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Mr. "B"
Guest
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Post subject: AFS Financial, Inc. |
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 I received this pre-approved letter and the first opening sentence said "I think we missed something when you last called". Then it talks about taking the liberty to review my situation. Never called them and never talked to anyone from the company before I received the letter. I scredded the letter and haven't talked to anyone from AFS Financial, Inc.
Be careful!!!!
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smithsussane
Joined: 18 Sep 2008
Posts: 3738
Location: Alaska
561.45 Dollars($)
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Post subject: |
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Hi Guest!
It's quite surprising that though you did not speak to them, they had sent you a pre-approval letter. If you are planning to take a loan, I would suggest you to speak to the lenders personally and then take a decision.
Sussane |
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capone
Guest
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Post subject: I closed on loan |
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| AFS 3/30/09 |
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savior70
Joined: 25 Mar 2009
Posts: 1422
Location: Florida
168.75 Dollars($)
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Post subject: |
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Hi
So you think AFS is a good company to deal with... right? |
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Dean P
Guest
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Post subject: AFS Financial reply to Amber |
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| before you jump to conclusions they are affiliated with all of the organizations mentioned. They are under their legal name Advanced Financial Services. Please check your facts before you risk libeling a company |
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tami
Guest
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Post subject: Well? |
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| Ok...so...has anyone actually contacted the company? Were there any hidden fees? |
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jenkin7
Joined: 04 Jun 2007
Posts: 3430
Location: Hawaii
514.35 Dollars($)
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Post subject: |
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Hi tami,
Though I have not contacted the company, I have never heard anything bad about them. As far as the hidden costs are concerned, one should always check them before closing on a loan, no matter whether one is dealing with AFS or any other company. |
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capone
Guest
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Post subject: facts |
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| We closed, there were no hidden fees. received all information on cost before closing. GA is a attorney state for closing, so the attorney came to house to close. Official website is myafsloan. |
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johnd49
Guest
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Post subject: AFS |
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| I read ALL 7 pages of this blog because we, also, received the mailing. I looked up AFS Advanced Financial Services, Inc. - the result was " not found ". This was on the BBB National website, and I also included the 02842 zip. I then dropped the AFS and got the street address and much information. There is a lot of info there, and I suggest that, if you are considering them, you check it out for yourself on the BBB.com National website. There were 48 complaints in the last 36 months. Also the BBB says that ... " Advanced Financial Services, Inc. is not a BBB Accredited Business. The business is currently circulating marketing materials stating that they are associated with BBB. The business does not have permission to use the BBB's name and/or logo in their advertising and marketing materials." That is a quote from the BBB report. I hope this helps someone. |
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Iguana
Guest
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Post subject: AFS Solicitation |
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We received an invitation to apply for a loan from AFS (Apr 3,2009). If the invitation is true it is a 5.00 % loan for payment of mortgage and loan consolidaton. It sounds good. Does anyone have any recent info on this company. I am sick of trying to be scammed!
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bartj1985
Guest
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Post subject: |
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| I got a letter to day so I called them they said I was approved and all they needed to do is send a appraiser to appraise my house and it would cost $300 they asked for my credit so I could pay for the appraiser that is where the red flag was raised. Not sure if they are legit. looking for somebody that has worked with them |
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Nona
Guest
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Post subject: AFS, Inc. Reputation |
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| I just recieved A FHA Fixed Rate Loan Acceptance Packet from AFS, Inc., from David Noyce, President. Are they legit? |
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capone
Guest
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Post subject: LISTEN |
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| Ive posted twice now, yes there legit. Yes have to have an appraisel which was 375.oo for us. There offical web site is myafsloan with the normal w and dots front and back. We live in GA, was very happy with our loan officer Macken. So take it as you want. There were no other fees up front except appraisal fee. There is 3 physical locations if you want to drive there. Look at there website. |
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LoneElm
Guest
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Post subject: AFS financial offer |
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| We, too, received such an offer. They make it sound good,even linking to FHA, until -- we are requested to reply within three days. That's what sent up my warning flag. Cons almost always use the ACT FAST approach. Would a reputable lender say, "If we do not receive your acceptance, we must offer this money to another homeowner"? I say, "Okay. Do that." |
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LSweet
Guest
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Post subject: AFS pre-approval |
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| I also received a pre-approval notice. I looked at it thinking it would be great to bundle everything and pay it all at once. I thought it would be great to pay one lower interest rate for all my payments. But I too found it to be a mortgage re-fi. In which case, my current rate is better. |
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