| Posts by ckalvesmaki |
| Posting date
| Subject |
| Posted: Wed Oct 15 9:34:34 2008 |
mistake .. |
| Posted: Wed Oct 15 8:56:01 2008 |
You can change brokers at any time.....what has .. |
| Posted: Tue Oct 14 7:43:38 2008 |
The current lender may be able to remove his .. |
| Posted: Tue Oct 14 7:42:03 2008 |
You need to talk to a real estate attorney. .. |
| Posted: Tue Oct 14 7:40:08 2008 |
There are no longer lenders who will write a .. |
| Posted: Tue Oct 14 7:39:09 2008 |
your best bet is to work with a broker. There .. |
| Posted: Mon Sep 29 7:56:29 2008 |
The trailing spouse is treated as if he/she has .. |
| Posted: Mon Sep 29 7:49:17 2008 |
if the mortgage is paid off then there isn't a .. |
| Posted: Mon Sep 29 7:45:38 2008 |
Do you have credit score information Are they .. |
| Posted: Mon Aug 25 20:44:56 2008 |
They will ask you to execute a 4506T which gives .. |
| Posted: Mon Aug 25 20:40:28 2008 |
There isn't a way to calculate random .. |
| Posted: Mon Aug 25 20:38:55 2008 |
No you are not responsible for the .. |
| Posted: Mon Aug 25 20:35:50 2008 |
yes but her debts will need to be .. |
| Posted: Mon Aug 25 20:32:40 2008 |
Tha max loan amount for a cash out refi in TX is .. |
| Posted: Thu Aug 21 9:42:57 2008 |
ok well on the surface it looks like you will be .. |
| Posted: Thu Aug 21 8:59:19 2008 |
I'm beginning the process of searching a .. |
| Posted: Thu Aug 21 8:52:26 2008 |
Any debt included in the BK can't be collected. .. |
| Posted: Thu Aug 21 8:48:50 2008 |
On the FNMA 1003 Uniform Residential Loan Appl, .. |
| Posted: Thu Aug 21 8:44:33 2008 |
We are buying a 318,000 home with 10% down...we .. |
| Posted: Tue Aug 19 10:19:53 2008 |
You can call your lender and ask them to do a .. |
| Posted: Tue Aug 19 10:14:49 2008 |
You will not be able to get a home equity loan or .. |
| Posted: Tue Aug 19 10:10:05 2008 |
It is a violation of RESPA to require a borrower .. |
| Posted: Thu Aug 14 13:09:32 2008 |
The answer is yes.....Your mortgage lien holder .. |
| Posted: Thu Aug 14 13:05:23 2008 |
it would be more than likely viewed as a .. |
| Posted: Fri Aug 1 17:22:48 2008 |
You can call your current lender and see if they .. |
| Posted: Fri Aug 1 17:21:20 2008 |
You may want to seek a second opinion.....it .. |
| Posted: Fri Aug 1 15:11:49 2008 |
OK.....how much did you deduct Do you still have .. |
| Posted: Fri Aug 1 15:09:48 2008 |
I don't think this scheme is .. |
| Posted: Fri Aug 1 15:08:46 2008 |
You would be better off getting a refi in your .. |
| Posted: Fri Aug 1 15:05:38 2008 |
It varies by state but yes they .. |
| Posted: Fri Aug 1 15:04:17 2008 |
What kind of deductions did you have Normally .. |
| Posted: Fri Aug 1 10:58:31 2008 |
For a rate and term refi there is not a one year .. |
| Posted: Fri Aug 1 10:49:22 2008 |
Are you self .. |
| Posted: Wed Jul 30 8:00:41 2008 |
What is the purchase price The loan may pass a .. |
| Posted: Mon Jul 28 19:26:23 2008 |
sure they can.....you don't own the home .. |
| Posted: Mon Jul 28 7:54:33 2008 |
Hi, I am looking for a loan for my investor who .. |
| Posted: Fri Jul 25 16:51:48 2008 |
Neg Am loans are allowable in TX as long as the .. |
| Posted: Fri Jul 25 16:50:14 2008 |
Hello! For my homework I have to get a direct .. |
| Posted: Fri Jul 25 16:46:03 2008 |
Was the home purchased originally as a primary .. |
| Posted: Fri Jul 25 16:44:09 2008 |
You don't have the 20% down so you will have a .. |
| Posted: Sun Apr 13 12:15:30 2008 |
I didn't think they where offering retail .. |
| Posted: Sun Apr 13 12:14:00 2008 |
It's not a law...
I'm assuming the loan was .. |
| Posted: Tue Mar 25 8:00:47 2008 |
Overview: 36 on time payments, 50@LTV, good debt .. |
| Posted: Tue Mar 25 7:58:08 2008 |
Guest....
Yes he is in contempt of .. |
| Posted: Tue Mar 25 7:54:51 2008 |
Where you more than 120 days late on the mortgage .. |
| Posted: Tue Mar 25 7:52:23 2008 |
What you are asking for is called a short .. |
| Posted: Tue Mar 25 7:50:57 2008 |
You will need to wait until December 2008 to refi .. |
| Posted: Tue Mar 25 7:46:05 2008 |
We purchased our north of Dallas area home in Dec .. |
| Posted: Mon Mar 10 21:58:26 2008 |
Wow Shayne,
You are totally off base when it .. |
| Posted: Mon Mar 10 8:41:57 2008 |
You would need to have the county subdivide the .. |
| Posted: Tue Feb 26 13:45:59 2008 |
Charles.....I wasn't trying to "opine" .. |
| Posted: Tue Feb 26 7:23:58 2008 |
The comment about Irwin was made by me. .. |
| Posted: Sat Feb 23 8:52:38 2008 |
Do you have an exemption from the state of TX due .. |
| Posted: Thu Feb 21 10:02:43 2008 |
Lisa your answer isn't quite right......
The .. |
| Posted: Mon Feb 18 8:13:25 2008 |
I think we are seeing more of a spread between .. |
| Posted: Fri Feb 15 10:17:20 2008 |
Lisa,
Second homes in TX are NOT covered under .. |
| Posted: Fri Feb 15 10:12:12 2008 |
I think we are saying the same thing.....maybe in .. |
| Posted: Fri Feb 15 8:17:45 2008 |
Lisa Chris...
I am going to disagree with .. |
| Posted: Thu Feb 14 8:55:09 2008 |
What is the rate What are your credit scores Are .. |
| Posted: Thu Feb 14 8:51:55 2008 |
We are looking for a commercial mortgage of .. |
| Posted: Wed Feb 13 8:33:14 2008 |
Nick,
As a general rule of thumb.....most if .. |
| Posted: Wed Feb 13 0:48:01 2008 |
Jerome let me correct some of the information .. |
| Posted: Mon Feb 11 7:08:49 2008 |
There are very few lenders who will do a second .. |
| Posted: Sun Feb 10 21:17:03 2008 |
It depends on how the trust was .. |
| Posted: Sun Feb 10 16:38:05 2008 |
What was the reason for the denial..... What .. |
| Posted: Sat Feb 9 20:03:13 2008 |
Most title companies do not disburse the same day .. |
| Posted: Sat Feb 9 20:02:27 2008 |
mortgage preapproval rollover and fico score .. |
| Posted: Sat Feb 9 19:56:17 2008 |
Posted: 09 Feb 2008 13:31 Post subject: .. |
| Posted: Sat Feb 9 10:31:15 2008 |
Just thought I'd post the actual email I .. |
| Posted: Sat Feb 9 10:15:47 2008 |
Im going to stick by my previous .. |
| Posted: Fri Feb 8 7:56:52 2008 |
I FOUND THIS WEBSITE THIS MORNING AND I AM HOPING .. |
| Posted: Fri Feb 8 7:48:55 2008 |
Let me clarify.....When you are looking at a home .. |
| Posted: Thu Feb 7 11:04:57 2008 |
yes......the 5/1 ARM will be anywhere form .5-1% .. |
| Posted: Thu Feb 7 10:00:00 2008 |
We owned a home in .. |
| Posted: Thu Feb 7 9:46:48 2008 |
Do you know what your actual mid score is There .. |
| Posted: Thu Feb 7 7:23:58 2008 |
All mortgage related credit pulls in a 14 day .. |
| Posted: Thu Feb 7 7:21:10 2008 |
Daniella....
What are your credit scores I .. |
| Posted: Thu Feb 7 7:17:56 2008 |
The interest on a mortgage is paid in .. |
| Posted: Wed Feb 6 7:30:32 2008 |
Removing her from title doesn't get rid of the .. |
| Posted: Wed Feb 6 7:22:24 2008 |
80% of the value of the home.....assuming primary .. |
| Posted: Wed Feb 6 7:21:17 2008 |
We just got our ARM "adjustment" letter .. |
| Posted: Wed Feb 6 7:18:26 2008 |
You need permission from .. |
| Posted: Wed Feb 6 7:17:50 2008 |
Padawan.......There really isn't a way to answer .. |
| Posted: Tue Feb 5 9:37:22 2008 |
There are still a few lenders who will do the .. |
| Posted: Tue Feb 5 9:06:57 2008 |
I got a brochure on this product at a home show. .. |
| Posted: Tue Feb 5 9:01:18 2008 |
Okay - long story, sticky situation...
was .. |
| Posted: Tue Feb 5 8:55:20 2008 |
Hey George........Who you calling grey..LOL.....I .. |
| Posted: Mon Feb 4 9:17:01 2008 |
Wow Brad........and you know this based on what .. |
| Posted: Mon Feb 4 8:46:47 2008 |
We currently owe $268,000 on our 2 year old home .. |
| Posted: Mon Feb 4 8:23:26 2008 |
Conforming loans are 2 years from filing and FHA .. |
| Posted: Mon Feb 4 8:20:17 2008 |
i file as a professional gambler for the last six .. |
| Posted: Sun Feb 3 8:07:39 2008 |
Yes Holly......unless you are getting a 15 year .. |
| Posted: Sun Feb 3 7:56:04 2008 |
Age discrimination is .. |
| Posted: Sat Feb 2 10:20:45 2008 |
If the savings account is in your wifes name only .. |
| Posted: Sat Feb 2 10:19:38 2008 |
You need to discuss this with your divorce .. |
| Posted: Sat Feb 2 10:18:16 2008 |
Here is my situation:
Recently, my mother and .. |
| Posted: Sat Feb 2 10:10:18 2008 |
How does adding the wife benefit him Are they .. |
| Posted: Sat Feb 2 10:08:41 2008 |
On an FHA 203k yess it is allowbale for the .. |
| Posted: Sat Feb 2 10:07:04 2008 |
Mac_7
That information isn't entirely .. |
| Posted: Fri Feb 1 13:35:42 2008 |
If you are not taking cash out.........then no it .. |
| Posted: Fri Feb 1 9:53:31 2008 |
One other comment.....a lot of the ARMS where .. |
| Posted: Fri Feb 1 9:50:55 2008 |
I think Eric is giving good advice.......Since we .. |
| Posted: Fri Feb 1 9:43:57 2008 |
Jessica..I am going to .. |
| Posted: Fri Feb 1 7:59:34 2008 |
Jessica,
80/20 loans are still .. |
| Posted: Thu Jan 31 10:03:18 2008 |
If you are receiving cash back at closing that is .. |
| Posted: Thu Jan 31 7:14:48 2008 |
Patricia.......There are different things that .. |
| Posted: Thu Jan 31 7:08:15 2008 |
There really isn't a subscription service per se .. |
| Posted: Wed Jan 30 10:31:28 2008 |
That may be the case......and if it is.......then .. |
| Posted: Wed Jan 30 9:36:05 2008 |
There are lenders who will ignore the .. |
| Posted: Wed Jan 30 9:30:47 2008 |
Sara.......It matters because even on a stated .. |
| Posted: Wed Jan 30 9:12:23 2008 |
Are you going to be paying cash for the home Is .. |
| Posted: Wed Jan 30 9:07:58 2008 |
HR 3915 restricts YSP on subprime loans but has .. |
| Posted: Wed Jan 30 9:01:49 2008 |
A survey lays out the exact longitude and .. |
| Posted: Wed Jan 30 9:00:06 2008 |
Hey Greg.....I think the OP is talking about .. |
| Posted: Wed Jan 30 8:55:49 2008 |
Its not that complicated.....If he is on .. |
| Posted: Tue Jan 29 7:21:26 2008 |
Refinanced thru Citi Mortage was told prior to .. |
| Posted: Sat Jan 26 9:00:30 2008 |
What is the purchase price of the new home A 5/1 .. |
| Posted: Sat Jan 26 8:57:30 2008 |
Please see my commnets in your .. |
| Posted: Fri Jan 25 15:16:39 2008 |
The only big Chinese bank here is the Honk Kong .. |
| Posted: Thu Jan 24 8:57:53 2008 |
What is your current rate What do you owe on the .. |
| Posted: Thu Jan 24 8:55:22 2008 |
Lisa......I'm not trying to argue with you......I .. |
| Posted: Thu Jan 24 8:24:58 2008 |
sorry that was me above........forgot to log .. |
| Posted: Thu Jan 24 0:30:04 2008 |
combo loan can be done as .. |
| Posted: Thu Jan 24 0:12:39 2008 |
Yes your loan can be done........however.....what .. |
| Posted: Thu Jan 24 0:00:52 2008 |
Depending on your credit scores.........There are .. |
| Posted: Wed Jan 23 23:56:19 2008 |
It's no longer legal in a lot of states because .. |
| Posted: Wed Jan 23 23:54:47 2008 |
I'm in a situation to buy a new house for the .. |
| Posted: Wed Jan 23 7:52:15 2008 |
I happen to agree......I think it's an .. |
| Posted: Wed Jan 23 7:42:22 2008 |
Why don't you just get the loan in your name then .. |
| Posted: Mon Jan 21 23:03:28 2008 |
While this is a very informative post........DU .. |
| Posted: Mon Jan 21 8:16:56 2008 |
FHA is your best .. |
| Posted: Mon Jan 21 8:15:59 2008 |
What are your credit scores I'm seeing that rate .. |
| Posted: Sun Jan 20 7:32:15 2008 |
Shane you are correct.......it has always been .. |
| Posted: Sat Jan 19 13:08:43 2008 |
Do you know what your credit scores are What is .. |
| Posted: Fri Jan 18 8:43:04 2008 |
There are a couple of options available to .. |
| Posted: Thu Jan 17 20:21:30 2008 |
your 1098 should have been mailed out by .. |
| Posted: Thu Jan 17 9:17:52 2008 |
Sagar.......your employer must provide you .. |
| Posted: Thu Jan 17 9:14:31 2008 |
The professional mortgage people who post here .. |
| Posted: Thu Jan 17 9:11:49 2008 |
Hi Anthony,
The government can't .. |
| Posted: Wed Jan 16 16:07:26 2008 |
was the house affirmedn in the BK If it wasn't .. |
| Posted: Wed Jan 16 8:20:13 2008 |
Has the house gone up in value What is your .. |
| Posted: Wed Jan 16 8:16:26 2008 |
Is there a renter currently in the house Are you .. |
| Posted: Wed Jan 16 8:15:02 2008 |
Hi Gary and welcome to mortgage .. |
| Posted: Wed Jan 16 8:06:51 2008 |
Are you in TX The reason I ask is because TX .. |
| Posted: Wed Jan 16 8:02:10 2008 |
You shouldn't be ordering an appraisal......That .. |
| Posted: Wed Jan 16 7:56:58 2008 |
I have about 80K in equity in my home, but my .. |
| Posted: Wed Jan 16 7:52:42 2008 |
What was the reason for your BK What is your .. |
| Posted: Tue Jan 15 8:40:00 2008 |
What type of loan do you currently have If it is .. |
| Posted: Mon Jan 14 6:42:07 2008 |
The range of documentation types runs the gamut .. |
| Posted: Sun Jan 13 10:51:25 2008 |
Ernie....investment properties are not covered by .. |
| Posted: Sun Jan 13 10:48:06 2008 |
EZ.....gonna disagree with you.....not all .. |
| Posted: Sun Jan 13 10:46:04 2008 |
what next......
What is your actual income and .. |
| Posted: Fri Jan 11 13:49:54 2008 |
Who is your lender What kind of loan do you .. |
| Posted: Fri Jan 11 12:17:37 2008 |
Hi
I have a unit that i live in worth 200K. I .. |
| Posted: Fri Jan 11 9:31:28 2008 |
That isn't normally an issue......what is your .. |
| Posted: Fri Jan 11 7:09:10 2008 |
Mike....can you give some info as to the program .. |
| Posted: Fri Jan 11 7:07:48 2008 |
Ed......Is this going to be a primary residence .. |
| Posted: Wed Jan 9 20:08:07 2008 |
I'm going to disagree with what some of the other .. |
| Posted: Wed Jan 9 19:57:52 2008 |
Lisa,
On a TX refi transaction with no cash .. |
| Posted: Wed Jan 9 15:49:16 2008 |
No there .. |
| Posted: Tue Jan 8 10:54:43 2008 |
Good morning......There is a loan available via .. |
| Posted: Mon Jan 7 23:22:25 2008 |
My point still stands........There are other .. |
| Posted: Mon Jan 7 21:37:50 2008 |
Banker.......I'm not going to argue with .. |
| Posted: Mon Jan 7 16:15:19 2008 |
The net amount of the sale price can be given as .. |
| Posted: Mon Jan 7 8:10:45 2008 |
Welcome to TX Victor.....
What part of Plano .. |
| Posted: Mon Jan 7 7:55:50 2008 |
Lisa.......The reason you where asked not to spam .. |
| Posted: Mon Jan 7 7:48:29 2008 |
Good morning all......
I don't like the tone .. |
| Posted: Tue Jan 1 9:36:43 2008 |
The conforming loan limit is 417k.....
1st .. |
| Posted: Mon Dec 31 19:13:16 2007 |
The reality of it is......that a home inspection .. |
| Posted: Mon Dec 31 19:10:06 2007 |
A mod has to do it.......what post do you want .. |
| Posted: Sun Dec 30 22:16:09 2007 |
The problem is the age of the mobile .. |
| Posted: Sun Dec 30 22:13:08 2007 |
I doubt the lender will allow an assumption when .. |
| Posted: Sun Dec 30 22:11:06 2007 |
Combining the 2 mortgages would put you over the .. |
| Posted: Sun Dec 30 22:09:12 2007 |
There isn't any easy answer to this .. |
| Posted: Sun Dec 30 9:33:36 2007 |
What is the value of the home How much do you .. |
| Posted: Sun Dec 30 9:32:14 2007 |
The Texas A6 laws do not address a min .. |
| Posted: Sun Dec 30 9:25:24 2007 |
Well.......I am still in business......and ummmm .. |
| Posted: Sun Dec 30 1:16:42 2007 |
Sandra.......To answer your questions......you .. |
| Posted: Sun Dec 30 1:11:04 2007 |
I edited your post to remove your phone .. |
| Posted: Sun Dec 30 1:08:17 2007 |
You would want to write your offer with a .. |
| Posted: Sun Dec 30 1:07:03 2007 |
The OP did not mention rescinding......it sounds .. |
| Posted: Sat Dec 29 22:03:16 2007 |
IL is much different than CA......in CA it is far .. |
| Posted: Sat Dec 29 21:54:28 2007 |
It shouldn't change anything.......unless you .. |
| Posted: Sat Dec 29 21:52:41 2007 |
She doesn't have to be on title but will still .. |
| Posted: Sat Dec 29 21:51:15 2007 |
What is your loan to value MIP is for FHA loans .. |
| Posted: Sat Dec 29 21:49:46 2007 |
Rick offers that service in conjunction with him .. |
| Posted: Sat Dec 29 18:40:04 2007 |
In a mortgage transaction they are one in the .. |
| Posted: Sat Dec 29 18:39:10 2007 |
Banker......You would have a title seasoning .. |
| Posted: Sat Dec 29 18:33:05 2007 |
I think we are jumping the gun on the shop .. |
| Posted: Sat Dec 29 18:28:12 2007 |
Per RESPA guidelines.......you as a consumer are .. |
| Posted: Sat Dec 29 11:38:53 2007 |
Can you tell us a bit more about your situation. .. |
| Posted: Sat Dec 29 11:35:57 2007 |
Are you on the title to the home currently What .. |
| Posted: Fri Dec 28 8:50:58 2007 |
The difference in the monthly payment is about 50 .. |
| Posted: Tue Dec 18 9:02:22 2007 |
Have you tried calling the lender You may be .. |
| Posted: Tue Dec 18 9:00:39 2007 |
Mac_7......As of know conforming loan rates are .. |
| Posted: Thu Dec 13 9:20:36 2007 |
It might actually be easier if you posted your .. |
| Posted: Thu Dec 13 9:17:13 2007 |
Good morning Jeanette,
Can you post a little .. |
| Posted: Thu Dec 13 9:14:20 2007 |
Alphilkel Posted: 12 Dec 2007 20:31 Post .. |
| Posted: Thu Dec 13 9:10:14 2007 |
The effect on your credit will be the .. |
| Posted: Thu Dec 13 9:07:47 2007 |
mwollman225 Posted: 12 Dec 2007 21:27 Post .. |
| Posted: Thu Dec 13 9:02:23 2007 |
Contrary to what Larry has .. |
| Posted: Thu Dec 6 8:31:24 2007 |
There are thousands of sites on the internet that .. |
| Posted: Wed Dec 5 9:52:37 2007 |
With the new laws that are being written chances .. |
| Posted: Tue Dec 4 8:14:24 2007 |
If you are talking about dry vs wet funding(or .. |
| Posted: Tue Dec 4 8:08:40 2007 |
If the house is a primary residence then it would .. |
| Posted: Tue Dec 4 7:59:25 2007 |
Yes.......You can do a cash out refi on a second .. |
| Posted: Sat Oct 13 13:58:13 2007 |
Lee there are some options that can be .. |
| Posted: Sat Oct 13 13:55:49 2007 |
Rene,
A short sale is considered a foreclosure .. |
| Posted: Sat Oct 13 13:51:45 2007 |
Tom in your earlier post........You had talked .. |
| Posted: Fri Oct 12 10:03:07 2007 |
Posted: 12 Oct 2007 05:22 Post subject: Help .. |
| Posted: Wed Oct 3 21:54:22 2007 |
I'm going to give you my $.02 on this. The .. |
| Posted: Wed Oct 3 21:50:00 2007 |
If at the time of purchase he signed a quit claim .. |
| Posted: Wed Oct 3 13:11:09 2007 |
There is nothing wrong with collecting YSP in .. |
| Posted: Mon Oct 1 17:09:03 2007 |
The loan can be done in the name of the .. |
| Posted: Mon Oct 1 12:37:10 2007 |
As a side note.......Once you have completed your .. |
| Posted: Mon Oct 1 8:16:03 2007 |
Joe Joe,
While your credit scores are good. I .. |
| Posted: Fri Sep 28 19:04:53 2007 |
Are you a mortgage .. |
| Posted: Thu Sep 27 11:19:25 2007 |
Your best bet is to apply for the loan.......Do .. |
| Posted: Thu Sep 27 9:25:09 2007 |
The state constitution details what can and .. |
| Posted: Thu Sep 27 9:20:35 2007 |
The negative to an option ARM is the fact that .. |
| Posted: Thu Sep 27 8:43:28 2007 |
Yes Option Arms are available in TX.......any .. |
| Posted: Thu Sep 27 8:41:33 2007 |
Hi Jeffrey,
Second homes and investment homes .. |
| Posted: Wed Sep 26 7:58:54 2007 |
Then you will not qualify for the FHA secure .. |
| Posted: Tue Sep 25 15:02:30 2007 |
Where your late payments made before or after .. |
| Posted: Tue Sep 25 14:02:28 2007 |
The key issue with the FHA secure program is that .. |
| Posted: Tue Sep 25 9:13:30 2007 |
You may be able to get a conforming rate or .. |
| Posted: Sun Sep 23 10:12:11 2007 |
Can you give us a little more feed back on your .. |
| Posted: Fri Sep 21 14:12:58 2007 |
How many times have you been late on the mortgage .. |
| Posted: Fri Sep 21 10:11:43 2007 |
There are programs that do allow for the .. |
| Posted: Wed Sep 19 9:57:25 2007 |
Yes that is correct your total loan amount .. |
| Posted: Mon Sep 17 20:41:53 2007 |
That is the maximum amount of the loan. You can .. |
| Posted: Mon Sep 17 15:30:53 2007 |
unemployment is not income........The rate will .. |
| Posted: Mon Sep 17 15:29:21 2007 |
Citi may do that because they are a portfolio .. |
| Posted: Mon Sep 17 15:27:45 2007 |
You can't negotiate a denial......however the .. |
| Posted: Mon Sep 17 15:23:46 2007 |
If you're self employed it's based on the .. |
| Posted: Tue Sep 11 15:25:40 2007 |
Do you know what your credit scores are What is .. |
| Posted: Wed Sep 5 13:51:44 2007 |
The proceeds would be the money you recieve when .. |
| Posted: Wed Sep 5 12:25:48 2007 |
So the did earned interest in lieu of allowing .. |
| Posted: Wed Sep 5 11:57:39 2007 |
The answer would be the day it .. |
| Posted: Wed Sep 5 11:56:12 2007 |
In our new world of securitized finance, what the .. |
| Posted: Tue Aug 21 7:34:38 2007 |
What kind of BK is .. |
| Posted: Mon Aug 20 17:59:28 2007 |
you need to check the terms of the .. |
| Posted: Mon Aug 20 7:59:11 2007 |
Can you post a little more information about your .. |
| Posted: Mon Aug 20 7:55:26 2007 |
csdancer,
Do you know the value of the home .. |
| Posted: Sun Aug 19 22:46:43 2007 |
how long ago was the property gifted to you The .. |
| Posted: Sun Aug 19 22:43:54 2007 |
Hi csdancer,
Welcome to mortgage fit. Can you .. |
| Posted: Thu Aug 9 10:12:50 2007 |
65-75% in todays market place.....depending on .. |
| Posted: Thu Aug 9 10:08:44 2007 |
A quit claim deed does not remove him from the .. |
| Posted: Wed Jun 27 9:00:46 2007 |
if you go to myfico.com they have a fico .. |
| Posted: Sun Jun 24 19:30:28 2007 |
That would depend on the state you are in. There .. |
| Posted: Sat Jun 23 8:49:12 2007 |
Hello Vernon,
What you can do is, you can .. |
| Posted: Sat Jun 23 8:45:43 2007 |
I'm planning to buy a house , but cannot .. |
| Posted: Fri Jun 22 9:49:47 2007 |
What is your current rate Is this a cash out .. |
| Posted: Fri Jun 22 8:03:36 2007 |
WE HAVE PLANS TO WAIT TIL NEXT YR BEFORE .. |
| Posted: Sat Jun 16 10:13:43 2007 |
You need to wait until you have 2 years post BK. .. |
| Posted: Thu Jun 14 9:02:30 2007 |
Hi Sagar,
I can't cut and paste a ratesheet it .. |
| Posted: Wed Jun 13 9:41:07 2007 |
If you are coming out of college or re-entering .. |
| Posted: Wed Jun 13 9:39:21 2007 |
Hi Jenny,
It sounds like the reason for your .. |
| Posted: Wed Jun 13 9:34:36 2007 |
I have a 30yr fixed .. |
| Posted: Wed Jun 13 6:54:58 2007 |
Sagar,
Of course lenders give YSP on prime and .. |
| Posted: Wed Jun 13 6:48:48 2007 |
Hi Jenny,
First of all welcome to Mortgage .. |
| Posted: Tue Jun 12 9:21:41 2007 |
it would appear that on the surface you do .. |
| Posted: Tue Jun 12 9:19:08 2007 |
You can take a second mortgage out for up to 125% .. |
| Posted: Tue Jun 12 9:16:12 2007 |
Nery,
There are some other loan programs out .. |
| Posted: Tue Jun 12 7:39:30 2007 |
To be honest with out seeing the actual rate .. |
| Posted: Sun Jun 10 17:40:48 2007 |
Has your lender or broker given you a good faith .. |
| Posted: Sun Jun 10 13:53:58 2007 |
Well it would seem to be farily straight .. |
| Posted: Sun Jun 10 10:51:06 2007 |
There may be other options available in your post .. |
| Posted: Sun Jun 10 10:47:37 2007 |
The loan you are being offered is an optin arm. .. |
| Posted: Sat Jun 9 19:16:32 2007 |
If the loan is approved all ready your father .. |
| Posted: Thu Jun 7 8:06:49 2007 |
Posted: 06 Jun 2007 04:28 Post subject: .. |
| Posted: Thu Jun 7 7:57:16 2007 |
If this is a purchase transaction....and thats .. |
| Posted: Mon May 28 9:54:26 2007 |
Posted: 27 May 2007 08:18 Post subject: what .. |
| Posted: Sat May 26 8:39:50 2007 |
There are several differnt 100% options available .. |
| Posted: Wed May 23 19:00:40 2007 |
Are you able to verify your income Do you have .. |
| Posted: Wed May 23 7:28:02 2007 |
Most larger banks because of the volume they do .. |
| Posted: Mon May 21 21:32:59 2007 |
Posted: 21 May 2007 17:29 Post subject: .. |
| Posted: Sun May 20 20:12:01 2007 |
First of all welcome to Mortgage Fit.
There .. |
| Posted: Thu May 3 18:34:19 2007 |
There is no way that a mycommunity or Fannie mae .. |
| Posted: Thu May 3 18:30:48 2007 |
Hard Money requires a max loan to vaule of 65-70% .. |
| Posted: Wed May 2 22:59:58 2007 |
A couple of things.......
Sara.......a judge .. |
| Posted: Wed May 2 16:12:42 2007 |
Cynthia,
There are several ways to get a .. |
| Posted: Wed May 2 16:08:02 2007 |
I hate to rain on your parade....however the .. |
| Posted: Tue May 1 23:50:45 2007 |
yes you can be quick claimed on too .. |
| Posted: Tue May 1 19:49:13 2007 |
There are other options than fannie .. |
| Posted: Tue May 1 19:32:46 2007 |
Ok.....let's clear up another .. |
| Posted: Tue May 1 19:27:08 2007 |
HUH........guys I'm not sure where you are .. |
| Posted: Tue May 1 19:22:25 2007 |
I'm not trying to rain on your parade but .. |
| Posted: Tue May 1 19:18:39 2007 |
Your best bet to clear up your credit would be to .. |
| Posted: Tue May 1 19:10:08 2007 |
Actually the lender will not foreclose per se but .. |
| Posted: Tue May 1 19:07:17 2007 |
I personally work with clients all over the .. |
| Posted: Tue May 1 19:03:33 2007 |
The problem is the deal can't close with out the .. |
| Posted: Tue May 1 19:00:41 2007 |
Hi Ralph.......Let me clarify a few things. With .. |
| Posted: Tue May 1 18:50:20 2007 |
That could violate the terms of your note and it .. |
| Posted: Tue May 1 18:38:35 2007 |
The answer is yes and no......yes you can take .. |
| Posted: Sat Jul 22 20:44:50 2006 |
Sounds like an add to .. |
| Posted: Sat Jul 22 20:40:59 2006 |
Conforming guidelines will allow up to 5k in open .. |
| Posted: Sat Jul 22 20:37:32 2006 |
Hi Francis,
In reality you probably need to .. |
| Posted: Wed Jul 12 0:39:45 2006 |
Caron,
I have been in this business for 10+ .. |
| Posted: Wed Jul 12 0:35:29 2006 |
Jim you may violate the terms of your note and .. |
| Posted: Wed Jul 12 0:30:14 2006 |
The fee cap varies on a state to state .. |
| Posted: Wed Jul 12 0:25:24 2006 |
Calvin,
That is a patently untrue .. |
| Posted: Mon Jul 3 0:04:49 2006 |
Your mother can take cash in a lump sum as well .. |
| Posted: Tue May 2 7:40:21 2006 |
There isn't a requirement that the lender .. |
| Posted: Sat Apr 22 8:51:27 2006 |
Adonis,
That is a very broad based comment and .. |
| Posted: Sun Apr 16 13:14:21 2006 |
Franklin,
She can't get a reverse mortgage if .. |
| Posted: Sun Apr 16 9:40:38 2006 |
Based on some quick math and your wife's age and .. |
| Posted: Sun Apr 16 9:32:40 2006 |
Let's make a correction to this thread......Your .. |
| Posted: Sat Apr 15 14:21:01 2006 |
I have seen conforming loan approvals with debt .. |
| Posted: Sat Apr 15 14:16:18 2006 |
You will need to go through probate and need a .. |
| Posted: Sat Apr 15 14:15:31 2006 |
Credit scores.......Do not matter with an FHA .. |
| Posted: Sat Apr 15 13:23:57 2006 |
If you are going to do a COSI option ARM and you .. |
| Posted: Wed Mar 29 19:46:39 2006 |
I'm sorry to hear about your situation. In order .. |
| Posted: Tue Mar 28 17:07:33 2006 |
Rachel the answer to your question is .. |
| Posted: Mon Mar 27 16:00:27 2006 |
Bill,
Welcome to the forum but direct .. |
| Posted: Mon Mar 27 7:48:45 2006 |
The CODI avg is based on the interest paid on .. |
| Posted: Mon Mar 27 7:22:44 2006 |
It has to be owner occupied at the time of .. |
| Posted: Sun Mar 26 11:38:14 2006 |
Hi Terry,
There may be some other options .. |
| Posted: Sun Mar 26 11:27:45 2006 |
There is more than just score that determines .. |
| Posted: Sun Mar 26 11:20:22 2006 |
You can remain on title as well so nothing could .. |
| Posted: Wed Mar 8 17:55:11 2006 |
You should both make sure you have a pre-approval .. |
| Posted: Wed Mar 8 7:18:12 2006 |
As of yesterday afternoon a circuit court in .. |
| Posted: Tue Mar 7 9:02:25 2006 |
Keep in mind that rates can change on a daily and .. |
| Posted: Tue Mar 7 8:57:57 2006 |
That varies on a state to state .. |
| Posted: Tue Mar 7 8:55:48 2006 |
Absolutley wrong Zemina........Carolina welcom to .. |
| Posted: Tue Mar 7 8:14:26 2006 |
The only problem with that thought process Jerry .. |
| Posted: Tue Feb 28 20:39:39 2006 |
The title company will have to honor the payoff .. |
| Posted: Tue Feb 28 14:02:02 2006 |
At closing an agreement was signed that if there .. |
| Posted: Sat Feb 25 6:51:56 2006 |
There are lenders that will allow you to keep it .. |
| Posted: Thu Feb 23 22:12:35 2006 |
Paul have you considered a reverse mortgage With .. |
| Posted: Thu Feb 23 14:28:21 2006 |
Go to your local title company and they can .. |
| Posted: Thu Feb 23 7:54:40 2006 |
02/22/06, 11:05 AM EST:
10 Year Note: + 8/32 : .. |
| Posted: Wed Feb 22 17:28:22 2006 |
Nick let me clarify a few points,
The type of .. |
| Posted: Wed Feb 22 13:00:37 2006 |
The only time an option arm is not safe is if you .. |
| Posted: Wed Feb 22 12:36:08 2006 |
Have your broker look at a30/10/20 on your .. |
| Posted: Wed Feb 22 12:13:41 2006 |
Hi Nick,
Taking cash out of the current home may .. |
| Posted: Tue Feb 21 20:36:48 2006 |
Your father will need to give the title/escrow .. |
| Posted: Mon Feb 20 14:45:41 2006 |
Is this a double wide or single .. |
| Posted: Mon Feb 20 10:29:40 2006 |
no it will not..........why would your rate .. |
| Posted: Mon Feb 20 8:45:42 2006 |
Then a mortgage late will affect your credit. .. |
| Posted: Mon Feb 20 6:59:42 2006 |
If the mortgage is in both names a quit claim .. |
| Posted: Fri Feb 17 23:42:17 2006 |
deleted........PM Sam if you have a .. |
| Posted: Fri Feb 17 21:18:06 2006 |
self .. |
| Posted: Fri Feb 17 15:30:34 2006 |
You can't assign the mortgage debt. You can quit .. |
| Posted: Fri Feb 17 9:56:21 2006 |
What state are you in. If you are in a community .. |
| Posted: Fri Feb 17 8:23:43 2006 |
What kind of loan is it How long have you had .. |
| Posted: Fri Feb 17 8:12:39 2006 |
What exactly has changed This may or may not be .. |
| Posted: Fri Feb 17 8:02:41 2006 |
What are some of the specifics of the fraud you .. |
| Posted: Thu Feb 16 16:01:21 2006 |
ok...let me back into this you can have a primary .. |
| Posted: Thu Feb 16 12:36:59 2006 |
Davis,
Why do you think you can't qualify for .. |
| Posted: Thu Feb 16 12:34:46 2006 |
Get a real estate attorney. Self done forms may .. |
| Posted: Thu Feb 16 12:30:54 2006 |
TJ
Good thinking on the option arms.......at .. |
| Posted: Thu Feb 16 12:22:20 2006 |
That question should be addressed by the .. |
| Posted: Thu Feb 16 12:20:35 2006 |
Your personal income does not need to support the .. |
| Posted: Thu Feb 16 9:53:42 2006 |
Hi Crissy,
Check the terms on your note. The .. |
| Posted: Thu Feb 16 9:49:59 2006 |
The cut and paste from above is a year old here .. |
| Posted: Wed Feb 15 20:38:12 2006 |
She should probably add you to title and get a .. |
| Posted: Wed Feb 15 20:35:47 2006 |
Ken,
Let me clarify the difference between .. |
| Posted: Wed Feb 15 20:24:59 2006 |
If it's a primary residence no you do not. Your .. |
| Posted: Wed Feb 15 18:53:19 2006 |
did you execute a purchase contract between your .. |
| Posted: Wed Feb 15 18:45:59 2006 |
yes you would have to pay the cap gains .. |
| Posted: Wed Feb 15 18:44:52 2006 |
Yes you can refinance your home in TX. It would .. |
| Posted: Wed Feb 15 12:42:57 2006 |
Lewis,
How long have you been making the .. |
| Posted: Tue Feb 14 12:56:08 2006 |
I think the point of your question was .. |
| Posted: Tue Feb 14 12:47:22 2006 |
Ok....the above information is incorrect. More .. |
| Posted: Mon Feb 13 22:32:43 2006 |
On the surface from an income standpoint it would .. |
| Posted: Sun Feb 12 23:34:11 2006 |
I'm going to disagree with Zeal here and say that .. |
| Posted: Sun Feb 12 12:22:32 2006 |
In 2000 my inlaws took out a second morgage and .. |
| Posted: Sun Feb 12 12:16:33 2006 |
There are closing cost associated with every .. |
| Posted: Sun Feb 12 12:03:15 2006 |
Do you mean that your current open mortgage is .. |
| Posted: Tue Feb 7 17:14:49 2006 |
As a further add to the information above not all .. |
| Posted: Mon Feb 6 23:39:52 2006 |
One comment on this the lender in most cases has .. |
| Posted: Mon Feb 6 21:03:39 2006 |
A traditional mortgage calulator does not work on .. |
| Posted: Fri Feb 3 21:13:20 2006 |
Are you prepared to buy out the reverse mortgage .. |
| Posted: Fri Feb 3 21:07:25 2006 |
I'm going to insert a link for information .. |
| Posted: Thu Feb 2 19:47:08 2006 |
Bill,
There are a few misconceptions here. On .. |
| Posted: Thu Feb 2 19:32:26 2006 |
Just one quick comment your APR will always be .. |
| Posted: Sat Jan 28 10:53:05 2006 |
Hi Cory you have a lot of different options .. |
| Posted: Sat Jan 28 10:41:19 2006 |
The last statement about leving nothing for the .. |
| Posted: Sat Jan 28 10:06:20 2006 |
Just my .02 on this subject. Errors on a loan .. |
