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wildstorm_films · Joined: 22 Aug 2007 Posts: 130 8.74 Dollars($)

Hey ya'll,

I came upon this site while searching around on craigslist.org

.https://globalgold.awarecart.com/7500_02/index.php?pid=vom&bid=027ngl h&subid=1395&uid=9263378

There motto:

Bad Credit? No Credit? No Problem!
No Employment Verification
No Credit Checks and No Deposit

Guaranteed $7,500 Unsecured Credit Line

I'm finding it hard to believe this ad.

miller_st · Joined: 17 Jan 2007 Posts: 918 168.95 Dollars($)

Hi Wildstorm,

I checked out the terms and conditions section of this site.

There seems to be 2 terms & conditions pages:

globalgoldcredit.com/pages/terms.php and.https://globalgold.awarecart.com/7500_02/pages/terms.php

In the first one it mentions APR from 2nd yr would be 7.9% and the second page states that APR from 2nd yr would be 9.9%

And 0% interest will be for the first yr only. Another thing is that it is a 7 day trial membership after which you will get charged $39.95/month thereafter if you do not cancel the membership.

In the "faqs" section I see that this line of credit can be used for purchasing products exclusively from them only. Some purchases have down payment required & this line of credit can be used to finance portion which is not part of required down payment.

So there are many things to look into before deciding if it would be good or not.

Miller

ezmortgageloanz · Posted: Sat Sep 15, 2007 7:42 pm Post subject:

I haven't reviewed the particular program referenced by the OP, but I can vouche that there are both secured and unsecured LOC (line of credit) offered in today's market.

Unsecured LOCs are often use by RE investors to fund rehabs, down payments, etc.

Regards,

Scott Miller

larry · Joined: 27 Jun 2007 Posts: 3322 474.67 Dollars($)

Hi Wildstorm,

Even if you have bad credit, you can get a loan. But I think it is always desirable to improve your credit first and then go for a loan.

wildstorm_films · Joined: 22 Aug 2007 Posts: 130 8.74 Dollars($)

Well the bad thing about this is that the credit line can only be used to purchase products from them only and that there is a monthly membership fee. Eh oh well

Guest

can anyone tell me if this $7500 credit line thing is ligit? If so what exactly do they sell? apparently i can't find out the type of products unless i accept the free trial and whats the catch if you want to cancel in the 10 days. is there a site i can go to and see the type of products they offer? help, inexperienced person with bad no credit since divorce, not bad credit just no credit. Question

Guest

I found out a little what thy sell , it's flea market items at a high dollar
cost. At least that's what the site would show , I attempted to look
at something rather than a ceramic santa claus for $40 , which would
go for .99 in a dollar store. But , everytime I clicked it would not let
me see more items

livinginnky · Posted: Mon Oct 08, 2007 6:01 pm Post subject:

There are many different companies that will do this. I can't think of the name but there is 1 that gives you a visa card to only use on their site. Not only are there terms terrible but their prices are even worse.

Be careful not all of these companies are even legal. I am very wary of any company that puts pictures with testomonies like "as seen on Forbes and NBC". Typically at most all they did was run a classified ad in the back of a magazine and then they say "as seen in _______" If they even run the classified ad in the first place.

If you try to backtrack that url you will find some interesting things to note:

"https://globalgold.awarecart.com/7500_02/index.php?pid=vom&bid=027ngl h&subid=1395&uid=9263378"

Lets break it down
1. "globalgold" is a subdomain of "awarecart.com"
2. If you try to go to "globalgold.awarecart.com" you can't.
3. If you try to go to "awarecart.com" you can't.

If you asked me I wouldn't even think this was a real company. There are companies that offer this but it is never a good deal.

Guest

Thanks for the info, already sounds to good to be true......LMAO

Guest

This marketing is absolutely horrendous - it takes advantage of the unsuspecting...lots of fine print that locks you into outrageous monthly charges. Beware!!! Evil or Very Mad

The three companies involved - First National Gold, ID Watchdog and VComm will hit you a combined monthly charge of $72...ouch

adonis · Posted: Fri Dec 21, 2007 5:29 am Post subject:

Tipster, it seems you know about these companies, have u ever dealt with them?

Guest

best to check anything online for fraud, scam or rippoff. ....to to scam.com, or fraud.com, or rippoff.com and type in key words and check things out...if it is too good to be true , it is probably fake.

jenkin7 · Posted: Fri Jan 04, 2008 12:45 am Post subject:

Hello Whoopie,

Thanks for sharing the information.

You are correct. Sometimes their offers really seem to be unbelievable. In those cases it is better to check them before dropping an application. Otherwise this might lead to serious problem later.

Guest

Global Gold aka First National Gold aka First Plus Platinum aka First Universal Platinum is a total scam. This is the reason the company goes by so many different names. If you look they all have the awarecart.com in their online address. They are a Rip-Off. They make you believe you are paying $2.78 for a credit account, but they hide a bunch of hidden charges at the bottom of the page, most of the time with a size 6 or 8 font. There is not even a checkbox that you have seen the other addon offers. They will automatically charge you for VComm voicemail service and ID Watchdog. So check your accounts, because most likely there are charges there. These products are not even in the Terms and Conditions but hidden at the bottom of the screen, way below the submit button. I believe that all 3 of these things are actually the same company hiding behind other names. I have taken screenshots of all 4 of these sites and I have filed complaints with the BBB and FTC. I promise I will not stop fighting until I see justice for these liars. They use misleading advertising, which will be prosecuted by the FTC. If you feel like you were frauded or scammed by these guys I urge you to complain to the FTC. call 1-877-382-4357, or you can also contact Raymond E. McKown, FTC Western Region, Los Angeles 310-824-4325

larry · Joined: 27 Jun 2007 Posts: 3322 474.67 Dollars($)

Hi Guest.

Thanks for sharing this with us. It seems the number of scammers is increasing day by day.

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