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Guest

were about to refiance with embrace they said they can go 97 percent where all the banks so far i talk to said 85 percent. Has anyone had any problems with this company ?

Niicss · Posted: Tue Jun 08, 2010 2:45 am Post subject:

I do not have a personal experience as I haven't dealt with Embrace. As far as I know, in order to qualify for a refinance, one needs to have at least 20% equity in the property. Unless you've 20% equity, lenders may not be ready to refinance your home loan.

Guest

Any FHA approved lender can do a rate and term refinance with an FHA insured loan to 97.75% loan to value. At rates today it makes alot of sense

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