Posts by charles.armbruster
Posting date Subject
Posted: Thu Oct 2 14:21:45 2008 Call some brokers in your town -- Yellow Pages. ..
Posted: Thu Oct 2 14:03:13 2008 Visit a title company to ask for advice. The ..
Posted: Thu Oct 2 14:01:31 2008 Right -- APR is the true measure of your cost. ..
Posted: Tue Jul 15 0:37:50 2008 OK -- you do have a good handle on things, ..
Posted: Wed Jul 9 13:37:47 2008 I didn't learn anything new -- I'm trying to ..
Posted: Wed Jul 9 13:36:34 2008 Although rising prices prompted many cashout ..
Posted: Wed Jul 9 13:24:23 2008 This site has gobs of conversations about it -- ..
Posted: Tue Jul 8 14:03:52 2008 I whole-heartedly agree! FHA is your path to a ..
Posted: Tue Jul 8 14:00:43 2008 No problem -- you'll need to put 30% down. ..
Posted: Tue Jul 8 13:59:02 2008 Certainly, most student loans are deferred for a ..
Posted: Tue Jul 8 13:49:50 2008 Mortgage contracts include disclosures to the ..
Posted: Tue Jul 8 13:44:24 2008 Yes -- check with your fund! Normally, if monies ..
Posted: Tue Jul 8 13:40:10 2008 Check the index pegged to your contract -- it is ..
Posted: Tue Jul 8 13:27:09 2008 I strongly recommend staying the course -- find ..
Posted: Tue Jul 8 13:12:10 2008 ruthrbns is advertising a mortgage accelerator ..
Posted: Fri Jun 27 13:09:09 2008 I will forward that paper Cloe-Joanna. As for ..
Posted: Fri Jun 20 14:51:49 2008 I'd be happy to discuss options to option arms ..
Posted: Wed Jun 18 14:05:21 2008 ksanchez69 I cannot respond to your private ..
Posted: Wed Jun 18 13:29:56 2008 The rep is correct, but I believe the number is ..
Posted: Tue Jun 17 19:46:42 2008 FICO score-based applications for FHA-insured ..
Posted: Tue Jun 17 19:29:39 2008 We live in a credit-based society. When you have ..
Posted: Tue Jun 17 19:12:50 2008 Cliff -- you are THE MAN. It is obvious that you ..
Posted: Tue Jun 17 19:08:49 2008 If you are staying in your home for the next 5-10 ..
Posted: Tue Jun 17 19:00:48 2008 If you'd like my advice, please 'private message' ..
Posted: Tue Jun 17 18:59:04 2008 You are not 'married' to the builder's lender. ..
Posted: Tue Jun 17 18:54:01 2008 Go to WELLS FARGO and get stand- alone 2nd ..
Posted: Tue Jun 17 18:45:29 2008 Always use the tools at your disposal! The ..
Posted: Tue Jun 17 18:34:24 2008 Everyone is making good points -- however, we ..
Posted: Tue Jun 17 18:15:24 2008 I'm going to echo these points. It is a mistake ..
Posted: Tue Jun 17 18:05:51 2008 I'll make the same offer, as a broker for ..
Posted: Tue Jun 17 17:21:38 2008 I'm simply reporting information I read in the ..
Posted: Thu Jun 12 14:08:59 2008 I'm not clear as to your intention -- if you want ..
Posted: Thu Jun 12 14:04:07 2008 If it's an FHA Jumbo, the lender will want to see ..
Posted: Thu Jun 12 13:14:09 2008 If your adjustable is coming due or has already ..
Posted: Thu May 29 17:15:24 2008 You need to describe whether or not you borrowed ..
Posted: Sun May 18 14:56:49 2008 Dealing directly with the lending institution is ..
Posted: Sun May 18 11:26:37 2008 Yeah, you're simply in the unfortunate position ..
Posted: Fri May 16 13:15:57 2008 Simply put -- if you any late payments showing on ..
Posted: Tue Apr 22 18:59:39 2008 Yup! Good stuff, for sure. Now all we have to ..
Posted: Tue Apr 22 18:44:58 2008 Okay -- so let's be a little creative, then. No ..
Posted: Tue Apr 22 15:12:20 2008 Okay, let's get this 'pub' rolling! Let's talk ..
Posted: Tue Apr 22 15:06:36 2008 Any and all advice to help improve one's credit ..
Posted: Mon Apr 14 10:54:35 2008 Equifirst is doing just fine -- Safe Well, I'd ..
Posted: Mon Apr 14 10:48:01 2008 Certainly online quotes are a good place to start ..
Posted: Thu Mar 20 14:56:24 2008 go to ..
Posted: Thu Mar 20 14:38:18 2008 Don't do it -- unless you can get your name on ..
Posted: Thu Mar 20 14:29:12 2008 I agree that an attorney is the way to go -- your ..
Posted: Thu Mar 20 14:20:45 2008 Now THIS is ..
Posted: Thu Mar 20 14:16:52 2008 You say that this will be your first home. Do ..
Posted: Thu Mar 20 14:12:01 2008 http://www.rurdev.usda.gov/ FHA guidelines ..
Posted: Wed Mar 19 17:00:05 2008 Also, after checking, a Chapter 7 liquidates his ..
Posted: Wed Mar 19 16:53:44 2008 If you both co-signed, it is her right to know if ..
Posted: Wed Mar 19 16:43:43 2008 You can purchase your report and score at ..
Posted: Fri Mar 14 2:56:03 2008 Good credit can get you anything, my friend. ..
Posted: Wed Mar 12 19:40:16 2008 Well, this IS fun! Howie -- Isn't it odd that ..
Posted: Wed Mar 12 14:42:02 2008 You have some great questions -- I cannot really ..
Posted: Tue Mar 11 18:21:41 2008 . Well, you are making progress. I would say ..
Posted: Tue Mar 11 18:16:24 2008 Hey, Howie! Stay in touch, Bro! I have no ..
Posted: Thu Mar 6 18:25:57 2008 Alright already -- you don't see merit in the ..
Posted: Wed Mar 5 14:58:15 2008 Try an FHA approved broker and ask about a USDA ..
Posted: Tue Mar 4 13:13:48 2008 Howie -- You'd do this Community a great service ..
Posted: Tue Mar 4 13:06:42 2008 Ahhh...the real world responds! It's like a ..
Posted: Tue Mar 4 12:03:25 2008 If the appraisal issue is a problem, find a ..
Posted: Mon Mar 3 13:21:39 2008 My advice is: make application -- you don't have ..
Posted: Mon Mar 3 11:50:24 2008 I joined some 6 months ago -- and, I just found ..
Posted: Fri Feb 29 17:59:53 2008 Is the reward being made available ..
Posted: Fri Feb 29 17:54:39 2008 Right on! I don't think that 'PAY DAY LOANS' are ..
Posted: Thu Feb 28 14:57:42 2008 Dude, you don't even need a credit score! Think ..
Posted: Thu Feb 28 14:48:40 2008 A good resource for niche lenders is: ..
Posted: Thu Feb 28 14:08:52 2008 I'd advise discussing this with your husband to ..
Posted: Thu Feb 28 13:39:41 2008 Dude! I love this country! Spread the Word, ..
Posted: Thu Feb 28 13:37:25 2008 Best advice is 1st week of ..
Posted: Thu Feb 28 13:31:48 2008 Answer: Call a mortgage broker in your Yellow ..
Posted: Thu Feb 28 13:21:49 2008 Certainly, you could pay for the work on credit ..
Posted: Thu Feb 28 13:14:43 2008 Information for GUEST: go to ..
Posted: Thu Feb 28 13:04:29 2008 Yeah, if the property has been re-zoned from ..
Posted: Thu Feb 28 12:59:20 2008 OK -- you can refinance your current home from ..
Posted: Thu Feb 28 12:37:10 2008 Jessica's post from 2006 is worth reviewing ..
Posted: Thu Feb 28 12:20:54 2008 Certainly, a CHATTEL LOAN is the way to go. ..
Posted: Tue Feb 26 14:46:17 2008 And, I will agree with you -- making a judgement ..
Posted: Tue Feb 26 13:39:20 2008 You make good points, until you opine about ..
Posted: Mon Feb 25 14:17:44 2008 It is exciting to see such emotional debate! ..
Posted: Mon Feb 25 2:43:14 2008 I agree with most all comments to-date. I would ..
Posted: Mon Feb 25 2:41:12 2008 I agree with most all comments to-date. I would ..
Posted: Mon Feb 25 2:18:53 2008 The IRWIN webpage describes a minimum 660 FICO ..
Posted: Mon Feb 25 2:02:43 2008 I have never heard the term 'subsidy' used in ..
Posted: Mon Feb 25 1:16:37 2008 To 'banker0679' -- FHA Secure is a great product, ..
Posted: Mon Feb 25 1:06:06 2008 The likelihood that any borrower can keep ..
Posted: Sun Feb 24 1:03:37 2008 Fair enough! I do like your sense of humor, too. ..
Posted: Fri Feb 22 18:07:40 2008 True words -- one broker will recommend certain ..
Posted: Fri Feb 22 17:58:59 2008 This thread completely reinforces my belief that ..
Posted: Fri Feb 22 17:50:09 2008 Good Luck! Most FHA lenders are beginning to set ..
Posted: Fri Feb 22 17:42:33 2008 I am going to refrain from discussing this with ..
Posted: Fri Feb 22 17:36:40 2008 Make application with a bank or broker to ..
Posted: Fri Feb 22 17:28:53 2008 I interpret this move by the government to be a ..
Posted: Fri Feb 22 17:18:33 2008 Yeah, is this really a problem for your boyfriend ..
Posted: Fri Feb 22 17:05:30 2008 All available products should be described to ..
Posted: Fri Feb 22 16:40:48 2008 Go, George, Go! Good pep talk! GOOD BUSINESS ..
Posted: Wed Feb 20 15:26:47 2008 Certainly, you want to pre-approve any purchase ..
Posted: Wed Feb 20 15:20:28 2008 Good response! Just like having faith in your ..
Posted: Wed Feb 20 15:16:45 2008 Find another broker, ..
Posted: Wed Feb 20 15:15:33 2008 Sure -- you are in the driver's seat! Ask your ..
Posted: Wed Feb 20 15:11:03 2008 Find a broker, provide your credit report from ..
Posted: Wed Feb 20 15:05:50 2008 Certainly, speak with the party that wrote your ..
Posted: Wed Feb 20 15:00:48 2008 A quality builder will use a battery of quality ..
Posted: Wed Feb 20 14:53:22 2008 Best advice -- approach a broker (Yellow Pages). ..
Posted: Wed Feb 20 14:44:14 2008 Purchase products for mobile homes are no ..
Posted: Wed Feb 20 14:39:08 2008 Yup, I'm still living by the 10-year. Try to ..
Posted: Wed Feb 20 14:31:19 2008 Walk into a title company (Yellow Pages), or use ..
Posted: Wed Feb 20 14:24:30 2008 Certainly, make the payments. If you decide to ..
Posted: Wed Feb 20 14:23:43 2008 Certainly, make the payments. If you decide to ..
Posted: Wed Feb 20 14:15:42 2008 Prime clients are 65%LTV refis, good credit, good ..
Posted: Wed Feb 20 14:10:57 2008 Any experience with United First Financial's Money Merge Acc ..
Posted: Wed Feb 20 14:00:42 2008 It's all up to you, my friend! If you require ..
Posted: Wed Feb 20 13:46:58 2008 Although you may not want to be a landlord, ..
Posted: Wed Feb 20 13:35:44 2008 Since we arein a mortgage forum, let's assume we ..
Posted: Wed Feb 20 13:30:26 2008 Certainly, your closing costs can be taken care ..
Posted: Wed Feb 20 13:17:29 2008 Texas is unique, and beautiful, State! It ..
Posted: Wed Feb 20 13:05:35 2008 lisa.scherzer makes some excellent points. I ..
Posted: Wed Feb 20 12:51:33 2008 All of this can be put into one nutshell -- ..
Posted: Wed Feb 20 12:43:03 2008 Yawn! Come on, Folks! The reason there are so ..
Posted: Tue Feb 19 18:51:26 2008 We learn words as children; we learn sentences in ..
Posted: Tue Feb 19 18:35:07 2008 I'd be interested to know if any members of this ..
Posted: Fri Feb 1 21:54:24 2008 Since the conversation seems to be amongst ..
Posted: Fri Feb 1 13:46:48 2008 I'm in! ..
Posted: Fri Feb 1 13:22:45 2008 Thanks for your feedback -- 5-6% loan products ..
Posted: Thu Jan 31 18:23:15 2008 Good, fair, reasonable rates are currently ..
Posted: Thu Jan 31 2:29:24 2008 Think FHA-SECURE refinance! As long as the ..
Posted: Thu Jan 31 2:22:25 2008 When I know my client as well as I should, I ..
Posted: Thu Jan 31 2:16:10 2008 An FHA-approved lender/broker can write you a ..
Posted: Thu Jan 31 2:06:48 2008 Yeah, simply call the current lender -- they want ..
Posted: Thu Jan 31 2:01:32 2008 nimish3: Congratulations on your plans! You can ..
Posted: Thu Jan 31 1:51:49 2008 Phillip: If your company owns the property it ..
Posted: Sat Nov 3 13:14:28 2007 FHA refi may take care of your CH 13 (pay it off) ..
Posted: Fri Nov 2 4:34:08 2007 So, isn't it true that all mortgages held by the ..
Posted: Fri Nov 2 1:28:17 2007 So, you don't mention to where your equity stands ..
Posted: Wed Oct 31 18:20:30 2007 You can sell the other property, and you can then ..
Posted: Mon Jun 11 17:27:23 2007 An appraisal is an estimate, a snapshot in time, ..
Posted: Fri Jun 8 14:59:31 2007 7.125% with a $1,212.69 monthly payment for a ..
Posted: Fri Jun 8 14:08:21 2007 As to costs for a refinance, remember that the ..
Posted: Fri Jun 8 14:01:54 2007 Problems, problems, problems --- well, let's ..
Posted: Thu Jun 7 15:40:55 2007 justme: The moral to this story is "always ..
Posted: Thu Jun 7 14:57:28 2007 Hansel: All homes change in value over time ..
Posted: Wed Jun 6 16:04:41 2007 Most importantly, how much do you owe on the ..
Posted: Wed Jun 6 15:48:28 2007 Depending upon your location, it is possible that ..
Posted: Wed Jun 6 15:43:12 2007 You are getting alot of interesting comments, but ..
Posted: Fri Dec 15 12:48:23 2006 Settle down, now -- let's keep some perspective! ..
Posted: Tue Dec 12 11:56:49 2006 Good income -- let's talk. Is your score above ..
Posted: Tue Dec 12 11:44:11 2006 It is possible that the lender with your ..
Posted: Tue Dec 12 11:40:42 2006 Yes you should -- contact me -- I'll be happy to ..
Posted: Tue Dec 12 11:30:15 2006 I now have a good , healthy listing of lenders to ..
Posted: Tue Dec 12 11:18:07 2006 Scores over 740 don't really need to be any ..
Posted: Fri Dec 8 18:18:18 2006 Having difficulty finding the list of ..
Posted: Tue Nov 14 14:02:06 2006 I'd be happy to answer any questions, ..
Posted: Tue Nov 14 13:58:23 2006 How do I apply for DIL? ..
Posted: Tue Nov 14 13:28:58 2006 Hi! After reading all the posts, please tell us ..
Posted: Tue Nov 14 13:18:32 2006 You didn't mention whether he owns a home or not ..
Posted: Tue Nov 14 13:01:18 2006 You state that the person is paying 'lot rent' ..
Posted: Tue Nov 14 12:45:17 2006 A good source for lenders of all shapes and ..
Posted: Wed Oct 25 14:45:40 2006 Do you owe 65% or less of the home's value If ..
Posted: Tue Oct 17 17:00:12 2006 I can't find banks which work through brokers to ..
Posted: Tue Oct 17 16:46:58 2006 Do you own the home you live ..
Posted: Fri Oct 13 13:39:25 2006 Super response on this ..
Posted: Fri Oct 13 13:23:35 2006 Apparently, every posting I make appears ..
Posted: Fri Oct 13 13:22:16 2006 Yeah! ..
Posted: Fri Oct 13 13:10:26 2006 Did you get satisfaction Are you all taken care ..
Posted: Thu Oct 12 19:42:37 2006 Take time to speak witha mortgage porfessional! ..
Posted: Thu Oct 12 19:33:56 2006 A wise handler of the family funds should ..
Posted: Thu Oct 12 19:26:55 2006 I'm a broker looking to place mobile-home ..

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About Me
Name: Charles "chuck" Armbruster
From: Mesa, Az
Occ.: Loan Officer
Org.: Lifetime Mortgage Llc

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