieu of forclosure but I'm not having any bites. I guess I'm just out of luck. Thank you | ||||
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hi caron, thanks for your advice!!  ) | ||||
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thanks for your advice, i am currently waiting to here from my "workout person' from my first mortgage co for the loan modification and I have not received anything like a 1099C from the 2nd. i dont know where i would get the money to pay taxes on that it is $50,000, can they attach wages for this charge off? or does it just sit as a lien on the property? | ||||
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Hello Caron..,This is Kevin from INDIA.I am the owner of a Call Center in INDIA..We generate highly qualified fresh Mortgage Leads every day. Hope you might contact with some Loan Officers or Brokers who might be looking for good qualities leads which can be closed into good loans..If you have some references please mail me at kevin.callmantra@yahoo.com. I can even provide you comissions on every lead been given to the client that you bring.. I will wait for your responce. | ||||
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Caron, Thank you so much for the advice. I do have an additonal question though. You indicated that the proceeds would be divided based on the ratio of interest. I have a copy of the deed and it lists both of our names wiht mine first. How is it determined whom has what percentage of interest. Is it based on invested monies, mortgage and tax payments? Please explain, thanks!!!! | ||||
dpelata |
Thank yoiu for your message to me regarding the Quit Claim Deed. I do have 2 questions, is the 12,000 property value the amount of profit over what was originally paid for the property, and does a Quit Claim Deed automatically put my name on the title? thanks | ||||
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Hi,You mentioned in one of your forum comments "Secondly, if you don't wish to go into the above process, you can ask your mother-in-law refinance the loan in your name and transfer the property-title to you at the day of the loan closing"How can someone refinance to someone else's name? Is that possible?Thamk you inadavcne. | ||||
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