| Posts by Cedric Kalvesmaki |
| Posting date
| Subject |
Categories |
| Wed Oct 15 6:34:34 2008 |
mistake .. |
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| Wed Oct 15 5:56:01 2008 |
You can change brokers at any time.....what has .. |
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| Tue Oct 14 4:43:38 2008 |
The current lender may be able to remove his .. |
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| Tue Oct 14 4:42:03 2008 |
You need to talk to a real estate attorney. .. |
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| Tue Oct 14 4:40:08 2008 |
There are no longer lenders who will write a .. |
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| Tue Oct 14 4:39:09 2008 |
your best bet is to work with a broker. There .. |
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| Mon Sep 29 4:56:29 2008 |
The trailing spouse is treated as if he/she has .. |
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| Mon Sep 29 4:49:17 2008 |
if the mortgage is paid off then there isn't a .. |
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| Mon Sep 29 4:45:38 2008 |
Do you have credit score information Are they .. |
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| Mon Aug 25 5:44:56 2008 |
They will ask you to execute a 4506T which gives .. |
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| Mon Aug 25 5:40:28 2008 |
There isn't a way to calculate random .. |
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| Mon Aug 25 5:38:55 2008 |
No you are not responsible for the .. |
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| Mon Aug 25 5:35:50 2008 |
yes but her debts will need to be .. |
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| Mon Aug 25 5:32:40 2008 |
Tha max loan amount for a cash out refi in TX is .. |
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| Thu Aug 21 6:42:57 2008 |
ok well on the surface it looks like you will be .. |
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| Thu Aug 21 5:59:19 2008 |
I'm beginning the process of searching a .. |
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| Thu Aug 21 5:52:26 2008 |
Any debt included in the BK can't be collected. .. |
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| Thu Aug 21 5:48:50 2008 |
On the FNMA 1003 Uniform Residential Loan Appl, .. |
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| Thu Aug 21 5:44:33 2008 |
We are buying a 318,000 home with 10% down...we .. |
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| Tue Aug 19 7:19:53 2008 |
You can call your lender and ask them to do a .. |
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| Tue Aug 19 7:14:49 2008 |
You will not be able to get a home equity loan or .. |
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| Tue Aug 19 7:10:05 2008 |
It is a violation of RESPA to require a borrower .. |
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| Thu Aug 14 10:09:32 2008 |
The answer is yes.....Your mortgage lien holder .. |
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| Thu Aug 14 10:05:23 2008 |
it would be more than likely viewed as a .. |
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| Fri Aug 1 2:22:48 2008 |
You can call your current lender and see if they .. |
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| Fri Aug 1 2:21:20 2008 |
You may want to seek a second opinion.....it .. |
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| Fri Aug 1 12:11:49 2008 |
OK.....how much did you deduct Do you still have .. |
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| Fri Aug 1 12:09:48 2008 |
I don't think this scheme is .. |
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| Fri Aug 1 12:08:46 2008 |
You would be better off getting a refi in your .. |
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| Fri Aug 1 12:05:38 2008 |
It varies by state but yes they .. |
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| Fri Aug 1 12:04:17 2008 |
What kind of deductions did you have Normally .. |
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| Fri Aug 1 7:58:31 2008 |
For a rate and term refi there is not a one year .. |
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| Fri Aug 1 7:49:22 2008 |
Are you self .. |
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| Wed Jul 30 5:00:41 2008 |
What is the purchase price The loan may pass a .. |
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| Mon Jul 28 4:26:23 2008 |
sure they can.....you don't own the home .. |
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| Mon Jul 28 4:54:33 2008 |
Hi, I am looking for a loan for my investor who .. |
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| Fri Jul 25 1:51:48 2008 |
Neg Am loans are allowable in TX as long as the .. |
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| Fri Jul 25 1:50:14 2008 |
Hello! For my homework I have to get a direct .. |
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| Fri Jul 25 1:46:03 2008 |
Was the home purchased originally as a primary .. |
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| Fri Jul 25 1:44:09 2008 |
You don't have the 20% down so you will have a .. |
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| Sun Apr 13 9:15:30 2008 |
I didn't think they where offering retail .. |
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| Sun Apr 13 9:14:00 2008 |
It's not a law...
I'm assuming the loan was .. |
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| Tue Mar 25 5:00:47 2008 |
Overview: 36 on time payments, 50@LTV, good debt .. |
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| Tue Mar 25 4:58:08 2008 |
Guest....
Yes he is in contempt of .. |
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| Tue Mar 25 4:54:51 2008 |
Where you more than 120 days late on the mortgage .. |
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| Tue Mar 25 4:52:23 2008 |
What you are asking for is called a short .. |
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| Tue Mar 25 4:50:57 2008 |
You will need to wait until December 2008 to refi .. |
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| Tue Mar 25 4:46:05 2008 |
We purchased our north of Dallas area home in Dec .. |
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| Mon Mar 10 6:58:26 2008 |
Wow Shayne,
You are totally off base when it .. |
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| Mon Mar 10 5:41:57 2008 |
You would need to have the county subdivide the .. |
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| Tue Feb 26 11:45:59 2008 |
Charles.....I wasn't trying to "opine" .. |
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| Tue Feb 26 5:23:58 2008 |
The comment about Irwin was made by me. .. |
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| Sat Feb 23 6:52:38 2008 |
Do you have an exemption from the state of TX due .. |
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| Thu Feb 21 8:02:43 2008 |
Lisa your answer isn't quite right......
The .. |
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| Mon Feb 18 6:13:25 2008 |
I think we are seeing more of a spread between .. |
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| Fri Feb 15 8:17:20 2008 |
Lisa,
Second homes in TX are NOT covered under .. |
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| Fri Feb 15 8:12:12 2008 |
I think we are saying the same thing.....maybe in .. |
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| Fri Feb 15 6:17:45 2008 |
Lisa Chris...
I am going to disagree with .. |
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| Thu Feb 14 6:55:09 2008 |
What is the rate What are your credit scores Are .. |
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| Thu Feb 14 6:51:55 2008 |
We are looking for a commercial mortgage of .. |
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| Wed Feb 13 6:33:14 2008 |
Nick,
As a general rule of thumb.....most if .. |
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| Tue Feb 12 10:48:01 2008 |
Jerome let me correct some of the information .. |
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| Mon Feb 11 5:08:49 2008 |
There are very few lenders who will do a second .. |
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| Sun Feb 10 7:17:03 2008 |
It depends on how the trust was .. |
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| Sun Feb 10 2:38:05 2008 |
What was the reason for the denial..... What .. |
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| Sat Feb 9 6:03:13 2008 |
Most title companies do not disburse the same day .. |
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| Sat Feb 9 6:02:27 2008 |
mortgage preapproval rollover and fico score .. |
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| Sat Feb 9 5:56:17 2008 |
Posted: 09 Feb 2008 13:31 Post subject: .. |
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| Sat Feb 9 8:31:15 2008 |
Just thought I'd post the actual email I .. |
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| Sat Feb 9 8:15:47 2008 |
Im going to stick by my previous .. |
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| Fri Feb 8 5:56:52 2008 |
I FOUND THIS WEBSITE THIS MORNING AND I AM HOPING .. |
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| Fri Feb 8 5:48:55 2008 |
Let me clarify.....When you are looking at a home .. |
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| Thu Feb 7 9:04:57 2008 |
yes......the 5/1 ARM will be anywhere form .5-1% .. |
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| Thu Feb 7 8:00:00 2008 |
We owned a home in .. |
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| Thu Feb 7 7:46:48 2008 |
Do you know what your actual mid score is There .. |
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| Thu Feb 7 5:23:58 2008 |
All mortgage related credit pulls in a 14 day .. |
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| Thu Feb 7 5:21:10 2008 |
Daniella....
What are your credit scores I .. |
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| Thu Feb 7 5:17:56 2008 |
The interest on a mortgage is paid in .. |
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| Wed Feb 6 5:30:32 2008 |
Removing her from title doesn't get rid of the .. |
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| Wed Feb 6 5:22:24 2008 |
80% of the value of the home.....assuming primary .. |
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| Wed Feb 6 5:21:17 2008 |
We just got our ARM "adjustment" letter .. |
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| Wed Feb 6 5:18:26 2008 |
You need permission from .. |
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| Wed Feb 6 5:17:50 2008 |
Padawan.......There really isn't a way to answer .. |
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| Tue Feb 5 7:37:22 2008 |
There are still a few lenders who will do the .. |
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| Tue Feb 5 7:06:57 2008 |
I got a brochure on this product at a home show. .. |
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| Tue Feb 5 7:01:18 2008 |
Okay - long story, sticky situation...
was .. |
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| Tue Feb 5 6:55:20 2008 |
Hey George........Who you calling grey..LOL.....I .. |
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| Mon Feb 4 7:17:01 2008 |
Wow Brad........and you know this based on what .. |
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| Mon Feb 4 6:46:47 2008 |
We currently owe $268,000 on our 2 year old home .. |
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| Mon Feb 4 6:23:26 2008 |
Conforming loans are 2 years from filing and FHA .. |
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| Mon Feb 4 6:20:17 2008 |
i file as a professional gambler for the last six .. |
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| Sun Feb 3 6:07:39 2008 |
Yes Holly......unless you are getting a 15 year .. |
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| Sun Feb 3 5:56:04 2008 |
Age discrimination is .. |
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| Sat Feb 2 8:20:45 2008 |
If the savings account is in your wifes name only .. |
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| Sat Feb 2 8:19:38 2008 |
You need to discuss this with your divorce .. |
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| Sat Feb 2 8:18:16 2008 |
Here is my situation:
Recently, my mother and .. |
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| Sat Feb 2 8:10:18 2008 |
How does adding the wife benefit him Are they .. |
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| Sat Feb 2 8:08:41 2008 |
On an FHA 203k yess it is allowbale for the .. |
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| Sat Feb 2 8:07:04 2008 |
Mac_7
That information isn't entirely .. |
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| Fri Feb 1 11:35:42 2008 |
If you are not taking cash out.........then no it .. |
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| Fri Feb 1 7:53:31 2008 |
One other comment.....a lot of the ARMS where .. |
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| Fri Feb 1 7:50:55 2008 |
I think Eric is giving good advice.......Since we .. |
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| Fri Feb 1 7:43:57 2008 |
Jessica..I am going to .. |
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| Fri Feb 1 5:59:34 2008 |
Jessica,
80/20 loans are still .. |
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| Thu Jan 31 8:03:18 2008 |
If you are receiving cash back at closing that is .. |
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| Thu Jan 31 5:14:48 2008 |
Patricia.......There are different things that .. |
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| Thu Jan 31 5:08:15 2008 |
There really isn't a subscription service per se .. |
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| Wed Jan 30 8:31:28 2008 |
That may be the case......and if it is.......then .. |
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| Wed Jan 30 7:36:05 2008 |
There are lenders who will ignore the .. |
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| Wed Jan 30 7:30:47 2008 |
Sara.......It matters because even on a stated .. |
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| Wed Jan 30 7:12:23 2008 |
Are you going to be paying cash for the home Is .. |
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| Wed Jan 30 7:07:58 2008 |
HR 3915 restricts YSP on subprime loans but has .. |
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| Wed Jan 30 7:01:49 2008 |
A survey lays out the exact longitude and .. |
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| Wed Jan 30 7:00:06 2008 |
Hey Greg.....I think the OP is talking about .. |
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| Wed Jan 30 6:55:49 2008 |
Its not that complicated.....If he is on .. |
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| Tue Jan 29 5:21:26 2008 |
Refinanced thru Citi Mortage was told prior to .. |
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| Sat Jan 26 7:00:30 2008 |
What is the purchase price of the new home A 5/1 .. |
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| Sat Jan 26 6:57:30 2008 |
Please see my commnets in your .. |
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| Fri Jan 25 1:16:39 2008 |
The only big Chinese bank here is the Honk Kong .. |
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| Thu Jan 24 6:57:53 2008 |
What is your current rate What do you owe on the .. |
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| Thu Jan 24 6:55:22 2008 |
Lisa......I'm not trying to argue with you......I .. |
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| Thu Jan 24 6:24:58 2008 |
sorry that was me above........forgot to log .. |
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| Wed Jan 23 10:30:04 2008 |
combo loan can be done as .. |
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| Wed Jan 23 10:12:39 2008 |
Yes your loan can be done........however.....what .. |
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| Wed Jan 23 10:00:52 2008 |
Depending on your credit scores.........There are .. |
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| Wed Jan 23 9:56:19 2008 |
It's no longer legal in a lot of states because .. |
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| Wed Jan 23 9:54:47 2008 |
I'm in a situation to buy a new house for the .. |
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| Wed Jan 23 5:52:15 2008 |
I happen to agree......I think it's an .. |
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| Wed Jan 23 5:42:22 2008 |
Why don't you just get the loan in your name then .. |
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| Mon Jan 21 9:03:28 2008 |
While this is a very informative post........DU .. |
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| Mon Jan 21 6:16:56 2008 |
FHA is your best .. |
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| Mon Jan 21 6:15:59 2008 |
What are your credit scores I'm seeing that rate .. |
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| Sun Jan 20 5:32:15 2008 |
Shane you are correct.......it has always been .. |
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| Sat Jan 19 11:08:43 2008 |
Do you know what your credit scores are What is .. |
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| Fri Jan 18 6:43:04 2008 |
There are a couple of options available to .. |
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| Thu Jan 17 6:21:30 2008 |
your 1098 should have been mailed out by .. |
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| Thu Jan 17 7:17:52 2008 |
Sagar.......your employer must provide you .. |
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| Thu Jan 17 7:14:31 2008 |
The professional mortgage people who post here .. |
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| Thu Jan 17 7:11:49 2008 |
Hi Anthony,
The government can't .. |
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| Wed Jan 16 2:07:26 2008 |
was the house affirmedn in the BK If it wasn't .. |
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| Wed Jan 16 6:20:13 2008 |
Has the house gone up in value What is your .. |
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| Wed Jan 16 6:16:26 2008 |
Is there a renter currently in the house Are you .. |
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| Wed Jan 16 6:15:02 2008 |
Hi Gary and welcome to mortgage .. |
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| Wed Jan 16 6:06:51 2008 |
Are you in TX The reason I ask is because TX .. |
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| Wed Jan 16 6:02:10 2008 |
You shouldn't be ordering an appraisal......That .. |
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| Wed Jan 16 5:56:58 2008 |
I have about 80K in equity in my home, but my .. |
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| Wed Jan 16 5:52:42 2008 |
What was the reason for your BK What is your .. |
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| Tue Jan 15 6:40:00 2008 |
What type of loan do you currently have If it is .. |
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| Mon Jan 14 4:42:07 2008 |
The range of documentation types runs the gamut .. |
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| Sun Jan 13 8:51:25 2008 |
Ernie....investment properties are not covered by .. |
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| Sun Jan 13 8:48:06 2008 |
EZ.....gonna disagree with you.....not all .. |
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| Sun Jan 13 8:46:04 2008 |
what next......
What is your actual income and .. |
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| Fri Jan 11 11:49:54 2008 |
Who is your lender What kind of loan do you .. |
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| Fri Jan 11 10:17:37 2008 |
Hi
I have a unit that i live in worth 200K. I .. |
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| Fri Jan 11 7:31:28 2008 |
That isn't normally an issue......what is your .. |
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| Fri Jan 11 5:09:10 2008 |
Mike....can you give some info as to the program .. |
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| Fri Jan 11 5:07:48 2008 |
Ed......Is this going to be a primary residence .. |
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| Wed Jan 9 6:08:07 2008 |
I'm going to disagree with what some of the other .. |
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| Wed Jan 9 5:57:52 2008 |
Lisa,
On a TX refi transaction with no cash .. |
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| Wed Jan 9 1:49:16 2008 |
No there .. |
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| Tue Jan 8 8:54:43 2008 |
Good morning......There is a loan available via .. |
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| Mon Jan 7 9:22:25 2008 |
My point still stands........There are other .. |
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| Mon Jan 7 7:37:50 2008 |
Banker.......I'm not going to argue with .. |
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| Mon Jan 7 2:15:19 2008 |
The net amount of the sale price can be given as .. |
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| Mon Jan 7 6:10:45 2008 |
Welcome to TX Victor.....
What part of Plano .. |
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| Mon Jan 7 5:48:29 2008 |
Good morning all......
I don't like the tone .. |
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| Tue Jan 1 7:36:43 2008 |
The conforming loan limit is 417k.....
1st .. |
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| Mon Dec 31 5:13:16 2007 |
The reality of it is......that a home inspection .. |
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| Mon Dec 31 5:10:06 2007 |
A mod has to do it.......what post do you want .. |
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| Sun Dec 30 8:16:09 2007 |
The problem is the age of the mobile .. |
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| Sun Dec 30 8:13:08 2007 |
I doubt the lender will allow an assumption when .. |
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| Sun Dec 30 8:11:06 2007 |
Combining the 2 mortgages would put you over the .. |
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| Sun Dec 30 8:09:12 2007 |
There isn't any easy answer to this .. |
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| Sun Dec 30 7:33:36 2007 |
What is the value of the home How much do you .. |
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| Sun Dec 30 7:32:14 2007 |
The Texas A6 laws do not address a min .. |
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| Sun Dec 30 7:25:24 2007 |
Well.......I am still in business......and ummmm .. |
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| Sat Dec 29 11:16:42 2007 |
Sandra.......To answer your questions......you .. |
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| Sat Dec 29 11:11:04 2007 |
I edited your post to remove your phone .. |
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| Sat Dec 29 11:08:17 2007 |
You would want to write your offer with a .. |
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| Sat Dec 29 11:07:03 2007 |
The OP did not mention rescinding......it sounds .. |
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| Sat Dec 29 8:03:16 2007 |
IL is much different than CA......in CA it is far .. |
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| Sat Dec 29 7:54:28 2007 |
It shouldn't change anything.......unless you .. |
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| Sat Dec 29 7:52:41 2007 |
She doesn't have to be on title but will still .. |
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| Sat Dec 29 7:51:15 2007 |
What is your loan to value MIP is for FHA loans .. |
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| Sat Dec 29 7:49:46 2007 |
Rick offers that service in conjunction with him .. |
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| Sat Dec 29 4:40:04 2007 |
In a mortgage transaction they are one in the .. |
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| Sat Dec 29 4:39:10 2007 |
Banker......You would have a title seasoning .. |
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| Sat Dec 29 4:33:05 2007 |
I think we are jumping the gun on the shop .. |
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| Sat Dec 29 4:28:12 2007 |
Per RESPA guidelines.......you as a consumer are .. |
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| Sat Dec 29 9:38:53 2007 |
Can you tell us a bit more about your situation. .. |
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| Sat Dec 29 9:35:57 2007 |
Are you on the title to the home currently What .. |
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| Fri Dec 28 6:50:58 2007 |
The difference in the monthly payment is about 50 .. |
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| Tue Dec 18 7:02:22 2007 |
Have you tried calling the lender You may be .. |
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| Tue Dec 18 7:00:39 2007 |
Mac_7......As of know conforming loan rates are .. |
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| Thu Dec 13 7:20:36 2007 |
It might actually be easier if you posted your .. |
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| Thu Dec 13 7:17:13 2007 |
Good morning Jeanette,
Can you post a little .. |
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| Thu Dec 13 7:14:20 2007 |
Alphilkel Posted: 12 Dec 2007 20:31 Post .. |
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| Thu Dec 13 7:10:14 2007 |
The effect on your credit will be the .. |
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| Thu Dec 13 7:07:47 2007 |
mwollman225 Posted: 12 Dec 2007 21:27 Post .. |
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| Thu Dec 13 7:02:23 2007 |
Contrary to what Larry has .. |
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| Thu Dec 6 6:31:24 2007 |
There are thousands of sites on the internet that .. |
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| Wed Dec 5 7:52:37 2007 |
With the new laws that are being written chances .. |
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| Tue Dec 4 6:14:24 2007 |
If you are talking about dry vs wet funding(or .. |
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| Tue Dec 4 6:08:40 2007 |
If the house is a primary residence then it would .. |
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| Tue Dec 4 5:59:25 2007 |
Yes.......You can do a cash out refi on a second .. |
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| Sat Oct 13 10:58:13 2007 |
Lee there are some options that can be .. |
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| Sat Oct 13 10:55:49 2007 |
Rene,
A short sale is considered a foreclosure .. |
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| Sat Oct 13 10:51:45 2007 |
Tom in your earlier post........You had talked .. |
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| Fri Oct 12 7:03:07 2007 |
Posted: 12 Oct 2007 05:22 Post subject: Help .. |
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| Wed Oct 3 6:54:22 2007 |
I'm going to give you my $.02 on this. The .. |
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| Wed Oct 3 6:50:00 2007 |
If at the time of purchase he signed a quit claim .. |
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| Wed Oct 3 10:11:09 2007 |
There is nothing wrong with collecting YSP in .. |
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| Mon Oct 1 2:09:03 2007 |
The loan can be done in the name of the .. |
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| Mon Oct 1 9:37:10 2007 |
As a side note.......Once you have completed your .. |
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| Mon Oct 1 5:16:03 2007 |
Joe Joe,
While your credit scores are good. I .. |
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| Fri Sep 28 4:04:53 2007 |
Are you a mortgage .. |
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| Thu Sep 27 8:19:25 2007 |
Your best bet is to apply for the loan.......Do .. |
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| Thu Sep 27 6:25:09 2007 |
The state constitution details what can and .. |
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| Thu Sep 27 6:20:35 2007 |
The negative to an option ARM is the fact that .. |
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| Thu Sep 27 5:43:28 2007 |
Yes Option Arms are available in TX.......any .. |
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| Thu Sep 27 5:41:33 2007 |
Hi Jeffrey,
Second homes and investment homes .. |
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| Wed Sep 26 4:58:54 2007 |
Then you will not qualify for the FHA secure .. |
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| Tue Sep 25 12:02:30 2007 |
Where your late payments made before or after .. |
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| Tue Sep 25 11:02:28 2007 |
The key issue with the FHA secure program is that .. |
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| Tue Sep 25 6:13:30 2007 |
You may be able to get a conforming rate or .. |
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| Sun Sep 23 7:12:11 2007 |
Can you give us a little more feed back on your .. |
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| Fri Sep 21 11:12:58 2007 |
How many times have you been late on the mortgage .. |
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| Fri Sep 21 7:11:43 2007 |
There are programs that do allow for the .. |
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| Wed Sep 19 6:57:25 2007 |
Yes that is correct your total loan amount .. |
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| Mon Sep 17 5:41:53 2007 |
That is the maximum amount of the loan. You can .. |
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| Mon Sep 17 12:30:53 2007 |
unemployment is not income........The rate will .. |
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| Mon Sep 17 12:29:21 2007 |
Citi may do that because they are a portfolio .. |
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| Mon Sep 17 12:27:45 2007 |
You can't negotiate a denial......however the .. |
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| Mon Sep 17 12:23:46 2007 |
If you're self employed it's based on the .. |
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| Tue Sep 11 12:25:40 2007 |
Do you know what your credit scores are What is .. |
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| Wed Sep 5 10:51:44 2007 |
The proceeds would be the money you recieve when .. |
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| Wed Sep 5 9:25:48 2007 |
So the did earned interest in lieu of allowing .. |
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| Wed Sep 5 8:57:39 2007 |
The answer would be the day it .. |
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| Wed Sep 5 8:56:12 2007 |
In our new world of securitized finance, what the .. |
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| Tue Aug 21 4:34:38 2007 |
What kind of BK is .. |
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| Mon Aug 20 2:59:28 2007 |
you need to check the terms of the .. |
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| Mon Aug 20 4:59:11 2007 |
Can you post a little more information about your .. |
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| Mon Aug 20 4:55:26 2007 |
csdancer,
Do you know the value of the home .. |
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| Sun Aug 19 7:46:43 2007 |
how long ago was the property gifted to you The .. |
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| Sun Aug 19 7:43:54 2007 |
Hi csdancer,
Welcome to mortgage fit. Can you .. |
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| Thu Aug 9 7:08:44 2007 |
A quit claim deed does not remove him from the .. |
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| Wed Jun 27 6:00:46 2007 |
if you go to myfico.com they have a fico .. |
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| Sun Jun 24 4:30:28 2007 |
That would depend on the state you are in. There .. |
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| Sat Jun 23 5:49:12 2007 |
Hello Vernon,
What you can do is, you can .. |
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| Sat Jun 23 5:45:43 2007 |
I'm planning to buy a house , but cannot .. |
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| Fri Jun 22 6:49:47 2007 |
What is your current rate Is this a cash out .. |
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| Fri Jun 22 5:03:36 2007 |
WE HAVE PLANS TO WAIT TIL NEXT YR BEFORE .. |
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| Sat Jun 16 7:13:43 2007 |
You need to wait until you have 2 years post BK. .. |
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| Thu Jun 14 6:02:30 2007 |
Hi Sagar,
I can't cut and paste a ratesheet it .. |
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| Wed Jun 13 6:41:07 2007 |
If you are coming out of college or re-entering .. |
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| Wed Jun 13 6:39:21 2007 |
Hi Jenny,
It sounds like the reason for your .. |
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| Wed Jun 13 6:34:36 2007 |
I have a 30yr fixed .. |
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| Wed Jun 13 3:54:58 2007 |
Sagar,
Of course lenders give YSP on prime and .. |
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| Wed Jun 13 3:48:48 2007 |
Hi Jenny,
First of all welcome to Mortgage .. |
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| Tue Jun 12 6:21:41 2007 |
it would appear that on the surface you do .. |
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| Tue Jun 12 6:19:08 2007 |
You can take a second mortgage out for up to 125% .. |
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| Tue Jun 12 6:16:12 2007 |
Nery,
There are some other loan programs out .. |
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| Tue Jun 12 4:39:30 2007 |
To be honest with out seeing the actual rate .. |
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| Sun Jun 10 2:40:48 2007 |
Has your lender or broker given you a good faith .. |
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| Sun Jun 10 10:53:58 2007 |
Well it would seem to be farily straight .. |
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| Sun Jun 10 7:51:06 2007 |
There may be other options available in your post .. |
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| Sun Jun 10 7:47:37 2007 |
The loan you are being offered is an optin arm. .. |
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| Sat Jun 9 4:16:32 2007 |
If the loan is approved all ready your father .. |
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| Thu Jun 7 5:06:49 2007 |
Posted: 06 Jun 2007 04:28 Post subject: .. |
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| Thu Jun 7 4:57:16 2007 |
If this is a purchase transaction....and thats .. |
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| Mon May 28 6:54:26 2007 |
Posted: 27 May 2007 08:18 Post subject: what .. |
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| Sat May 26 5:39:50 2007 |
There are several differnt 100% options available .. |
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| Wed May 23 4:00:40 2007 |
Are you able to verify your income Do you have .. |
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| Wed May 23 4:28:02 2007 |
Most larger banks because of the volume they do .. |
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| Mon May 21 6:32:59 2007 |
Posted: 21 May 2007 17:29 Post subject: .. |
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| Sun May 20 5:12:01 2007 |
First of all welcome to Mortgage Fit.
There .. |
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| Thu May 3 3:34:19 2007 |
There is no way that a mycommunity or Fannie mae .. |
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| Thu May 3 3:30:48 2007 |
Hard Money requires a max loan to vaule of 65-70% .. |
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| Wed May 2 7:59:58 2007 |
A couple of things.......
Sara.......a judge .. |
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| Wed May 2 1:12:42 2007 |
Cynthia,
There are several ways to get a .. |
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| Wed May 2 1:08:02 2007 |
I hate to rain on your parade....however the .. |
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| Tue May 1 8:50:45 2007 |
yes you can be quick claimed on too .. |
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| Tue May 1 4:49:13 2007 |
There are other options than fannie .. |
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| Tue May 1 4:32:46 2007 |
Ok.....let's clear up another .. |
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| Tue May 1 4:27:08 2007 |
HUH........guys I'm not sure where you are .. |
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| Tue May 1 4:22:25 2007 |
I'm not trying to rain on your parade but .. |
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| Tue May 1 4:18:39 2007 |
Your best bet to clear up your credit would be to .. |
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| Tue May 1 4:10:08 2007 |
Actually the lender will not foreclose per se but .. |
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| Tue May 1 4:07:17 2007 |
I personally work with clients all over the .. |
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| Tue May 1 4:03:33 2007 |
The problem is the deal can't close with out the .. |
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| Tue May 1 4:00:41 2007 |
Hi Ralph.......Let me clarify a few things. With .. |
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| Tue May 1 3:50:20 2007 |
That could violate the terms of your note and it .. |
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| Tue May 1 3:38:35 2007 |
The answer is yes and no......yes you can take .. |
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| Sun Jul 2 9:04:49 2006 |
Your mother can take cash in a lump sum as well .. |
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| Sat Apr 22 5:51:27 2006 |
Adonis,
That is a very broad based comment and .. |
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| Sun Apr 16 6:40:38 2006 |
Based on some quick math and your wife's age and .. |
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| Sat Apr 15 11:21:01 2006 |
I have seen conforming loan approvals with debt .. |
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| Sat Apr 15 11:16:18 2006 |
You will need to go through probate and need a .. |
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| Sat Apr 15 11:15:31 2006 |
Credit scores.......Do not matter with an FHA .. |
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| Sat Apr 15 10:23:57 2006 |
If you are going to do a COSI option ARM and you .. |
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| Mon Mar 27 5:48:45 2006 |
The CODI avg is based on the interest paid on .. |
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| Sun Mar 26 9:20:22 2006 |
You can remain on title as well so nothing could .. |
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| Tue Mar 7 6:57:57 2006 |
That varies on a state to state .. |
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| Tue Mar 7 6:55:48 2006 |
Absolutley wrong Zemina........Carolina welcom to .. |
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| Tue Feb 28 6:39:39 2006 |
The title company will have to honor the payoff .. |
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| Tue Feb 28 12:02:02 2006 |
At closing an agreement was signed that if there .. |
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| Thu Feb 23 8:12:35 2006 |
Paul have you considered a reverse mortgage With .. |
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| Thu Feb 23 12:28:21 2006 |
Go to your local title company and they can .. |
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| Tue Feb 21 6:36:48 2006 |
Your father will need to give the title/escrow .. |
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| Mon Feb 20 12:45:41 2006 |
Is this a double wide or single .. |
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| Mon Feb 20 8:29:40 2006 |
no it will not..........why would your rate .. |
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| Fri Feb 17 9:42:17 2006 |
deleted........PM Sam if you have a .. |
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| Fri Feb 17 7:18:06 2006 |
self .. |
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| Fri Feb 17 1:30:34 2006 |
You can't assign the mortgage debt. You can quit .. |
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| Fri Feb 17 6:23:43 2006 |
What kind of loan is it How long have you had .. |
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| Fri Feb 17 6:12:39 2006 |
What exactly has changed This may or may not be .. |
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| Fri Feb 17 6:02:41 2006 |
What are some of the specifics of the fraud you .. |
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| Thu Feb 16 2:01:21 2006 |
ok...let me back into this you can have a primary .. |
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| Thu Feb 16 10:36:59 2006 |
Davis,
Why do you think you can't qualify for .. |
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| Thu Feb 16 10:22:20 2006 |
That question should be addressed by the .. |
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| Thu Feb 16 10:20:35 2006 |
Your personal income does not need to support the .. |
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| Thu Feb 16 7:53:42 2006 |
Hi Crissy,
Check the terms on your note. The .. |
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| Thu Feb 16 7:49:59 2006 |
The cut and paste from above is a year old here .. |
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| Wed Feb 15 6:38:12 2006 |
She should probably add you to title and get a .. |
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| Wed Feb 15 6:35:47 2006 |
Ken,
Let me clarify the difference between .. |
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| Wed Feb 15 6:24:59 2006 |
If it's a primary residence no you do not. Your .. |
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| Wed Feb 15 4:44:52 2006 |
Yes you can refinance your home in TX. It would .. |
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| Wed Feb 15 10:42:57 2006 |
Lewis,
How long have you been making the .. |
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| Tue Feb 14 10:47:22 2006 |
Ok....the above information is incorrect. More .. |
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| Mon Feb 13 8:32:43 2006 |
On the surface from an income standpoint it would .. |
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| Sun Feb 12 9:34:11 2006 |
I'm going to disagree with Zeal here and say that .. |
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| Sun Feb 12 10:22:32 2006 |
In 2000 my inlaws took out a second morgage and .. |
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| Tue Feb 7 3:14:49 2006 |
As a further add to the information above not all .. |
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| Mon Feb 6 7:03:39 2006 |
A traditional mortgage calulator does not work on .. |
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| Fri Feb 3 7:13:20 2006 |
Are you prepared to buy out the reverse mortgage .. |
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| Fri Feb 3 7:07:25 2006 |
I'm going to insert a link for information .. |
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| Thu Feb 2 5:47:08 2006 |
Bill,
There are a few misconceptions here. On .. |
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| Thu Feb 2 5:32:26 2006 |
Just one quick comment your APR will always be .. |
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| Sat Jan 28 8:53:05 2006 |
Hi Cory you have a lot of different options .. |
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