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Posts by ckalvesmaki
Posting date Subject
Posted: Sun Apr 13 9:15:30 2008 I didn't think they where offering retail ..
Posted: Sun Apr 13 9:14:00 2008 It's not a law... I'm assuming the loan was ..
Posted: Tue Mar 25 5:00:47 2008 Overview: 36 on time payments, 50@LTV, good debt ..
Posted: Tue Mar 25 4:58:08 2008 Guest.... Yes he is in contempt of ..
Posted: Tue Mar 25 4:54:51 2008 Where you more than 120 days late on the mortgage ..
Posted: Tue Mar 25 4:52:23 2008 What you are asking for is called a short ..
Posted: Tue Mar 25 4:50:57 2008 You will need to wait until December 2008 to refi ..
Posted: Tue Mar 25 4:46:05 2008 We purchased our north of Dallas area home in Dec ..
Posted: Mon Mar 10 18:58:26 2008 Wow Shayne, You are totally off base when it ..
Posted: Mon Mar 10 5:41:57 2008 You would need to have the county subdivide the ..
Posted: Tue Feb 26 10:45:59 2008 Charles.....I wasn't trying to "opine" ..
Posted: Tue Feb 26 4:23:58 2008 The comment about Irwin was made by me. ..
Posted: Sat Feb 23 5:52:38 2008 Do you have an exemption from the state of TX due ..
Posted: Thu Feb 21 7:02:43 2008 Lisa your answer isn't quite right...... The ..
Posted: Mon Feb 18 5:13:25 2008 I think we are seeing more of a spread between ..
Posted: Fri Feb 15 7:17:20 2008 Lisa, Second homes in TX are NOT covered under ..
Posted: Fri Feb 15 7:12:12 2008 I think we are saying the same thing.....maybe in ..
Posted: Fri Feb 15 5:17:45 2008 Lisa Chris... I am going to disagree with ..
Posted: Thu Feb 14 5:55:09 2008 What is the rate What are your credit scores Are ..
Posted: Thu Feb 14 5:51:55 2008 We are looking for a commercial mortgage of ..
Posted: Wed Feb 13 5:33:14 2008 Nick, As a general rule of thumb.....most if ..
Posted: Tue Feb 12 21:48:01 2008 Jerome let me correct some of the information ..
Posted: Mon Feb 11 4:08:49 2008 There are very few lenders who will do a second ..
Posted: Sun Feb 10 18:17:03 2008 It depends on how the trust was ..
Posted: Sun Feb 10 13:38:05 2008 What was the reason for the denial..... What ..
Posted: Sat Feb 9 17:03:13 2008 Most title companies do not disburse the same day ..
Posted: Sat Feb 9 17:02:27 2008 mortgage preapproval rollover and fico score ..
Posted: Sat Feb 9 16:56:17 2008 Posted: 09 Feb 2008 13:31 Post subject: ..
Posted: Sat Feb 9 7:31:15 2008 Just thought I'd post the actual email I ..
Posted: Sat Feb 9 7:15:47 2008 Im going to stick by my previous ..
Posted: Fri Feb 8 4:56:52 2008 I FOUND THIS WEBSITE THIS MORNING AND I AM HOPING ..
Posted: Fri Feb 8 4:48:55 2008 Let me clarify.....When you are looking at a home ..
Posted: Thu Feb 7 8:04:57 2008 yes......the 5/1 ARM will be anywhere form .5-1% ..
Posted: Thu Feb 7 7:00:00 2008 We owned a home in ..
Posted: Thu Feb 7 6:46:48 2008 Do you know what your actual mid score is There ..
Posted: Thu Feb 7 4:23:58 2008 All mortgage related credit pulls in a 14 day ..
Posted: Thu Feb 7 4:21:10 2008 Daniella.... What are your credit scores I ..
Posted: Thu Feb 7 4:17:56 2008 The interest on a mortgage is paid in ..
Posted: Wed Feb 6 4:30:32 2008 Removing her from title doesn't get rid of the ..
Posted: Wed Feb 6 4:22:24 2008 80% of the value of the home.....assuming primary ..
Posted: Wed Feb 6 4:21:17 2008 We just got our ARM "adjustment" letter ..
Posted: Wed Feb 6 4:18:26 2008 You need permission from ..
Posted: Wed Feb 6 4:17:50 2008 Padawan.......There really isn't a way to answer ..
Posted: Tue Feb 5 6:37:22 2008 There are still a few lenders who will do the ..
Posted: Tue Feb 5 6:06:57 2008 I got a brochure on this product at a home show. ..
Posted: Tue Feb 5 6:01:18 2008 Okay - long story, sticky situation... was ..
Posted: Tue Feb 5 5:55:20 2008 Hey George........Who you calling grey..LOL.....I ..
Posted: Mon Feb 4 6:17:01 2008 Wow Brad........and you know this based on what ..
Posted: Mon Feb 4 5:46:47 2008 We currently owe $268,000 on our 2 year old home ..
Posted: Mon Feb 4 5:23:26 2008 Conforming loans are 2 years from filing and FHA ..
Posted: Mon Feb 4 5:20:17 2008 i file as a professional gambler for the last six ..
Posted: Sun Feb 3 5:07:39 2008 Yes Holly......unless you are getting a 15 year ..
Posted: Sun Feb 3 4:56:04 2008 Age discrimination is ..
Posted: Sat Feb 2 7:20:45 2008 If the savings account is in your wifes name only ..
Posted: Sat Feb 2 7:19:38 2008 You need to discuss this with your divorce ..
Posted: Sat Feb 2 7:18:16 2008 Here is my situation: Recently, my mother and ..
Posted: Sat Feb 2 7:10:18 2008 How does adding the wife benefit him Are they ..
Posted: Sat Feb 2 7:08:41 2008 On an FHA 203k yess it is allowbale for the ..
Posted: Sat Feb 2 7:07:04 2008 Mac_7 That information isn't entirely ..
Posted: Fri Feb 1 10:35:42 2008 If you are not taking cash out.........then no it ..
Posted: Fri Feb 1 6:53:31 2008 One other comment.....a lot of the ARMS where ..
Posted: Fri Feb 1 6:50:55 2008 I think Eric is giving good advice.......Since we ..
Posted: Fri Feb 1 6:43:57 2008 Jessica..I am going to ..
Posted: Fri Feb 1 4:59:34 2008 Jessica, 80/20 loans are still ..
Posted: Thu Jan 31 7:03:18 2008 If you are receiving cash back at closing that is ..
Posted: Thu Jan 31 4:14:48 2008 Patricia.......There are different things that ..
Posted: Thu Jan 31 4:08:15 2008 There really isn't a subscription service per se ..
Posted: Wed Jan 30 7:31:28 2008 That may be the case......and if it is.......then ..
Posted: Wed Jan 30 6:36:05 2008 There are lenders who will ignore the ..
Posted: Wed Jan 30 6:30:47 2008 Sara.......It matters because even on a stated ..
Posted: Wed Jan 30 6:12:23 2008 Are you going to be paying cash for the home Is ..
Posted: Wed Jan 30 6:07:58 2008 HR 3915 restricts YSP on subprime loans but has ..
Posted: Wed Jan 30 6:01:49 2008 A survey lays out the exact longitude and ..
Posted: Wed Jan 30 6:00:06 2008 Hey Greg.....I think the OP is talking about ..
Posted: Wed Jan 30 5:55:49 2008 Its not that complicated.....If he is on ..
Posted: Tue Jan 29 4:21:26 2008 Refinanced thru Citi Mortage was told prior to ..
Posted: Sat Jan 26 6:00:30 2008 What is the purchase price of the new home A 5/1 ..
Posted: Sat Jan 26 5:57:30 2008 Please see my commnets in your ..
Posted: Fri Jan 25 12:16:39 2008 The only big Chinese bank here is the Honk Kong ..
Posted: Thu Jan 24 5:57:53 2008 What is your current rate What do you owe on the ..
Posted: Thu Jan 24 5:55:22 2008 Lisa......I'm not trying to argue with you......I ..
Posted: Thu Jan 24 5:24:58 2008 sorry that was me above........forgot to log ..
Posted: Wed Jan 23 21:30:04 2008 combo loan can be done as ..
Posted: Wed Jan 23 21:12:39 2008 Yes your loan can be done........however.....what ..
Posted: Wed Jan 23 21:00:52 2008 Depending on your credit scores.........There are ..
Posted: Wed Jan 23 20:56:19 2008 It's no longer legal in a lot of states because ..
Posted: Wed Jan 23 20:54:47 2008 I'm in a situation to buy a new house for the ..
Posted: Wed Jan 23 4:52:15 2008 I happen to agree......I think it's an ..
Posted: Wed Jan 23 4:42:22 2008 Why don't you just get the loan in your name then ..
Posted: Mon Jan 21 20:03:28 2008 While this is a very informative post........DU ..
Posted: Mon Jan 21 5:16:56 2008 FHA is your best ..
Posted: Mon Jan 21 5:15:59 2008 What are your credit scores I'm seeing that rate ..
Posted: Sun Jan 20 4:32:15 2008 Shane you are correct.......it has always been ..
Posted: Sat Jan 19 10:08:43 2008 Do you know what your credit scores are What is ..
Posted: Fri Jan 18 5:43:04 2008 There are a couple of options available to ..
Posted: Thu Jan 17 17:21:30 2008 your 1098 should have been mailed out by ..
Posted: Thu Jan 17 6:17:52 2008 Sagar.......your employer must provide you ..
Posted: Thu Jan 17 6:14:31 2008 The professional mortgage people who post here ..
Posted: Thu Jan 17 6:11:49 2008 Hi Anthony, The government can't ..
Posted: Wed Jan 16 13:07:26 2008 was the house affirmedn in the BK If it wasn't ..
Posted: Wed Jan 16 5:20:13 2008 Has the house gone up in value What is your ..
Posted: Wed Jan 16 5:16:26 2008 Is there a renter currently in the house Are you ..
Posted: Wed Jan 16 5:15:02 2008 Hi Gary and welcome to mortgage ..
Posted: Wed Jan 16 5:06:51 2008 Are you in TX The reason I ask is because TX ..
Posted: Wed Jan 16 5:02:10 2008 You shouldn't be ordering an appraisal......That ..
Posted: Wed Jan 16 4:56:58 2008 I have about 80K in equity in my home, but my ..
Posted: Wed Jan 16 4:52:42 2008 What was the reason for your BK What is your ..
Posted: Tue Jan 15 5:40:00 2008 What type of loan do you currently have If it is ..
Posted: Mon Jan 14 3:42:07 2008 The range of documentation types runs the gamut ..
Posted: Sun Jan 13 7:51:25 2008 Ernie....investment properties are not covered by ..
Posted: Sun Jan 13 7:48:06 2008 EZ.....gonna disagree with you.....not all ..
Posted: Sun Jan 13 7:46:04 2008 what next...... What is your actual income and ..
Posted: Fri Jan 11 10:49:54 2008 Who is your lender What kind of loan do you ..
Posted: Fri Jan 11 9:17:37 2008 Hi I have a unit that i live in worth 200K. I ..
Posted: Fri Jan 11 6:31:28 2008 That isn't normally an issue......what is your ..
Posted: Fri Jan 11 4:09:10 2008 Mike....can you give some info as to the program ..
Posted: Fri Jan 11 4:07:48 2008 Ed......Is this going to be a primary residence ..
Posted: Wed Jan 9 17:08:07 2008 I'm going to disagree with what some of the other ..
Posted: Wed Jan 9 16:57:52 2008 Lisa, On a TX refi transaction with no cash ..
Posted: Wed Jan 9 12:49:16 2008 No there ..
Posted: Tue Jan 8 7:54:43 2008 Good morning......There is a loan available via ..
Posted: Mon Jan 7 20:22:25 2008 My point still stands........There are other ..
Posted: Mon Jan 7 18:37:50 2008 Banker.......I'm not going to argue with ..
Posted: Mon Jan 7 13:15:19 2008 The net amount of the sale price can be given as ..
Posted: Mon Jan 7 5:10:45 2008 Welcome to TX Victor..... What part of Plano ..
Posted: Mon Jan 7 4:55:50 2008 Lisa.......The reason you where asked not to spam ..
Posted: Mon Jan 7 4:48:29 2008 Good morning all...... I don't like the tone ..
Posted: Tue Jan 1 6:36:43 2008 The conforming loan limit is 417k..... 1st ..
Posted: Mon Dec 31 16:13:16 2007 The reality of it is......that a home inspection ..
Posted: Mon Dec 31 16:10:06 2007 A mod has to do it.......what post do you want ..
Posted: Sun Dec 30 19:16:09 2007 The problem is the age of the mobile ..
Posted: Sun Dec 30 19:13:08 2007 I doubt the lender will allow an assumption when ..
Posted: Sun Dec 30 19:11:06 2007 Combining the 2 mortgages would put you over the ..
Posted: Sun Dec 30 19:09:12 2007 There isn't any easy answer to this ..
Posted: Sun Dec 30 6:33:36 2007 What is the value of the home How much do you ..
Posted: Sun Dec 30 6:32:14 2007 The Texas A6 laws do not address a min ..
Posted: Sun Dec 30 6:25:24 2007 Well.......I am still in business......and ummmm ..
Posted: Sat Dec 29 22:16:42 2007 Sandra.......To answer your questions......you ..
Posted: Sat Dec 29 22:11:04 2007 I edited your post to remove your phone ..
Posted: Sat Dec 29 22:08:17 2007 You would want to write your offer with a ..
Posted: Sat Dec 29 22:07:03 2007 The OP did not mention rescinding......it sounds ..
Posted: Sat Dec 29 19:03:16 2007 IL is much different than CA......in CA it is far ..
Posted: Sat Dec 29 18:54:28 2007 It shouldn't change anything.......unless you ..
Posted: Sat Dec 29 18:52:41 2007 She doesn't have to be on title but will still ..
Posted: Sat Dec 29 18:51:15 2007 What is your loan to value MIP is for FHA loans ..
Posted: Sat Dec 29 18:49:46 2007 Rick offers that service in conjunction with him ..
Posted: Sat Dec 29 15:40:04 2007 In a mortgage transaction they are one in the ..
Posted: Sat Dec 29 15:39:10 2007 Banker......You would have a title seasoning ..
Posted: Sat Dec 29 15:33:05 2007 I think we are jumping the gun on the shop ..
Posted: Sat Dec 29 15:28:12 2007 Per RESPA guidelines.......you as a consumer are ..
Posted: Sat Dec 29 8:38:53 2007 Can you tell us a bit more about your situation. ..
Posted: Sat Dec 29 8:35:57 2007 Are you on the title to the home currently What ..
Posted: Fri Dec 28 5:50:58 2007 The difference in the monthly payment is about 50 ..
Posted: Tue Dec 18 6:02:22 2007 Have you tried calling the lender You may be ..
Posted: Tue Dec 18 6:00:39 2007 Mac_7......As of know conforming loan rates are ..
Posted: Thu Dec 13 6:20:36 2007 It might actually be easier if you posted your ..
Posted: Thu Dec 13 6:17:13 2007 Good morning Jeanette, Can you post a little ..
Posted: Thu Dec 13 6:14:20 2007 Alphilkel Posted: 12 Dec 2007 20:31 Post ..
Posted: Thu Dec 13 6:10:14 2007 The effect on your credit will be the ..
Posted: Thu Dec 13 6:07:47 2007 mwollman225 Posted: 12 Dec 2007 21:27 Post ..
Posted: Thu Dec 13 6:02:23 2007 Contrary to what Larry has ..
Posted: Thu Dec 6 5:31:24 2007 There are thousands of sites on the internet that ..
Posted: Wed Dec 5 6:52:37 2007 With the new laws that are being written chances ..
Posted: Tue Dec 4 5:14:24 2007 If you are talking about dry vs wet funding(or ..
Posted: Tue Dec 4 5:08:40 2007 If the house is a primary residence then it would ..
Posted: Tue Dec 4 4:59:25 2007 Yes.......You can do a cash out refi on a second ..
Posted: Sat Oct 13 10:58:13 2007 Lee there are some options that can be ..
Posted: Sat Oct 13 10:55:49 2007 Rene, A short sale is considered a foreclosure ..
Posted: Sat Oct 13 10:51:45 2007 Tom in your earlier post........You had talked ..
Posted: Fri Oct 12 7:03:07 2007 Posted: 12 Oct 2007 05:22 Post subject: Help ..
Posted: Wed Oct 3 18:54:22 2007 I'm going to give you my $.02 on this. The ..
Posted: Wed Oct 3 18:50:00 2007 If at the time of purchase he signed a quit claim ..
Posted: Wed Oct 3 10:11:09 2007 There is nothing wrong with collecting YSP in ..
Posted: Mon Oct 1 14:09:03 2007 The loan can be done in the name of the ..
Posted: Mon Oct 1 9:37:10 2007 As a side note.......Once you have completed your ..
Posted: Mon Oct 1 5:16:03 2007 Joe Joe, While your credit scores are good. I ..
Posted: Fri Sep 28 16:04:53 2007 Are you a mortgage ..
Posted: Thu Sep 27 8:19:25 2007 Your best bet is to apply for the loan.......Do ..
Posted: Thu Sep 27 6:25:09 2007 The state constitution details what can and ..
Posted: Thu Sep 27 6:20:35 2007 The negative to an option ARM is the fact that ..
Posted: Thu Sep 27 5:43:28 2007 Yes Option Arms are available in TX.......any ..
Posted: Thu Sep 27 5:41:33 2007 Hi Jeffrey, Second homes and investment homes ..
Posted: Wed Sep 26 4:58:54 2007 Then you will not qualify for the FHA secure ..
Posted: Tue Sep 25 12:02:30 2007 Where your late payments made before or after ..
Posted: Tue Sep 25 11:02:28 2007 The key issue with the FHA secure program is that ..
Posted: Tue Sep 25 6:13:30 2007 You may be able to get a conforming rate or ..
Posted: Sun Sep 23 7:12:11 2007 Can you give us a little more feed back on your ..
Posted: Fri Sep 21 11:12:58 2007 How many times have you been late on the mortgage ..
Posted: Fri Sep 21 7:11:43 2007 There are programs that do allow for the ..
Posted: Wed Sep 19 6:57:25 2007 Yes that is correct your total loan amount ..
Posted: Mon Sep 17 17:41:53 2007 That is the maximum amount of the loan. You can ..
Posted: Mon Sep 17 12:30:53 2007 unemployment is not income........The rate will ..
Posted: Mon Sep 17 12:29:21 2007 Citi may do that because they are a portfolio ..
Posted: Mon Sep 17 12:27:45 2007 You can't negotiate a denial......however the ..
Posted: Mon Sep 17 12:23:46 2007 If you're self employed it's based on the ..
Posted: Tue Sep 11 12:25:40 2007 Do you know what your credit scores are What is ..
Posted: Wed Sep 5 10:51:44 2007 The proceeds would be the money you recieve when ..
Posted: Wed Sep 5 9:25:48 2007 So the did earned interest in lieu of allowing ..
Posted: Wed Sep 5 8:57:39 2007 The answer would be the day it ..
Posted: Wed Sep 5 8:56:12 2007 In our new world of securitized finance, what the ..
Posted: Tue Aug 21 4:34:38 2007 What kind of BK is ..
Posted: Mon Aug 20 14:59:28 2007 you need to check the terms of the ..
Posted: Mon Aug 20 4:59:11 2007 Can you post a little more information about your ..
Posted: Mon Aug 20 4:55:26 2007 csdancer, Do you know the value of the home ..
Posted: Sun Aug 19 19:46:43 2007 how long ago was the property gifted to you The ..
Posted: Sun Aug 19 19:43:54 2007 Hi csdancer, Welcome to mortgage fit. Can you ..
Posted: Thu Aug 9 7:12:50 2007 65-75% in todays market place.....depending on ..
Posted: Thu Aug 9 7:08:44 2007 A quit claim deed does not remove him from the ..
Posted: Wed Jun 27 6:00:46 2007 if you go to myfico.com they have a fico ..
Posted: Sun Jun 24 16:30:28 2007 That would depend on the state you are in. There ..
Posted: Sat Jun 23 5:49:12 2007 Hello Vernon, What you can do is, you can ..
Posted: Sat Jun 23 5:45:43 2007 I'm planning to buy a house , but cannot ..
Posted: Fri Jun 22 6:49:47 2007 What is your current rate Is this a cash out ..
Posted: Fri Jun 22 5:03:36 2007 WE HAVE PLANS TO WAIT TIL NEXT YR BEFORE ..
Posted: Sat Jun 16 7:13:43 2007 You need to wait until you have 2 years post BK. ..
Posted: Thu Jun 14 6:02:30 2007 Hi Sagar, I can't cut and paste a ratesheet it ..
Posted: Wed Jun 13 6:41:07 2007 If you are coming out of college or re-entering ..
Posted: Wed Jun 13 6:39:21 2007 Hi Jenny, It sounds like the reason for your ..
Posted: Wed Jun 13 6:34:36 2007 I have a 30yr fixed ..
Posted: Wed Jun 13 3:54:58 2007 Sagar, Of course lenders give YSP on prime and ..
Posted: Wed Jun 13 3:48:48 2007 Hi Jenny, First of all welcome to Mortgage ..
Posted: Tue Jun 12 6:21:41 2007 it would appear that on the surface you do ..
Posted: Tue Jun 12 6:19:08 2007 You can take a second mortgage out for up to 125% ..
Posted: Tue Jun 12 6:16:12 2007 Nery, There are some other loan programs out ..
Posted: Tue Jun 12 4:39:30 2007 To be honest with out seeing the actual rate ..
Posted: Sun Jun 10 14:40:48 2007 Has your lender or broker given you a good faith ..
Posted: Sun Jun 10 10:53:58 2007 Well it would seem to be farily straight ..
Posted: Sun Jun 10 7:51:06 2007 There may be other options available in your post ..
Posted: Sun Jun 10 7:47:37 2007 The loan you are being offered is an optin arm. ..
Posted: Sat Jun 9 16:16:32 2007 If the loan is approved all ready your father ..
Posted: Thu Jun 7 5:06:49 2007 Posted: 06 Jun 2007 04:28 Post subject: ..
Posted: Thu Jun 7 4:57:16 2007 If this is a purchase transaction....and thats ..
Posted: Mon May 28 6:54:26 2007 Posted: 27 May 2007 08:18 Post subject: what ..
Posted: Sat May 26 5:39:50 2007 There are several differnt 100% options available ..
Posted: Wed May 23 16:00:40 2007 Are you able to verify your income Do you have ..
Posted: Wed May 23 4:28:02 2007 Most larger banks because of the volume they do ..
Posted: Mon May 21 18:32:59 2007 Posted: 21 May 2007 17:29 Post subject: ..
Posted: Sun May 20 17:12:01 2007 First of all welcome to Mortgage Fit. There ..
Posted: Thu May 3 15:34:19 2007 There is no way that a mycommunity or Fannie mae ..
Posted: Thu May 3 15:30:48 2007 Hard Money requires a max loan to vaule of 65-70% ..
Posted: Wed May 2 19:59:58 2007 A couple of things....... Sara.......a judge ..
Posted: Wed May 2 13:12:42 2007 Cynthia, There are several ways to get a ..
Posted: Wed May 2 13:08:02 2007 I hate to rain on your parade....however the ..
Posted: Tue May 1 20:50:45 2007 yes you can be quick claimed on too ..
Posted: Tue May 1 16:49:13 2007 There are other options than fannie ..
Posted: Tue May 1 16:32:46 2007 Ok.....let's clear up another ..
Posted: Tue May 1 16:27:08 2007 HUH........guys I'm not sure where you are ..
Posted: Tue May 1 16:22:25 2007 I'm not trying to rain on your parade but ..
Posted: Tue May 1 16:18:39 2007 Your best bet to clear up your credit would be to ..
Posted: Tue May 1 16:10:08 2007 Actually the lender will not foreclose per se but ..
Posted: Tue May 1 16:07:17 2007 I personally work with clients all over the ..
Posted: Tue May 1 16:03:33 2007 The problem is the deal can't close with out the ..
Posted: Tue May 1 16:00:41 2007 Hi Ralph.......Let me clarify a few things. With ..
Posted: Tue May 1 15:50:20 2007 That could violate the terms of your note and it ..
Posted: Tue May 1 15:38:35 2007 The answer is yes and no......yes you can take ..
Posted: Sat Jul 22 17:44:50 2006 Sounds like an add to ..
Posted: Sat Jul 22 17:40:59 2006 Conforming guidelines will allow up to 5k in open ..
Posted: Sat Jul 22 17:37:32 2006 Hi Francis, In reality you probably need to ..
Posted: Tue Jul 11 21:39:45 2006 Caron, I have been in this business for 10+ ..
Posted: Tue Jul 11 21:35:29 2006 Jim you may violate the terms of your note and ..
Posted: Tue Jul 11 21:30:14 2006 The fee cap varies on a state to state ..
Posted: Tue Jul 11 21:25:24 2006 Calvin, That is a patently untrue ..
Posted: Sun Jul 2 21:04:49 2006 Your mother can take cash in a lump sum as well ..
Posted: Tue May 2 4:40:21 2006 There isn't a requirement that the lender ..
Posted: Sat Apr 22 5:51:27 2006 Adonis, That is a very broad based comment and ..
Posted: Sun Apr 16 10:14:21 2006 Franklin, She can't get a reverse mortgage if ..
Posted: Sun Apr 16 6:40:38 2006 Based on some quick math and your wife's age and ..
Posted: Sun Apr 16 6:32:40 2006 Let's make a correction to this thread......Your ..
Posted: Sat Apr 15 11:21:01 2006 I have seen conforming loan approvals with debt ..
Posted: Sat Apr 15 11:16:18 2006 You will need to go through probate and need a ..
Posted: Sat Apr 15 11:15:31 2006 Credit scores.......Do not matter with an FHA ..
Posted: Sat Apr 15 10:23:57 2006 If you are going to do a COSI option ARM and you ..
Posted: Wed Mar 29 16:46:39 2006 I'm sorry to hear about your situation. In order ..
Posted: Tue Mar 28 14:07:33 2006 Rachel the answer to your question is ..
Posted: Mon Mar 27 13:00:27 2006 Bill, Welcome to the forum but direct ..
Posted: Mon Mar 27 4:48:45 2006 The CODI avg is based on the interest paid on ..
Posted: Mon Mar 27 4:22:44 2006 It has to be owner occupied at the time of ..
Posted: Sun Mar 26 8:38:14 2006 Hi Terry, There may be some other options ..
Posted: Sun Mar 26 8:27:45 2006 There is more than just score that determines ..
Posted: Sun Mar 26 8:20:22 2006 You can remain on title as well so nothing could ..
Posted: Wed Mar 8 14:55:11 2006 You should both make sure you have a pre-approval ..
Posted: Wed Mar 8 4:18:12 2006 As of yesterday afternoon a circuit court in ..
Posted: Tue Mar 7 6:02:25 2006 Keep in mind that rates can change on a daily and ..
Posted: Tue Mar 7 5:57:57 2006 That varies on a state to state ..
Posted: Tue Mar 7 5:55:48 2006 Absolutley wrong Zemina........Carolina welcom to ..
Posted: Tue Mar 7 5:14:26 2006 The only problem with that thought process Jerry ..
Posted: Tue Feb 28 17:39:39 2006 The title company will have to honor the payoff ..
Posted: Tue Feb 28 11:02:02 2006 At closing an agreement was signed that if there ..
Posted: Sat Feb 25 3:51:56 2006 There are lenders that will allow you to keep it ..
Posted: Thu Feb 23 19:12:35 2006 Paul have you considered a reverse mortgage With ..
Posted: Thu Feb 23 11:28:21 2006 Go to your local title company and they can ..
Posted: Thu Feb 23 4:54:40 2006 02/22/06, 11:05 AM EST: 10 Year Note: + 8/32 : ..
Posted: Wed Feb 22 14:28:22 2006 Nick let me clarify a few points, The type of ..
Posted: Wed Feb 22 10:00:37 2006 The only time an option arm is not safe is if you ..
Posted: Wed Feb 22 9:36:08 2006 Have your broker look at a30/10/20 on your ..
Posted: Wed Feb 22 9:13:41 2006 Hi Nick, Taking cash out of the current home may ..
Posted: Tue Feb 21 17:36:48 2006 Your father will need to give the title/escrow ..
Posted: Mon Feb 20 11:45:41 2006 Is this a double wide or single ..
Posted: Mon Feb 20 7:29:40 2006 no it will not..........why would your rate ..
Posted: Mon Feb 20 5:45:42 2006 Then a mortgage late will affect your credit. ..
Posted: Mon Feb 20 3:59:42 2006 If the mortgage is in both names a quit claim ..
Posted: Fri Feb 17 20:42:17 2006 deleted........PM Sam if you have a ..
Posted: Fri Feb 17 18:18:06 2006 self ..
Posted: Fri Feb 17 12:30:34 2006 You can't assign the mortgage debt. You can quit ..
Posted: Fri Feb 17 6:56:21 2006 What state are you in. If you are in a community ..
Posted: Fri Feb 17 5:23:43 2006 What kind of loan is it How long have you had ..
Posted: Fri Feb 17 5:12:39 2006 What exactly has changed This may or may not be ..
Posted: Fri Feb 17 5:02:41 2006 What are some of the specifics of the fraud you ..
Posted: Thu Feb 16 13:01:21 2006 ok...let me back into this you can have a primary ..
Posted: Thu Feb 16 9:36:59 2006 Davis, Why do you think you can't qualify for ..
Posted: Thu Feb 16 9:34:46 2006 Get a real estate attorney. Self done forms may ..
Posted: Thu Feb 16 9:30:54 2006 TJ Good thinking on the option arms.......at ..
Posted: Thu Feb 16 9:22:20 2006 That question should be addressed by the ..
Posted: Thu Feb 16 9:20:35 2006 Your personal income does not need to support the ..
Posted: Thu Feb 16 6:53:42 2006 Hi Crissy, Check the terms on your note. The ..
Posted: Thu Feb 16 6:49:59 2006 The cut and paste from above is a year old here ..
Posted: Wed Feb 15 17:38:12 2006 She should probably add you to title and get a ..
Posted: Wed Feb 15 17:35:47 2006 Ken, Let me clarify the difference between ..
Posted: Wed Feb 15 17:24:59 2006 If it's a primary residence no you do not. Your ..
Posted: Wed Feb 15 15:53:19 2006 did you execute a purchase contract between your ..
Posted: Wed Feb 15 15:45:59 2006 yes you would have to pay the cap gains ..
Posted: Wed Feb 15 15:44:52 2006 Yes you can refinance your home in TX. It would ..
Posted: Wed Feb 15 9:42:57 2006 Lewis, How long have you been making the ..
Posted: Tue Feb 14 9:56:08 2006 I think the point of your question was ..
Posted: Tue Feb 14 9:47:22 2006 Ok....the above information is incorrect. More ..
Posted: Mon Feb 13 19:32:43 2006 On the surface from an income standpoint it would ..
Posted: Sun Feb 12 20:34:11 2006 I'm going to disagree with Zeal here and say that ..
Posted: Sun Feb 12 9:22:32 2006 In 2000 my inlaws took out a second morgage and ..
Posted: Sun Feb 12 9:16:33 2006 There are closing cost associated with every ..
Posted: Sun Feb 12 9:03:15 2006 Do you mean that your current open mortgage is ..
Posted: Tue Feb 7 14:14:49 2006 As a further add to the information above not all ..
Posted: Mon Feb 6 20:39:52 2006 One comment on this the lender in most cases has ..
Posted: Mon Feb 6 18:03:39 2006 A traditional mortgage calulator does not work on ..
Posted: Fri Feb 3 18:13:20 2006 Are you prepared to buy out the reverse mortgage ..
Posted: Fri Feb 3 18:07:25 2006 I'm going to insert a link for information ..
Posted: Thu Feb 2 16:47:08 2006 Bill, There are a few misconceptions here. On ..
Posted: Thu Feb 2 16:32:26 2006 Just one quick comment your APR will always be ..
Posted: Sat Jan 28 7:53:05 2006 Hi Cory you have a lot of different options ..
Posted: Sat Jan 28 7:41:19 2006 The last statement about leving nothing for the ..
Posted: Sat Jan 28 7:06:20 2006 Just my .02 on this subject. Errors on a loan ..
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Name: Cedric Kalvesmaki Kalvesmaki
From: Dallas
Occ.: Mortgage Broker
Org.: Freedom Mortgage

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