Posted: Thu Feb 14, 2008 4:58 pm Post subject: Happy with citimortgage
citimortgage bought my mortgage servicing back in July, I have had a very pleasant experience with them so far. I would recommend this company to my family and friends and to you as well.
Hey Jbarto thanks for sharing your experience with the community. I think it will help general people and youngsters like me to make the decision regarding taking a mortgage.
But one thing that strikes on my head is that are you an officials from citimortgage. If so then your post may be considered as a promotional post and any moderator may delete your post at any given point of time.
Best of luck,
Larry
Derrick Guest
Posted: Fri Feb 15, 2008 2:40 am Post subject:
My loan was bought by Citimortgage last year. Since then they've been sending me mails and calls just saying that they have not received any payment. But I did pay and have set up as recurring through a bank account.
However when I looked into my bank statement, there is an extra payment noted which I didn't understand. I have been paying late charges and had to make an extra payment also most unwillingly. I spoke to someone last month about this and got a mail stating that my account was overdue.
I never had problems with my mortgage payment until this bank took over. I did call up the represdentative but nobody responds. Not good servicing as I feel
Thanks for sharing you experience with the community. It is good that people giving a mixed reaction and that will help the borrowers to have a clear idea about such companies.
Feel free to share if you have anything to say or ask if you have any further questions.
yes they have a website, you can access all your account information on there and figure out what is going on there.
You can ask for a statement of all the payments made through your bank from your bank and send that to them and show them that you are indeed caught up.
It should not take long to straighten it all out if they have the proof of paperwork, they have been okay for me so far. Hopefully you will get this all straightened out soon. goodluck, get the paperwork from the bank and send it off to them.
I think with every lender you will have stories on both sides?
Brian _________________ Licensed Broker 50 states http://www.aimwithfocus.com
Need quick advise email or PM Glad to help
rbblack7879 Guest
Posted: Sun Nov 30, 2008 3:32 pm Post subject: I hate citimortgage
I have had sooooo many problems with this mortgage company from misapplying payments to losing payments and now they are claiming that after our chptr13 bankruptcy that we have more fees but all the fees were added into our bankruptcy, I am wondering if there is anyway to force them to sell our loan to someone else or if there is a way to get our mortgage with someone else? I just cant deal with these thieves anymore!!!!
The lender should have given you a easier payment plan so that you will be able to pay off the mortgage debts within 3-5 years. It is surprising that they haven't done it. Well, I don't think you can force them to sell off the mortgage to a collection agency. Try contacting your lawyer to deal with the lender. _________________ Procrastination is the enemy of your financial sucess
rbblack7879 Guest
Posted: Mon Jan 12, 2009 11:56 am Post subject:
Our bankruptcy attorney will not even speak to me over the phone because our bankruptcy is over!!!
Now we just tried to go with another mortgage company and apparently citi doesn't want us to so they said we have not made payments that we have proof of making and they are trying to forclose on our home ilegally!
I wish someone would file a class action lawsuit