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Has anyone ever dealt with Loan Point USA?

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Icon Mini Profile enriko





Joined: 05 Mar 2008

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Post Posted: Tue Jul 29, 2008 2:56 am    Post subject:
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My friend was using them and as far as i know it all went really well!
Sorry to hear that you were treated badly, i hope it will end up well for you.
Yeah do some research, call them and ask what is going on! Explain them your situation and if they are mistreating you- then file them and claim your money back.

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paula rippin

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Post Posted: Sun Aug 10, 2008 2:51 pm    Post subject: refuse to let me pay off loan
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loanpointusa will not let me send them my money have original money order for date loan was due and nowhere to send it pleasde help they say i owe them 15oo.oo now when i had the 510.00 on due date there pissed cuz they cant get to my account what do i do to get my money to them
Icon Mini Profile adonis
adonis




Joined: 22 Oct 2005



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Location: ALASKA
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Post Posted: Sun Aug 10, 2008 10:03 pm    Post subject:
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welcome paula,

This is strange as in why don't they let you pay off the loan. Isn't that what a lender wants - to get back his money in due time? well i just have the feeling may be they're not accepting the payment right now so that later on they'll say you haven't paid and you have to pay late charges and stuff like that.

By the way, how are they stopping you? are they returning your payment? don't you have the address where you need to send the payment?

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aidelin

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Post Posted: Sun Aug 24, 2008 3:36 pm    Post subject: About loanpoint usa
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I summited my application already and they said that they will send the money from 24 to 48 Hors.Is almost the 48 hr and i didn't received nothing.I'm scared now.
Icon Mini Profile Niicss
Niicss




Joined: 03 Oct 2005

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Location: New Jersey
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Post Posted: Mon Aug 25, 2008 4:47 am    Post subject:
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Welcome aidelin.

Why don't you contact the company directly and ask them the reason for being late to send the loan amount? loan point usa. Phone Number is 1-800-351-8820. Try it out and let me know if you have any further queries.

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Icon Mini Profile aidelin26





Joined: 25 Aug 2008

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Post Posted: Mon Aug 25, 2008 10:22 am    Post subject: Thanks
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I call them to that number they finally said today is the day .Thanks a lot Razz .
Icon Mini Profile Niicss
Niicss




Joined: 03 Oct 2005

Posts: 4770
Location: New Jersey
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Post Posted: Tue Aug 26, 2008 4:01 am    Post subject:
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Welcome back aidelin.

Good to hear I can help you out. But pay the loan off on the payday and better stay away from this company as they don't have a very good raputation in the market. Let me know if you have any further queries.

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aidelin

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Post Posted: Tue Aug 26, 2008 5:31 pm    Post subject: thanks
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Thanks Niicss i will do that.If i have a problem sure i let you know.Thank you very much!!!!!
Icon Mini Profile sara
sara
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Post Posted: Wed Aug 27, 2008 3:23 am    Post subject:
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You're most welcome Aidelin. Do share your experiences with us here. And of course, try and pay off the loan at the right time. Also, check your account from time to time to verify that the company hasn't taken out extra money from your account. That's what I hear most of these payday loan companies doing. So, just be careful and let's hope things will be fine.

Take Care

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Icon Mini Profile vegas_storms





Joined: 12 Sep 2008

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Post Posted: Sat Sep 13, 2008 2:45 am    Post subject:
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It's always a better idea to ask family and friends for referrals to a solid loan officer/lender then to ask if a company is any good online.
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Information given is an opinion, for true legal advice please consult an attorney.
Icon Mini Profile lisascherzer



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Post Posted: Wed Sep 17, 2008 12:24 am    Post subject:
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Never heard of them but that doesn't mean much. Just do research on them to find out if they have complaints through their governing agencies.
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Post Posted: Fri Oct 03, 2008 4:55 pm    Post subject: Loan Point scam
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The same has happened to me. I was approved for $500. I agreed to the terms of debiting my checking account the following pay and they only took out $120. I tried called the representative, left messages and she nor anyone of customer service has called be back. Then the following week, the same thing, and so on. I'm being charged for a stop ACH from my back each pay period. And still no one from Loan Point has called me back. Who should I talk to and what should I do? After reading the post, I should file a complaint with Attorney General? This is crazy. Lesson learned!!!!
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Icon Mini Profile smithsussane
smith.sussane




Joined: 18 Sep 2008

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Post Posted: Sat Oct 11, 2008 1:08 am    Post subject:
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Hi Guest!

You should better consult an attorney on this regard.

Sussane
MAVARRY647

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Post Posted: Thu Nov 13, 2008 12:11 pm    Post subject: JUST GOT A LOAN WITH THEM
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Now I'm scared. What if they mess up my checking account? They are charging me $150 for $500 that i am borrowing. Which i thought it was a lot but since I need the money, I said OKAY. I talked to them yesterday. I was suppose to sign the papers online but i haven't yet. I checked my checking account and they have not yet deposit the money. I guess I still have time to cancel. Thanks for the information.
Icon Mini Profile jerry
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Post Posted: Fri Nov 14, 2008 3:31 am    Post subject:
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Hi MAVARRY!

You are most welcome. It is always better to be careful and one should check the background of the lender before taking a loan. This will help you in saving your hard earned money as well as the harassment that some lenders cause.

Thanks,

Jerry
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