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| 8 Quick Messages | ||||
 Isis |
Hello,I have a very low FICO score of 448 on one-equifax, I did not pull the other two. It is from a recently dismissed chapter 13 bankruptcy. You previously wrote that someone could get a 30-year FHA mortgage with a 300 Score if they have 10% down-WELL I DO-HAVE THE MONEY, please provide someone's email/phone where I can contact them immediately to get me pre-approved. I do not care if it has to go to manual underwriting-Please help, thanks! | |||
roriedlion |
I'm desperate. My husband and I are in luv with a bank owned house. It has a "liability" (hole in the kitchen floor...easy for US to fix) The bank will NOT fix it. It is a "as-is" property. WHO/WHAT lender do you know of will give us a loan on this place with a "liability"? We are preapproved for $250k, the listing price is $195, we offered $210k. I'm out of wits-end trying to get a loan and not having any luck. HELP! =[ | |||
ksanchez69 |
I am signed into the community not sure what the problem is here is my personal email address. kfairmont@gmail.com | |||
ksanchez69 |
it's in a declining area and they are investment homes | |||
ksanchez69 |
The rep is correct, but I believe the number is now 6 properties with WACHOVIA. However, when WACHOVIA bought WORLD BANK and their portfolio mortgage business a year ago, they kept the portfolio business intact -- this means that the portfolio division does not resell the asset they write in residential mortgages, so they can name their own underwriting guidelines -- Florida properties included.I'm happy to discuss this further with you 480-785-6634 (mobile). Or, you can go back to your retail rep -- maybe he cannot offer the portfolio porducts 'over-the-counter.' | |||
ksanchez69 |
Hi I'm very curious on this because my personal wachovia rep said it could not be done. That Wachovia changed there guidelines to 5 properties tops. Did Wachovia change there guidelines again. These properties are in Florida maybe that's why? | |||
Guest |
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ckalvesmaki |
hey this is Cedric.....if you see posts like that email or PM me | |||
