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Posted: Fri Apr 15, 2011 10:29 am Post subject:

They suck.

Guest

My home refinance process admittedly has some difficult issues...with my ex-spouse, but still there are problems with Aim Loans. They point to the Title Company as the hold up and the Title Comany points to Aim Loans. Meanwhile, I am out 2 30 day extensions. If this next extension expires and they don't renew at their own expense, I will update this review with greater detail.

gmakerley · Posted: Mon Apr 18, 2011 6:45 pm Post subject:

When you consider that most locations report real estate transactions to be down across the country, thereby leading to less financing than we might have previously been accustomed to, it's just about inexcusable for a lender to have delays such as we see cited in the posts here.

If you posted this correctly, deddy54 (and I have no reason not to think so), then you've been 60 days on extension, in addition to what I presume was probably an original 30 day lock. That's 90 days, if I'm reading it correctly, and that's ridiculous. No wait, it's actually well beyond ridiculous.

How do they maintain a reputation that must be strong enough for folk to go there to begin with?

jimgilly · Posted: Tue Apr 19, 2011 1:31 am Post subject:

deddy54,

You say both lender and title company are blaiming the other for the hold up. What exactly are you being told is the reason for this? Is there a problem with the title or is the title company waiting for Aim Loan to supply information and numbers to prepare closing docs?

Definitely no reason why you should be 90 plus days out without having closed or being told the loan is not going through. I take it though you are not paying for the extensions, which could get costly to Aim Loan if rates start shifting higher than when you locked.

dealsbells · Joined: 09 May 2011 Posts: 5 1.83 Dollars($)

I often say it before, it is worth repeating, this is the most common and effective ways to find lenders, is talking to you people who know and respect them, to see who to use, and take the referral. Then you sit down with the proposal, so to be honest, ability, dedication and overall appearance of the people of your own determination.

gmakerley · Posted: Wed May 11, 2011 12:58 pm Post subject:

I'm not quite certain what is meant by "appearance of the people of your own determination," but it sounds rather ominous - especially in light of past indiscretions in the lending industry.

Posted: Fri Nov 11, 2011 7:14 am Post subject:

We did. We were refused and had to pay a $30 fee to our current lender to pay for a fax initiated by AIM. Ripoff!

Guest

Stay away from Aim Loan. They are a horrible company. Potential fraud here. Credit card was hit with several bogus charges immeidatly after their charge hit my account.

jameshogg · Posted: Wed Mar 28, 2012 10:06 pm Post subject:

Thank you J smith for sharing your opinion in the forums!! Smile

Guest

AIM advertises HARP loans with no appraisal qualifications. Loan was declined due to appraisal value. That is not how the program works. When pressed AIM would not confirm that the loan was processed as a HARP loan. The advertising is totally false or their incompetent. Probably both. Twisted Evil

smithsussane · Posted: Thu Apr 26, 2012 1:07 am Post subject:

Thanks for sharing your opinion, Fred!!

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