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I have way more than the 31 % required or mordification. but GMAC wont help. WHAT SHOUD I DO.

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

Modification is done for people with financial trouble

So if you cna show that you have some trouble makign payments to the loan, then call your ldner and ask for modification again

Also if you have been denied ask for the reason why they denied it

thewretched02 · Joined: 23 Jun 2009 Posts: 115 23.92 Dollars($)

what is your situation Ch09021970? Why do you need to mod the loan?

chrishot85 · Joined: 09 Nov 2009 Posts: 16 3.30 Dollars($)

Hi,

You can ask your financial adviser or bank. They will be give some advise for modification. All of this modification depends on your bank.
So please contact your bank.

gmakerley · Posted: Tue Nov 10, 2009 12:33 pm Post subject:

indeed, get back to your lender so they can tell you specifically why they're unable to do a modification for you. you need to understand this, if only for the purpose of closure.

riseabove · Joined: 09 Nov 2009 Posts: 277 11.01 Dollars($)

"... but GMAC wont help.."

For a moment there I thought she was talking about gmakerley, was about to say that he's normally pretty helpful, then I got it.

Loan Mods seem interesting at the moment, some say you need to have missed payments, others say you dont....the criteria seem a little fluid.

gmakerley · Posted: Fri Nov 13, 2009 10:51 am Post subject:

"interesting" is quite a word to use to describe loan modifications. i can think of several more, particularly after having read some people's descriptions of their efforts:

frustrating
annoying
hair-raising
mind-boggling
ridiculous

i may have to run and get my Roget's out to complete this string.

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