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My experience appears to be like others here. Paid for a rate-lock, paid for an appraisal, jumped through all the paperwork hoops and then ZERO communication from them. It took multiple emails/calls before I got a return call 4 days AFTER the rate lock expired. Excuses of paper-work delays from some unnamed agency and significantly higher rates.

I've requested a full refund of all fees and as usual, no return phone calls or emails.

Guest

I would not do business with Mortgage capital associates again. We closed on a loan in May of 2010. In January of 2011, we got a $150 charge on our credit card from MCA based on an oversite by them. We refused to pay it and they said our contract from May entitled them to charge us for the services from May. No Statute of limitations. In addition, we had to go to sign our paperwork 2 different times b/c they had gross errors on our paperwork. Would not use them.

smithsussane · Posted: Sun May 22, 2011 11:28 pm Post subject:

Hey Craig... Thanks for sharing your experience and opinion in the forums! Smile

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