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Guest

Liz & Joe - no worries. The community mentor obviously has not lost $3,500 to this horrible company like you and I have. You have every right to be furious. Give 'em hell.

gmakerley · Posted: Sun Dec 27, 2009 9:44 pm Post subject:

haamz, you're right - i haven't lost $3500 to the company. however, i stand by what i said. i'm not commenting on how you and they address the company. what you say to them is your private business, and i obviously can't even see what kind of words are used there.

however, this site has nothing to do with that company or any of the others mentioned on here; why must the language used here be so excessively vulgar?

does it make you happier to be vulgar? i suppose it does - it's our human condition, after all.

bottom line here: go ahead and give 'em hell, but spare us the gory details, please.

Guest

I counseled with a family member who is going through a similar lawsuit right now to get their money back from another company, and this is what I learned:

The person at the top of the LLC is still financially liable for fraud damages.

Bankruptcy doesn't protect against fraud.

In this case, we were all victims of fraud, which means that we do have rights to sue for our money back.

According to the AZ Corporation Commission website, the "Statutory Agent" is a guy named Richard Bloomfield (website also provides his address). I believe this is the guy we have to serve for the lawsuit.

My wife and I have a pretty good case against Choice since we applied for a refund a long time ago.

gmakerley · Posted: Mon Jan 04, 2010 9:39 am Post subject:

mike, hopefully your information will be helpful to others who've suffered in their dealings with choice. thanks.

Guest

I started a Loan Modification together with my dad with Loan Choice since March 2009 and they just took my money and his they never return my calls or send nothing by mail. & still owns me $3000, and my dad $2000 they called us on august 2009 and september to get more money out of us & i told them i wasn't going to pay them nothing no more on till i see something in written, till know i haven't heard from them. i don't know if I am going to get my money and my dads they are all bunch of people whos taking advantage of us.

Guest

This company is horrible....promises, promises and still nothing after a year..now they don't even pick up the phone or call back...what a scam!..I never thought i would be one of the ones taken as a fool...well they sure fooled me...$3500 dollars later and still in limbo.....My home in question, stressed out marriage and waiting for a foreclosure...not the best way to live your life!..........Thanks Choice National.....for nothing!

Guest

I personally worked with Choice Loan consulting/Choice National both as an internal project manager and an outside financial firm offering solutions to distressed homeowners. When they first were in business they operated under Opulence Financial Group. When business started getting really good for Jeff Harper he formed a partnership totaling 5 members. They named the business Choice Loan Consulting later revising the business name to be Choice National. At first the Banks were working with us, we were getting fantastic results for distressed homeowners. The business grew at a rapid pase as the results got out. Home owners were practically knocking down our doors for the same kind of help. In January the tip of the iceburg was not quite showing as Obama came into office and the files were flutering in. By March we knew we had a problem and we all worked dilligently to fix it. The Partners did not all agree on a solution. By June choice was struggling to pay out commissions as they were using it for payroll since they had run out of money. Bank accounts got frozen, Jeff Harper had been in court hidden from all of us for months for fraudulant business in the past. Radio spots began to target Choice as a ponzi and as a scam.
At this point I pulled out completely, I imediately contacted my clients to inform them on the problems and began working on solutions. Choice continued to take in files by agents that I had started that refused to stop. It was a catch 22 situation. The big decision that I had to make took me nearly a month to make. Do you stop turning in revenue when revenue could fix the problem? Or, do you continue and hope and pray that it would all work out at the end. I have worked in the industry for several years and have personally been in Nevada working with my father's business when the economy turned and worked side by side as he drained every penny only at the end closing the doors and taking massive losses. Only this time with Choice, taking a loss not on Boats and cars, but on peoples homes. I played a very huge role in the bulk of the income that Choice made each month as I had 270 agents working under my direction. This decision was made after much duress. Marketing plans, projections, ways to save the business were all proposed and Choice refused to listen. After much agony I pulled out for good only to get slapped with a threat for a 1.5million dollar law suit for pulling out. The partners were allready planning to shut it down and they are wanting to sue me after all the solutions I offered and they turned down? That was only another confirmation of the decision I made.

My partner and I started monitering our files helping our clients dilligently through the summer to save there homes without any payment. Our families have suffered, we have sold much of our precious belongings to continue to survive, we have given vehicles back to the banks and sacrificed all that we had to help our friends and clients.

In the meantime Choice continued to take in files only for the money. Massive ammounts of employees were sacrificing just as we did in hopes that they would get paid and it would all work out. Eventually we caught word that Choice had been sending money overseas, money that should have gone to payroll. They have stollen over $70,000 or personal money owed to me, and I'm certain much more then that is owed to other people in my situation.

I am so happy that as of Dedember 22nd Choice is now officially shut there doors. Now we just need to work togther to give these poor homeowners other solutions so that they don't get forced out of there homes.

When I endorsed Choice they had terrific results, ethically I would work 16-20 hours per day helping people, training agents, saving homes. When I now longer felt that confidence I let my clients no that and we found new solutions. Let us all work dilligently together to help the rest of these people. Don't stand still, be proactive as we have. Choice will recieve Justice bothe by law and by God, let the legal system do what it can for now and let us help each other out of this mess. Chances of getting refunds is nearly impossible, so let's move forward. Some of our clients have gone months without making a single payment, the $3500 you paid has saved you thousands more. Now let's just finsh the job. This will take a lot of hard work, no doubt, but let's work together!!!

Seth Grasteit
President
GIP Financial aka Seth GIP LLC

[Phone number and e-mail address deleted as per forum rules. Thanks.]

gmakerley · Posted: Tue Jan 05, 2010 10:06 am Post subject:

seth, i took out, from your post, the blatant advertising lingo. i hate to say this and let people think that you're part of the problem after you've worked so hard to claim to be part of the solution; but "gip" is defined in all sorts of negative ways:

"victimize: deprive of by deceit; "He swindled me out of my inheritance"; "She defrauded the customers who trusted her"; "the cashier gypped me ..."

you may want to change the name of your concern if word gets out.

i also have to tell you that, aside from the prohibited advertising that you did, i am skeptical about any modification "service" - especially after having read 5 pages of commentary about choice and then your post which is at least a little bit self-aggrandizing.

"the $3500 you paid has saved you thousands more." boy if that is supposed to make sense to anyone, i don't know who. it undoubtedly isn't going to make those who forked over that money any happier.

why should we believe your post? give us some reason.

Guest

Mr. Ackerley, Shouldn't a loan consultant know how to punctuate. Are you ignorant or lazy?

gmakerley · Posted: Wed Jan 06, 2010 12:55 pm Post subject:

well, billy, my name is spelled correctly up above, but i see you were unable to figure that out. and of, course, that "S" of yours ought not to have been capitalized.

certainly not ignorant, but lazy on occasion; my postings online have been, unfortunately, colored by the old online bugaboo of the instant message, where virtually everything is abbreviated.

thanks for the commentary - it made my afternoon a joy.

Guest

The company closed. After a year of hiring them I had NO results and NO updates even though I repeatedly requested one. My money is gone now. If I'd had the money to blow I wouldn't have needed a loan modification. I am now worse off than I was before. My husband is very sick so I don't know what we are going to do now.

Posted: Thu Jan 07, 2010 1:55 pm Post subject:

upset, have you been in contact with the attorney general's office in your state? if this company has any assets, i'd like to think that the ag is going to go after them. please reach out to that office and make known your situation. it's a travesty.

Guest

I started in California under their expansion program a year ago. After spending hundreds of hours and about $500 in promo materials, I asked them for their promised support and they said they were abandoning Cal because it was too hard to stay current with compliance. They did get modifications for my clients, but they quit talking to me and didn't pay me. My last real contact with them yielded phony phone numbers and phony email addresses for follow up. The phone number I reached them on went to messages unreturned.
Beware! CLC and their marketing company are two separate enterprises, but you wouldn't know it. These are attorneys who know how to protect themselves.

[Email address deleted as per forum rules. Thanks.]

Guest

I received no help and I can't even get through to them. Teh phone numbers just ring.

gmakerley · Posted: Wed Jan 13, 2010 2:59 pm Post subject:

buck pete, read the above posts and you'll see that they've closed their doors, ne'er to open again.

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has anyone worked for choice loan consulting