| Posts by Chris Burns |
| Posting date
| Subject |
Categories |
| Wed Jan 13 5:53:30 2010 |
I agree with Sara. It's very difficult to find .. |
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| Wed Jan 13 5:43:14 2010 |
These people need to sell their homes pretty .. |
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| Wed Jan 13 5:42:12 2010 |
Lending to people with fixed income is done every .. |
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| Wed Jan 13 5:40:40 2010 |
We are talking about the IRS here. They do not .. |
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| Wed Jan 13 5:38:59 2010 |
George is correct. Most lenders want that cushion .. |
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| Wed Jan 13 5:36:18 2010 |
That income seems a bit low to qualify. George .. |
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| Wed Jan 13 5:34:36 2010 |
I agree if the bank has charged off the loan .. |
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| Wed Jan 13 5:32:59 2010 |
Actually if your in Chapter 13 you just have to .. |
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| Wed Jan 13 5:31:54 2010 |
The DMV should be able to provide you with a copy .. |
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| Wed Jan 13 5:29:46 2010 |
I agree with George... In this situation it would .. |
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| Mon Jan 4 8:04:55 2010 |
I'm not sure where you found that I negotiated .. |
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| Thu Oct 29 6:00:26 2009 |
Was there a question .. |
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| Wed Oct 28 6:24:05 2009 |
There are some lenders allowing up to 10 financed .. |
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| Wed Oct 28 6:22:29 2009 |
If she can qualify on her own now then why don't .. |
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| Wed Oct 28 6:20:40 2009 |
You can do a on a 2nd .. |
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| Wed Oct 28 6:19:59 2009 |
Were you living in the home with him when it was .. |
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| Wed Oct 28 6:17:15 2009 |
Are you a US citizen Can you document your income .. |
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| Wed Oct 28 6:16:01 2009 |
There is little you can do except try to convince .. |
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| Wed Oct 28 6:14:57 2009 |
He can refinance the loan or sell the .. |
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| Fri Oct 23 11:33:53 2009 |
What state are you in
A private lender might .. |
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| Fri Oct 23 11:31:26 2009 |
You are going to need 3 years out of a bankruptcy .. |
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| Thu Oct 22 3:33:44 2009 |
Right you are Sonja. I missed that in the .. |
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| Thu Oct 22 3:31:29 2009 |
Hi Craehill welcome to the forums...
What is .. |
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| Thu Oct 22 3:29:38 2009 |
There are several places that will do an FHA .. |
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| Thu Oct 22 3:28:16 2009 |
Hey Stan welcome to the forums.
They can .. |
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| Thu Oct 22 10:23:57 2009 |
Did he say why .. |
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| Thu Oct 22 8:20:32 2009 |
Your parents can co-sign so you can be on the .. |
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| Thu Oct 22 8:19:03 2009 |
well I would do it this way:
$3200 x 6% = .. |
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| Thu Oct 22 8:14:28 2009 |
what is a WHEDE .. |
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| Thu Oct 22 8:12:15 2009 |
this is a forum to answer people's questions and .. |
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| Wed Oct 21 2:37:48 2009 |
The only loan program that will do a mobile home .. |
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| Wed Oct 21 2:14:37 2009 |
Almost everyone requires three years after the .. |
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| Wed Oct 21 2:13:19 2009 |
is the reason he fell behind because his wife .. |
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| Fri Oct 16 6:37:17 2009 |
Actually I'm sure you can find a lender that may .. |
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| Fri Oct 16 6:34:51 2009 |
Based on the info you provided I don't think .. |
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| Fri Oct 16 6:32:00 2009 |
Congratulations James. Always look forward to .. |
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| Wed Oct 14 6:31:33 2009 |
Did you receive a good faith estimate when they .. |
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| Wed Oct 14 6:30:20 2009 |
The bank will not notify you. You have to .. |
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| Wed Oct 14 6:29:26 2009 |
Have a friend that owns a system called atlos. If .. |
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| Wed Oct 14 6:28:18 2009 |
Why would you think the lender would want to call .. |
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| Mon Sep 28 7:11:32 2009 |
what state are you .. |
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| Wed Sep 23 7:41:12 2009 |
If you fill this form out: .. |
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| Tue Sep 22 1:45:37 2009 |
well just talking to the lender is not attempting .. |
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| Tue Sep 22 1:43:50 2009 |
Maybe your asking about the $8,000 tax credit for .. |
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| Tue Sep 22 1:42:18 2009 |
Yes I'd be curious to know the details at this .. |
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| Tue Sep 22 7:28:33 2009 |
jeez. Seriously you just need to inquire so a .. |
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| Tue Sep 22 7:25:46 2009 |
No problem. I'm sure there are more you'll be .. |
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| Tue Sep 22 7:24:03 2009 |
something does not sound right here.
I would .. |
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| Tue Sep 22 7:22:11 2009 |
Yes. Assuming he's not on the mortgage then a .. |
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| Tue Sep 22 7:21:13 2009 |
This will probably depend on what State you are .. |
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| Tue Sep 22 7:20:23 2009 |
Have you attempted to do a with the lender .. |
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| Tue Sep 22 7:18:59 2009 |
Okay so he can either add those to title that he .. |
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| Tue Sep 22 7:16:53 2009 |
Well there is some blatant self promotion for you .. |
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| Tue Sep 22 7:15:53 2009 |
Stearns, Nations Lending are two I know .. |
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| Tue Sep 22 7:15:12 2009 |
An FHA Streamlined refinance should allow you to .. |
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| Tue Sep 22 7:09:39 2009 |
Ouch sorry to hear that George. I thought we had .. |
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| Mon Sep 21 3:47:10 2009 |
Was the home mentioned in their divorce
She .. |
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| Mon Sep 21 3:45:07 2009 |
wow, you learn something new every day .. |
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| Mon Sep 21 3:44:08 2009 |
agreed. In Florida you have to have a 680 or .. |
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| Mon Sep 21 3:43:17 2009 |
I'm slightly confused by the question, because .. |
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| Mon Sep 21 3:40:36 2009 |
A manufactured home must be built after June 15, .. |
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| Mon Sep 21 1:25:01 2009 |
Congrats .. |
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| Mon Sep 21 1:13:31 2009 |
What was the purchase .. |
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| Mon Sep 21 1:06:47 2009 |
I agree. In your situation the very first thing I .. |
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| Mon Sep 21 1:03:54 2009 |
Generally speaking if you plan to be in the home .. |
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| Mon Sep 21 1:02:08 2009 |
How much do you owe on the home and the land now .. |
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| Mon Sep 21 1:01:18 2009 |
In order to get an FHA loan (which is the only .. |
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| Mon Sep 21 12:59:32 2009 |
Was the home foreclosed Typically that is all .. |
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| Mon Sep 21 12:58:45 2009 |
Normally in order to be removed form the title .. |
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| Mon Sep 21 12:57:53 2009 |
Your going to have to get that lien off your .. |
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| Mon Sep 21 12:55:53 2009 |
Yes in order to remove her from the deed, she .. |
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| Mon Sep 21 12:54:05 2009 |
Is the mortgage note you signed with him .. |
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| Mon Sep 21 12:53:04 2009 |
What is your credit like
How long have you been .. |
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| Mon Sep 21 12:51:36 2009 |
Is he in the U.S .. |
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| Mon Aug 17 1:58:32 2009 |
You should have absolutely no problem qualifying .. |
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| Mon Aug 17 1:55:36 2009 |
So the married couple is now divorced
There .. |
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| Mon Apr 6 1:22:24 2009 |
I've dealt with them. They are not the best. You .. |
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| Thu Apr 2 5:24:28 2009 |
There is nothing you can do at this point but .. |
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| Thu Apr 2 5:22:52 2009 |
You should contact your lender and find out why .. |
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| Tue Mar 31 6:41:57 2009 |
nfayethomas,
Perhaps a gift of equity would .. |
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| Tue Mar 31 6:40:13 2009 |
You can probably Google mortgage brokers in your .. |
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| Tue Mar 31 6:39:36 2009 |
I thing Pacific Bank does them up to 80% but they .. |
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| Tue Mar 31 6:38:43 2009 |
Yes that is a very real possibility. The .. |
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| Tue Mar 31 6:37:35 2009 |
I would contact your lender and ask for a based .. |
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| Tue Mar 31 6:36:49 2009 |
Hello dde,
It will be very difficult for you .. |
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| Tue Mar 31 6:34:14 2009 |
You can do this with 12 months cancelled checks .. |
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| Tue Mar 31 6:33:13 2009 |
I assume it's the 3/2 SFR you are actually .. |
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| Tue Mar 31 9:17:37 2009 |
I'm sure you have to pay premium pricing for .. |
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| Tue Mar 31 9:15:40 2009 |
At least generally I would expect. They poster is .. |
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| Tue Mar 31 8:44:25 2009 |
I like how he used the name admin3 to make .. |
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| Tue Mar 31 8:23:42 2009 |
I was just taking a guess at what I thought the .. |
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| Tue Mar 31 7:19:43 2009 |
If your credit is too bad for conventional .. |
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| Tue Mar 31 7:17:42 2009 |
No, once you obtain the loan the lender does not .. |
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| Tue Mar 31 7:16:32 2009 |
FHA requires three years after a foreclosure .. |
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| Tue Mar 31 7:15:43 2009 |
It depends on the terms of your mortgage with .. |
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| Tue Mar 31 7:14:19 2009 |
I'm confused about hte question and how it .. |
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| Tue Mar 31 7:13:23 2009 |
What seems to be the problem your running .. |
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| Tue Mar 31 7:12:05 2009 |
Was there a point here other than blatant self .. |
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| Mon Mar 30 5:45:17 2009 |
I agree it's perfectly .. |
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| Wed Mar 25 2:09:54 2009 |
You will most likely need to contact the current .. |
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| Wed Mar 25 2:05:46 2009 |
Unfortunately the media and our political leaders .. |
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| Wed Mar 25 2:03:21 2009 |
You should call and ask them to send you a .. |
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| Wed Mar 25 2:02:35 2009 |
FHA still allows you to finance a mobile. VA does .. |
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| Wed Mar 25 2:01:48 2009 |
I'm so sorry for your loss
Based on the .. |
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| Wed Mar 25 1:59:43 2009 |
They cannot garnish your wages or attach a lien .. |
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| Wed Mar 25 1:59:09 2009 |
Just mail or fax them the BK documentation .. |
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| Wed Mar 25 1:57:54 2009 |
You can find the listing of foreclosures by .. |
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| Wed Mar 25 1:56:33 2009 |
You get a real estate attorney and go through the .. |
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| Tue Mar 24 2:57:51 2009 |
sorry that guest comment was me.
For some .. |
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| Tue Mar 24 10:16:32 2009 |
What is this fraud you speak .. |
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| Tue Mar 24 10:15:54 2009 |
Maybe just hte posters blood pressure .. |
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| Tue Mar 24 10:12:15 2009 |
I dont' think the sky is falling here. They can't .. |
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| Tue Mar 24 7:01:09 2009 |
Having a downpayment can be a good compensating .. |
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| Tue Mar 24 6:59:27 2009 |
What are your credit scores
How much are you .. |
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| Tue Mar 24 6:57:49 2009 |
Who has the 2nd mortgage in thier name is it your .. |
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| Tue Mar 24 6:57:09 2009 |
Don't you have to have a social security number .. |
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| Tue Mar 24 6:56:00 2009 |
Miami is one of the harder hit areas of Florida. .. |
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| Tue Mar 24 6:55:04 2009 |
I'm sure that if you are this close to the .. |
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| Tue Mar 24 6:53:57 2009 |
Hello Mary. I'm confused about what your asking. .. |
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| Mon Mar 23 7:42:40 2009 |
He doesn't have access to the private mortgage .. |
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| Mon Mar 23 7:41:48 2009 |
You can Google their company name and find their .. |
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| Sun Mar 22 4:38:51 2009 |
You can definatley save money on a refinance .. |
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| Sun Mar 22 4:35:36 2009 |
The only program I know of that may work for you .. |
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| Sun Mar 22 4:34:41 2009 |
Regarding you sitation... rates are at the 5% .. |
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| Sun Mar 22 4:32:26 2009 |
The home equity line will make the lender look .. |
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| Sun Mar 22 4:25:53 2009 |
I don't know of any programs that would allow you .. |
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| Sun Mar 22 5:41:05 2009 |
I agree with that right it's a pretty safe bet .. |
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| Sun Mar 22 5:40:03 2009 |
There are very few instances where you can get .. |
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| Sun Mar 22 5:37:53 2009 |
Yes if you have a notorized copy of the agreement .. |
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| Sun Mar 22 5:36:11 2009 |
The lender is the only group you need to worry .. |
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| Sun Mar 22 5:35:32 2009 |
They look like a fraud detection agency. Probably .. |
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| Sun Mar 22 5:34:09 2009 |
I wouldn't doubt that the lenders may employ a .. |
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| Sat Mar 21 6:25:19 2009 |
It's only a couple of minutes interview about .. |
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| Sat Mar 21 6:08:16 2009 |
To further piggy back on what George has said. I .. |
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| Fri Mar 20 11:25:40 2009 |
The hope for homeowners program will allow up to .. |
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| Fri Mar 20 10:56:54 2009 |
If you have the ability to pay everyone off then .. |
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| Fri Mar 20 10:55:43 2009 |
Don't think this belongs in the loan talk for .. |
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| Mon Mar 9 6:06:12 2009 |
I completely understand your position on that, .. |
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| Mon Mar 9 5:35:05 2009 |
Evita,
well in that case it sounds like your .. |
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| Mon Mar 9 5:03:22 2009 |
Would you possibly be able to elaborate on your .. |
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| Mon Mar 9 5:01:50 2009 |
Hello Evita,
That is definately one option. .. |
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| Mon Mar 9 2:29:00 2009 |
Yeah if you had given him money upfront and he .. |
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| Mon Mar 9 9:30:54 2009 |
okay this is starting to sound like maybe you had .. |
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| Mon Mar 9 8:08:24 2009 |
Agreed. The lenders have completely done away .. |
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| Mon Mar 9 8:06:29 2009 |
The government announced a new program that will .. |
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| Mon Mar 9 8:03:58 2009 |
Why is what .. |
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| Mon Mar 9 8:03:00 2009 |
I"m confused. So far you have only signed a .. |
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| Sat Mar 7 1:03:13 2009 |
If you have not had any major derogatory credit .. |
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| Sat Mar 7 1:01:57 2009 |
I believe texas doesn't allow cashout over 80%. .. |
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| Sat Mar 7 1:00:46 2009 |
You should call other title companies. That does .. |
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| Sat Mar 7 12:58:58 2009 |
First thing you should probably do is contact a .. |
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| Sat Mar 7 12:57:11 2009 |
Most creditors only go as far as having a .. |
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| Sat Mar 7 12:56:14 2009 |
Yes she can claim the tax allowances. is it her .. |
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| Sat Mar 7 12:55:07 2009 |
The bank can only come after the home. Once they .. |
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| Fri Mar 6 10:52:20 2009 |
I agree. A loan modifiaciton is something you .. |
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| Fri Mar 6 10:50:04 2009 |
I'm sure you can try! Nice article .. |
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| Fri Mar 6 10:47:58 2009 |
Yep. Lots of paperwork but it can be .. |
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| Fri Mar 6 10:47:08 2009 |
It doesn't cost anything to try for a .. |
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| Tue Mar 3 6:28:52 2009 |
There may be degrees of blame all around, but you .. |
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| Tue Mar 3 3:01:06 2009 |
Right now you would definately be able to obtain .. |
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| Tue Mar 3 2:59:31 2009 |
oh that was not a smart move on their part. You .. |
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| Tue Mar 3 2:58:04 2009 |
Are you sure you have to leave it
Have you .. |
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| Tue Mar 3 9:04:30 2009 |
If it's your primary residence and FHA or USDA .. |
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| Fri Feb 27 5:44:13 2009 |
I was put off by the title of this thread, lol. .. |
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| Fri Feb 27 5:42:51 2009 |
You should accept this offer in order to keep .. |
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| Fri Feb 27 5:40:44 2009 |
Some of the answers to this question may depend .. |
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| Fri Feb 27 5:39:04 2009 |
Some of those questions are well outside the .. |
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| Fri Feb 27 10:51:19 2009 |
Hheeh.. Lately i've seen a lot of what I would .. |
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| Fri Feb 27 10:50:39 2009 |
I did a google search and found comments on one .. |
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| Fri Feb 27 10:45:24 2009 |
If you do an FHA loan you will only need to put .. |
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| Fri Feb 27 10:41:53 2009 |
If you refinance a 2nd time within a 12 month .. |
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| Fri Feb 27 10:40:26 2009 |
Mortgage interest is always deductible .. |
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| Fri Feb 27 7:42:23 2009 |
It sounds like you have been working hard.
If .. |
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| Thu Feb 26 6:16:14 2009 |
Most lenders are maxing NOO properties at 75% .. |
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| Thu Feb 26 6:15:08 2009 |
There are plenty of them here for you to talk to .. |
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| Thu Feb 26 6:13:06 2009 |
Base Income
Overtime +
Bonuses + .. |
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| Thu Feb 26 6:09:56 2009 |
Can you elaborate on your question
I was not .. |
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| Thu Feb 26 6:08:30 2009 |
Most conforming and FHA guidelines now call for .. |
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| Thu Feb 26 6:07:35 2009 |
Is gift tax
You will have to elaborate on .. |
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| Thu Feb 26 6:06:56 2009 |
What type of loan did you .. |
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| Thu Feb 26 6:06:01 2009 |
I have never heard of this happening but i may .. |
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| Thu Feb 26 6:05:06 2009 |
The repo is the worst one obviously. What are .. |
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| Thu Feb 26 6:03:44 2009 |
I've never heard of a
If you think you are in .. |
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| Sun Jan 18 6:37:05 2009 |
If you investment property is foreclosed on that .. |
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| Sun Jan 18 6:34:58 2009 |
You may be able to refinance in your name if you .. |
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| Sun Jan 18 6:33:12 2009 |
IF your okay with a higher interest rate and .. |
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| Sun Jan 18 6:30:51 2009 |
I don't see a problem getting that approved on .. |
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| Sun Jan 18 6:28:57 2009 |
You can refinance without him for sure. That is .. |
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| Mon Dec 15 3:53:07 2008 |
That is a sticky situation. Both borrowers will .. |
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| Mon Dec 15 3:51:15 2008 |
FHA has an upfront mortgage insurance premium fee .. |
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| Mon Dec 15 3:49:33 2008 |
I would say with today's pricing those are about .. |
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| Mon Dec 15 3:48:16 2008 |
What state are you .. |
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| Mon Dec 15 3:10:54 2008 |
I think you will have to wait until the house .. |
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| Mon Dec 15 3:08:10 2008 |
maybe a private money or hard money lender is .. |
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| Mon Dec 8 7:46:38 2008 |
What is SIlverlight Never heard of .. |
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| Mon Dec 8 7:06:29 2008 |
Your situation will be far less risky once you .. |
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| Mon Dec 8 7:04:36 2008 |
The only way to remove you from mortgage is for .. |
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| Mon Dec 8 7:02:50 2008 |
best I've seen lately is 35% LTV Full .. |
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| Mon Dec 8 7:01:54 2008 |
DO I have to install the Microsoft Silverlight .. |
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| Tue Nov 11 1:29:13 2008 |
Yes. For example the par rate yesterday was .. |
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| Tue Nov 11 12:44:32 2008 |
I agree with him that an FHA loan is probably the .. |
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| Tue Nov 11 12:16:13 2008 |
hehe.
I've also heard they are easily .. |
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| Tue Nov 11 11:21:25 2008 |
I found one at the bottom of a rainbow in the pot .. |
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| Tue Nov 11 11:18:43 2008 |
You won't be able to refinance it into your name .. |
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| Tue Nov 11 11:15:42 2008 |
Sounds like a Streamlined FHA refinance.
No .. |
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| Mon Nov 10 6:51:50 2008 |
That is a horrible situation to be in and one I .. |
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| Mon Nov 10 6:49:33 2008 |
There are plenty of FHA lenders that can do that .. |
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| Mon Nov 10 6:48:17 2008 |
very good explantion .. |
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| Thu Oct 30 3:09:13 2008 |
Fred,
I'm still working. Have two phones on my .. |
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| Thu Oct 30 12:50:03 2008 |
FYI,
I found a bank that is still doing Stated .. |
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| Thu Oct 30 8:24:57 2008 |
I know and that was on the low end George. .. |
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| Thu Oct 30 8:05:47 2008 |
Fred,
I spent the entire day looking for a .. |
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| Thu Oct 30 6:01:47 2008 |
So you are looking to get a loan with husband who .. |
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| Thu Oct 30 6:00:06 2008 |
What are some of the worst thing reporting on .. |
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| Thu Oct 30 5:58:19 2008 |
As with anything in life information is power. .. |
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| Thu Oct 30 5:51:16 2008 |
That's a question most of wall street is asking .. |
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| Thu Oct 30 5:50:06 2008 |
Option 1 would be a refinance into a 30 year .. |
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| Thu Oct 30 5:48:03 2008 |
There are a variety of sources including private .. |
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| Thu Oct 30 5:46:33 2008 |
Does the borrower earn money in the US or .. |
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| Tue Oct 28 5:57:35 2008 |
Due to the fact that you have bad credit and the .. |
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| Tue Oct 28 5:55:26 2008 |
I also find it mind boggling how much effort must .. |
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| Tue Oct 28 5:54:37 2008 |
There are very few portfolio lenders still .. |
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| Tue Oct 28 5:52:41 2008 |
I don't believe the 2nd mortgage holder can .. |
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| Tue Oct 28 5:51:33 2008 |
I'm confused because you say once you move you .. |
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| Tue Oct 21 4:26:17 2008 |
There is .. |
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| Mon Oct 20 2:28:13 2008 |
We are not allowed to provide outside links here, .. |
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| Sun Oct 19 5:49:54 2008 |
I'm certain that if you get current they will .. |
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| Sun Oct 19 5:48:08 2008 |
You should call up your servicing company and ask .. |
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| Sun Oct 19 5:45:48 2008 |
that is a tough one. Most lenders have minimum .. |
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| Thu Oct 16 6:19:26 2008 |
I feel so bad when I see people provide full .. |
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| Thu Oct 16 6:12:50 2008 |
Man... people are planning for future divorces .. |
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| Thu Oct 16 6:07:39 2008 |
The magic number is 580 mid score.
If your .. |
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| Mon Oct 13 4:31:53 2008 |
Yes if you have a middle credit score of 580 you .. |
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| Mon Oct 13 4:30:15 2008 |
I'm sorry to hear about your situation. It's his .. |
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| Mon Oct 13 4:27:24 2008 |
Thank you Sam. You really have created something .. |
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| Fri Oct 3 9:41:53 2008 |
The original Posters comments were:
"my .. |
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| Fri Oct 3 9:11:51 2008 |
Yep. Just make sure you have a good lawyer to .. |
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| Fri Oct 3 9:10:02 2008 |
PMI is required when the loan to value ratio of .. |
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| Fri Oct 3 9:07:31 2008 |
Yes. You can find the forms you need at any .. |
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| Thu Oct 2 5:50:52 2008 |
I wonder if she got the .. |
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| Thu Oct 2 5:49:39 2008 |
Thanks .. |
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| Thu Oct 2 5:48:33 2008 |
I won't comment on whether or not you should rent .. |
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| Fri Sep 26 3:09:12 2008 |
You may be limited to a private hard money .. |
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| Fri Sep 26 3:07:36 2008 |
You could talk to trustee or the judge about .. |
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| Fri Sep 26 3:07:01 2008 |
The only way to remove your name from the loan is .. |
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| Fri Sep 26 3:05:37 2008 |
Sure. Once you quit claim deed her the home she .. |
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| Fri Sep 26 3:04:32 2008 |
forgery is a federal offense. You can put him .. |
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| Fri Sep 26 3:02:24 2008 |
can't imagine why it would be different .. |
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| Tue Sep 23 6:22:28 2008 |
In thinking about it further is is possible the .. |
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| Tue Sep 23 6:21:07 2008 |
You are correct. I have it calculated at .. |
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| Tue Sep 23 6:17:18 2008 |
You should really consult a real estate attorney .. |
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| Thu Sep 18 11:14:57 2008 |
Greatings,
Are you on the mortgage along with .. |
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| Tue Sep 16 5:44:09 2008 |
almost every lender has at least a 2-3 year .. |
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| Tue Sep 16 5:42:25 2008 |
That would have to be an FHA loan.
You can .. |
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| Tue Sep 16 5:39:15 2008 |
A short sale light years better than a .. |
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| Tue Sep 16 5:38:15 2008 |
Yes he can do a quit claim deed to .. |
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| Tue Sep 16 5:37:15 2008 |
You should contact your lender as soon as .. |
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| Tue Sep 16 5:35:29 2008 |
It won't affect your mortgage in the least. They .. |
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| Fri Sep 12 9:26:41 2008 |
There are still 90% SIVA loans out .. |
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| Wed Sep 10 4:05:52 2008 |
As usual George is spot on with his assessment. .. |
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| Wed Sep 10 4:02:31 2008 |
If you have 700+ credit and 20%-25% to put down .. |
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| Wed Sep 10 3:53:12 2008 |
No .. |
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| Wed Sep 10 3:44:05 2008 |
you can do a no seasoning cash out refinance but .. |
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| Tue Sep 9 1:21:21 2008 |
Looks like they are headed down into the low .. |
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| Tue Sep 9 1:20:10 2008 |
That's very odd. I would contact a real estate .. |
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| Tue Sep 9 1:19:20 2008 |
Well lets see...
there are conventional loans .. |
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| Tue Sep 9 1:16:50 2008 |
Just call the title company handling your closing .. |
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| Tue Sep 9 1:15:26 2008 |
Just do an online search for local real estate .. |
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| Tue Sep 9 1:14:10 2008 |
If you were to shop this around you would find .. |
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| Thu Sep 4 4:49:54 2008 |
I want to help but I was confused by the .. |
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| Thu Sep 4 4:45:24 2008 |
How much do you make annually
What is your .. |
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| Thu Sep 4 4:42:06 2008 |
There are niche lenders that deal specifically .. |
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| Thu Sep 4 4:40:53 2008 |
You can back out of a real estate transaction at .. |
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| Thu Sep 4 4:38:42 2008 |
The previous poster is correct. He won't have a .. |
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| Thu Sep 4 4:36:26 2008 |
I don't believe .. |
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| Thu Sep 4 4:34:12 2008 |
You might want to take to a real estate attorney .. |
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| Wed Aug 13 7:29:15 2008 |
Definatley need more information here.
How .. |
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| Wed Aug 13 7:27:15 2008 |
In general the previous poster is correct that 2 .. |
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| Tue Aug 12 9:36:53 2008 |
You're searching for private money or hard money .. |
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| Tue Aug 12 9:35:16 2008 |
I'm sure that with a good letter of explanation .. |
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| Tue Aug 12 9:33:13 2008 |
Without 2 years of income documentation no .. |
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| Tue Aug 12 9:31:01 2008 |
Not sure what you're hoping to accomplish here. I .. |
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| Mon Aug 4 4:54:00 2008 |
Also (at least for now) down payment assistance .. |
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| Mon Jul 28 6:09:52 2008 |
It sounds like the bank took back your home and .. |
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| Mon Jul 28 6:08:33 2008 |
If you can you should try to do a quit claim deed .. |
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| Mon Jul 28 6:06:27 2008 |
he most definatley .. |
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| Mon Jul 28 6:05:06 2008 |
I would recommend doing a gift of equity purchase .. |
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| Mon Jul 28 6:02:03 2008 |
An option you should look at is using some of .. |
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| Mon Jul 28 6:00:17 2008 |
An open end mortgage is a revolving line of .. |
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| Wed Jul 23 12:10:26 2008 |
agreed. Do an internet search for a local title .. |
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| Wed Jul 23 12:09:03 2008 |
There are many unique requirements for texas cash .. |
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| Wed Jul 23 12:06:22 2008 |
There are a couple of problems with your .. |
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| Tue Jul 15 4:02:29 2008 |
most mortgages these days are not assignable. If .. |
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| Mon Jul 7 6:36:58 2008 |
I assume you do not have 12 months title .. |
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| Mon Jul 7 6:34:34 2008 |
Hard Money or private investors have no credit .. |
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| Mon Jul 7 6:31:54 2008 |
Did you go to 120 days late If so it is .. |
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| Mon Jul 7 6:28:42 2008 |
.. |
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| Mon Jul 7 6:27:14 2008 |
Are you talking about a Line of Credit If so this .. |
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| Mon Jul 7 6:25:40 2008 |
I'm confused about what your asking. Can you be .. |
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| Mon Jul 7 6:24:50 2008 |
Are you the gentleman a spoke with that needs .. |
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| Fri Jun 20 10:06:13 2008 |
I can't see a situation where that would be the .. |
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| Fri Jun 20 10:04:25 2008 |
I can refer you to one. drop me an .. |
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| Fri Jun 20 6:37:42 2008 |
What I want to know is if I need to be federally .. |
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| Mon Jun 16 12:19:40 2008 |
How much did you buy the house for
How much is .. |
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| Mon Jun 16 12:17:48 2008 |
At this point FHA seems like your likeliest .. |
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| Mon Jun 16 12:13:33 2008 |
If you truly have no other debt that it looks .. |
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| Mon Jun 16 11:59:29 2008 |
Your credit is good. IF you want to list your .. |
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| Thu Jun 12 7:36:35 2008 |
Do you have any money to put down
If nothing .. |
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| Wed Jun 4 2:36:07 2008 |
So your making about $7000K per month which isn't .. |
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| Fri May 23 8:26:18 2008 |
I have gotten into the habit of trying to frame .. |
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| Fri May 23 8:19:43 2008 |
Are you referring to the VA funding fee THere is .. |
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| Fri May 23 8:17:54 2008 |
There are still a few options for people with bad .. |
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| Fri May 23 8:15:55 2008 |
You can try listing your house for sale with a .. |
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| Fri May 23 8:13:54 2008 |
FHA offers extremly low MI to borrowers. Other .. |
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| Fri May 23 8:12:03 2008 |
This is very .. |
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| Thu May 22 6:41:51 2008 |
assuming you can fully document your income and .. |
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| Thu May 22 6:34:01 2008 |
sounds like they are gathering the required .. |
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| Tue Apr 29 10:34:48 2008 |
How many properties do they own
What type of .. |
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| Thu Apr 24 10:19:41 2008 |
I share my colleagues sentiment about the loan .. |
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| Thu Apr 24 10:15:39 2008 |
If you want to get a conforming loan the lender .. |
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| Tue Apr 22 11:56:06 2008 |
If you can provide full documentation of your .. |
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| Mon Apr 21 10:59:10 2008 |
Were you just .. |
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| Thu Apr 17 11:51:48 2008 |
Yes. There are still lenders out there tha will .. |
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| Wed Apr 16 8:50:24 2008 |
Yes sir you got it.
If your pre-qualified .. |
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| Mon Apr 14 7:30:58 2008 |
This is a somewhat complicated question. .. |
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| Fri Apr 11 7:25:49 2008 |
ouch can't we all just get along
As a .. |
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| Fri Apr 11 7:16:52 2008 |
Good information has been provided to you here. .. |
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| Fri Apr 11 7:07:20 2008 |
Example A (conforming loan):
The loan limit, .. |
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| Fri Apr 11 7:01:17 2008 |
How are you trying to verify your income Can you .. |
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| Fri Apr 4 5:04:06 2008 |
The only way to remove her is to do a complete .. |
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| Fri Apr 4 5:02:57 2008 |
FHA is highly driven by compensating factors such .. |
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| Tue Apr 1 3:42:28 2008 |
On average you should give yourself about 21 .. |
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| Tue Apr 1 3:40:17 2008 |
The most simple way to figure it out is to do the .. |
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| Tue Apr 1 3:32:54 2008 |
Advice on choosing mortgage - first time home buyers. .. |
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| Tue Apr 1 3:29:45 2008 |
Does bank of America have a no doc program I was .. |
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| Tue Apr 1 3:25:47 2008 |
TExas has some very strange laws about this. I .. |
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| Mon Mar 31 11:10:04 2008 |
Advisign a client against talking to a broker is .. |
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| Mon Mar 31 11:07:04 2008 |
I've compiled a pretty good basic look at what .. |
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| Mon Mar 31 11:03:38 2008 |
How much of a home are you looking to buy
What .. |
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| Mon Mar 31 11:01:38 2008 |
I don't know. Can you translate that into .. |
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| Fri Mar 28 7:42:15 2008 |
You have to be careful about the no closing cost .. |
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| Fri Mar 28 7:36:41 2008 |
A client of mine recently did a 25% LTV cash out .. |
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| Fri Mar 28 7:34:21 2008 |
Yes i would seek another source that won't .. |
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| Mon Mar 24 7:04:43 2008 |
If your looking to lower the rate on the first, .. |
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| Mon Mar 3 6:29:11 2008 |
FHA won't do a loan with DTI above 50%.
Have .. |
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| Fri Feb 15 7:37:59 2008 |
Why do you state you disagree with me and then .. |
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| Thu Feb 14 3:53:17 2008 |
What are the debt ratios out of .. |
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| Thu Feb 14 3:01:49 2008 |
Agreed. Very few situation where a 30/15 is going .. |
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| Thu Feb 14 2:57:33 2008 |
Opposite.
Increased calls however fewer .. |
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| Thu Feb 14 2:52:05 2008 |
I wouldn't say that. I think that FHA .. |
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| Thu Feb 14 2:46:56 2008 |
Is the seller willing to participate in order to .. |
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| Thu Feb 14 2:28:14 2008 |
DO NOT PAY NON REFUNDABLE UPFRONT .. |
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| Thu Feb 14 2:23:16 2008 |
Yes they have been debating this FHA reform bill .. |
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| Thu Feb 14 2:19:21 2008 |
The market stopped making any sence to me over .. |
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| Tue Jan 29 6:52:38 2008 |
The answer is yes assuming your home appraises .. |
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| Tue Jan 29 6:49:21 2008 |
More information is needed to give you a .. |
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| Mon Jan 28 5:38:55 2008 |
Actually as far as FHA is concerned these letters .. |
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| Mon Jan 28 5:34:40 2008 |
Now that there is a 90 day late showing it will .. |
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| Sun Jan 27 5:12:21 2008 |
This is called a gift of equity if your obtaining .. |
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| Sun Jan 27 5:07:35 2008 |
What are your credit scores now with the lates .. |
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| Sun Jan 27 5:05:24 2008 |
You should be able to get rates of 6% on a 30 .. |
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| Thu Jan 17 5:27:16 2008 |
Hopefully your going to be able to fully document .. |
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| Thu Jan 17 5:25:18 2008 |
Unfortunately for the title companies they only .. |
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| Thu Jan 17 5:22:12 2008 |
Glad to hear a happy ending for .. |
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| Mon Dec 10 7:01:34 2007 |
That sounds like a simple enough FHA purchase .. |
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| Sun Dec 9 6:37:02 2007 |
You may want to talk to a lawyer about the .. |
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| Sun Dec 9 6:34:26 2007 |
2 ways.. you can eithe write them and wait.. .. |
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| Sun Dec 9 6:32:34 2007 |
How much is the land worth
YOu can expect to .. |
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| Sun Dec 9 6:31:27 2007 |
Well it all depends on if your son and his wife .. |
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| Fri Dec 7 8:13:45 2007 |
Financing for these types of projects if very .. |
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| Fri Dec 7 8:07:49 2007 |
Option 1. Sell the house as you requested and .. |
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| Thu Dec 6 7:11:45 2007 |
How many portfolio lenders are there out there .. |
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| Thu Dec 6 12:01:57 2007 |
I would say you are comletely safe. Just be aware .. |
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| Thu Dec 6 11:58:50 2007 |
Sorry about the link didn't realise it was .. |
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| Thu Dec 6 6:08:29 2007 |
My Community Mortgage .. |
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| Thu Dec 6 4:08:28 2007 |
This is a standard Fannie Mae guideline. If you .. |
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| Thu Dec 6 4:04:22 2007 |
Condotels are not a property type they .. |
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| Tue Dec 4 5:22:52 2007 |
FHA would get you very close to 100% financing. .. |
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| Tue Dec 4 5:16:55 2007 |
You should very easily be able to get a 30 year .. |
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| Tue Nov 13 8:47:41 2007 |
For bad credit mortgage information here is a .. |
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| Tue Nov 13 8:33:37 2007 |
I can get you up to 90% LTV on NOO SFR blanket .. |
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| Tue Nov 13 8:28:17 2007 |
With good credit (680+) I can get you 90% Stated .. |
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